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Side-by-side financial comparison of HEARTLAND EXPRESS INC (HTLD) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

HEARTLAND EXPRESS INC is the larger business by last-quarter revenue ($179.4M vs $120.1M, roughly 1.5× Triumph Financial, Inc.). On growth, Triumph Financial, Inc. posted the faster year-over-year revenue change (16.0% vs -26.1%). Over the past eight quarters, Triumph Financial, Inc.'s revenue compounded faster (9.0% CAGR vs -18.5%).

Heartland Express is an American trucking company headquartered in North Liberty, Iowa. The company offers truckload shipping services across the United States.

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

HTLD vs TFIN — Head-to-Head

Bigger by revenue
HTLD
HTLD
1.5× larger
HTLD
$179.4M
$120.1M
TFIN
Growing faster (revenue YoY)
TFIN
TFIN
+42.0% gap
TFIN
16.0%
-26.1%
HTLD
Faster 2-yr revenue CAGR
TFIN
TFIN
Annualised
TFIN
9.0%
-18.5%
HTLD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTLD
HTLD
TFIN
TFIN
Revenue
$179.4M
$120.1M
Net Profit
$-19.4M
Gross Margin
Operating Margin
-12.7%
Net Margin
-10.8%
Revenue YoY
-26.1%
16.0%
Net Profit YoY
-949.2%
400.6%
EPS (diluted)
$-0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTLD
HTLD
TFIN
TFIN
Q4 25
$179.4M
$120.1M
Q3 25
$196.5M
$109.3M
Q2 25
$210.4M
$108.1M
Q1 25
$219.4M
$101.6M
Q4 24
$242.6M
$103.6M
Q3 24
$259.9M
$106.2M
Q2 24
$274.8M
$105.1M
Q1 24
$270.3M
$101.0M
Net Profit
HTLD
HTLD
TFIN
TFIN
Q4 25
$-19.4M
Q3 25
$-8.3M
$1.7M
Q2 25
$-10.9M
$4.4M
Q1 25
$-13.9M
$17.0K
Q4 24
$-1.9M
$3.8M
Q3 24
$-9.3M
$5.3M
Q2 24
$-3.5M
$2.7M
Q1 24
$-15.1M
$4.2M
Operating Margin
HTLD
HTLD
TFIN
TFIN
Q4 25
-12.7%
Q3 25
-3.7%
1.2%
Q2 25
-5.9%
7.3%
Q1 25
-6.8%
0.1%
Q4 24
0.4%
5.6%
Q3 24
-2.7%
5.9%
Q2 24
0.1%
3.4%
Q1 24
-5.3%
4.7%
Net Margin
HTLD
HTLD
TFIN
TFIN
Q4 25
-10.8%
Q3 25
-4.2%
1.6%
Q2 25
-5.2%
4.1%
Q1 25
-6.3%
0.0%
Q4 24
-0.8%
3.7%
Q3 24
-3.6%
5.0%
Q2 24
-1.3%
2.6%
Q1 24
-5.6%
4.1%
EPS (diluted)
HTLD
HTLD
TFIN
TFIN
Q4 25
$-0.24
Q3 25
$-0.11
$0.04
Q2 25
$-0.14
$0.15
Q1 25
$-0.18
$-0.03
Q4 24
$-0.03
$0.13
Q3 24
$-0.12
$0.19
Q2 24
$-0.04
$0.08
Q1 24
$-0.19
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTLD
HTLD
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$18.5M
$248.5M
Total DebtLower is stronger
$154.1M
Stockholders' EquityBook value
$755.3M
$941.8M
Total Assets
$1.2B
$6.4B
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTLD
HTLD
TFIN
TFIN
Q4 25
$18.5M
$248.5M
Q3 25
$32.7M
$147.2M
Q2 25
$22.9M
$282.3M
Q1 25
$23.9M
$502.9M
Q4 24
$12.8M
$330.1M
Q3 24
$30.7M
$489.3M
Q2 24
$23.9M
$500.7M
Q1 24
$23.8M
$417.0M
Total Debt
HTLD
HTLD
TFIN
TFIN
Q4 25
$154.1M
Q3 25
Q2 25
Q1 25
Q4 24
$187.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
HTLD
HTLD
TFIN
TFIN
Q4 25
$755.3M
$941.8M
Q3 25
$775.6M
$919.3M
Q2 25
$786.7M
$912.4M
Q1 25
$807.7M
$893.9M
Q4 24
$822.6M
$890.9M
Q3 24
$825.7M
$885.8M
Q2 24
$836.8M
$874.2M
Q1 24
$848.8M
$872.3M
Total Assets
HTLD
HTLD
TFIN
TFIN
Q4 25
$1.2B
$6.4B
Q3 25
$1.3B
$6.4B
Q2 25
$1.3B
$6.5B
Q1 25
$1.3B
$6.3B
Q4 24
$1.3B
$5.9B
Q3 24
$1.4B
$5.9B
Q2 24
$1.4B
$5.8B
Q1 24
$1.5B
$5.6B
Debt / Equity
HTLD
HTLD
TFIN
TFIN
Q4 25
0.20×
Q3 25
Q2 25
Q1 25
Q4 24
0.23×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTLD
HTLD
TFIN
TFIN
Operating Cash FlowLast quarter
$14.9M
$67.1M
Free Cash FlowOCF − Capex
$-44.2M
FCF MarginFCF / Revenue
-24.6%
Capex IntensityCapex / Revenue
33.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-66.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTLD
HTLD
TFIN
TFIN
Q4 25
$14.9M
$67.1M
Q3 25
$27.5M
$24.4M
Q2 25
$21.0M
$9.8M
Q1 25
$25.8M
$-3.6M
Q4 24
$37.8M
$58.5M
Q3 24
$35.6M
$26.6M
Q2 24
$40.0M
$21.9M
Q1 24
$31.0M
$-10.7M
Free Cash Flow
HTLD
HTLD
TFIN
TFIN
Q4 25
$-44.2M
Q3 25
$-12.2M
$22.4M
Q2 25
$-12.8M
$6.8M
Q1 25
$2.3M
$-7.9M
Q4 24
$-45.5M
Q3 24
$24.6M
$25.8M
Q2 24
$29.4M
$-31.9M
Q1 24
$26.3M
FCF Margin
HTLD
HTLD
TFIN
TFIN
Q4 25
-24.6%
Q3 25
-6.2%
20.5%
Q2 25
-6.1%
6.2%
Q1 25
1.0%
-7.7%
Q4 24
-18.8%
Q3 24
9.5%
24.3%
Q2 24
10.7%
-30.3%
Q1 24
9.7%
Capex Intensity
HTLD
HTLD
TFIN
TFIN
Q4 25
33.0%
Q3 25
20.2%
1.8%
Q2 25
16.1%
2.8%
Q1 25
10.7%
4.2%
Q4 24
34.3%
Q3 24
4.2%
0.8%
Q2 24
3.8%
51.1%
Q1 24
1.7%
Cash Conversion
HTLD
HTLD
TFIN
TFIN
Q4 25
Q3 25
14.29×
Q2 25
2.22×
Q1 25
-212.82×
Q4 24
15.25×
Q3 24
4.97×
Q2 24
7.95×
Q1 24
-2.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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