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Side-by-side financial comparison of H2O AMERICA (HTO) and Life360, Inc. (LIF). Click either name above to swap in a different company.
H2O AMERICA is the larger business by last-quarter revenue ($199.4M vs $146.0M, roughly 1.4× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 8.1%, a 80.7% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs 1.5%). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 15.3%).
H2O Wireless is a United States-based prepaid cell phone service, that utilizes the AT&T network. It is a brand of the mobile virtual network operator (MVNO) Locus Telecommunications, a subsidiary of Telrite Holdings, Inc., since 2019. Locus was formerly a subsidiary of KDDI America corporation, starting in 2010. H2O Wireless is primarily advertised as a non-restrictive phone service for customers to bring or buy unlocked smartphones, although AT&T contract/locked phones may be accepted as well.
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
HTO vs LIF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $199.4M | $146.0M |
| Net Profit | $16.2M | $129.7M |
| Gross Margin | — | 75.1% |
| Operating Margin | 16.6% | 6.1% |
| Net Margin | 8.1% | 88.8% |
| Revenue YoY | 1.5% | 26.4% |
| Net Profit YoY | -29.2% | 1425.9% |
| EPS (diluted) | $0.45 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $199.4M | $146.0M | ||
| Q3 25 | $243.5M | $124.5M | ||
| Q2 25 | $197.8M | $115.4M | ||
| Q1 25 | $164.9M | $103.6M | ||
| Q4 24 | $196.5M | $115.5M | ||
| Q3 24 | $216.7M | $92.9M | ||
| Q2 24 | $173.1M | $84.9M | ||
| Q1 24 | $150.0M | $78.2M |
| Q4 25 | $16.2M | $129.7M | ||
| Q3 25 | $45.1M | $9.8M | ||
| Q2 25 | $24.7M | $7.0M | ||
| Q1 25 | $16.6M | $4.4M | ||
| Q4 24 | $22.9M | $8.5M | ||
| Q3 24 | $38.7M | $7.7M | ||
| Q2 24 | $20.7M | $-11.0M | ||
| Q1 24 | $11.7M | $-9.8M |
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 78.0% | ||
| Q2 25 | — | 78.4% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 74.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 75.0% | ||
| Q1 24 | — | 76.7% |
| Q4 25 | 16.6% | 6.1% | ||
| Q3 25 | 26.5% | 4.6% | ||
| Q2 25 | 22.2% | 1.7% | ||
| Q1 25 | 21.8% | 2.1% | ||
| Q4 24 | 22.2% | 4.9% | ||
| Q3 24 | 26.9% | -5.3% | ||
| Q2 24 | 23.4% | -2.8% | ||
| Q1 24 | 18.6% | -8.2% |
| Q4 25 | 8.1% | 88.8% | ||
| Q3 25 | 18.5% | 7.9% | ||
| Q2 25 | 12.5% | 6.1% | ||
| Q1 25 | 10.0% | 4.2% | ||
| Q4 24 | 11.7% | 7.4% | ||
| Q3 24 | 17.8% | 8.3% | ||
| Q2 24 | 12.0% | -12.9% | ||
| Q1 24 | 7.8% | -12.5% |
| Q4 25 | $0.45 | $1.53 | ||
| Q3 25 | $1.27 | $0.11 | ||
| Q2 25 | $0.71 | $0.08 | ||
| Q1 25 | $0.49 | $0.05 | ||
| Q4 24 | $0.70 | $0.14 | ||
| Q3 24 | $1.17 | $0.09 | ||
| Q2 24 | $0.64 | $-0.15 | ||
| Q1 24 | $0.36 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $20.7M | $494.3M |
| Total DebtLower is stronger | $1.9B | — |
| Stockholders' EquityBook value | $1.5B | $548.2M |
| Total Assets | $5.1B | $959.7M |
| Debt / EquityLower = less leverage | 1.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.7M | $494.3M | ||
| Q3 25 | $11.3M | $455.7M | ||
| Q2 25 | $19.8M | $432.7M | ||
| Q1 25 | $23.7M | $168.9M | ||
| Q4 24 | $11.1M | $159.2M | ||
| Q3 24 | $4.0M | $159.0M | ||
| Q2 24 | $22.8M | $160.8M | ||
| Q1 24 | $4.5M | $73.4M |
| Q4 25 | $1.9B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $5.2M |
| Q4 25 | $1.5B | $548.2M | ||
| Q3 25 | $1.5B | $391.4M | ||
| Q2 25 | $1.5B | $366.7M | ||
| Q1 25 | $1.4B | $376.3M | ||
| Q4 24 | $1.4B | $358.5M | ||
| Q3 24 | $1.3B | $339.7M | ||
| Q2 24 | $1.3B | $326.7M | ||
| Q1 24 | $1.2B | $239.8M |
| Q4 25 | $5.1B | $959.7M | ||
| Q3 25 | $5.0B | $787.5M | ||
| Q2 25 | $4.8B | $753.6M | ||
| Q1 25 | $4.7B | $455.4M | ||
| Q4 24 | $4.7B | $441.6M | ||
| Q3 24 | $4.6B | $427.4M | ||
| Q2 24 | $4.4B | $405.9M | ||
| Q1 24 | $4.4B | $318.8M |
| Q4 25 | 1.23× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $63.5M | $36.8M |
| Free Cash FlowOCF − Capex | — | $36.6M |
| FCF MarginFCF / Revenue | — | 25.1% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | 3.92× | 0.28× |
| TTM Free Cash FlowTrailing 4 quarters | — | $86.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $63.5M | $36.8M | ||
| Q3 25 | $77.3M | $26.4M | ||
| Q2 25 | $60.8M | $13.3M | ||
| Q1 25 | $43.2M | $12.1M | ||
| Q4 24 | $41.5M | $12.3M | ||
| Q3 24 | $53.5M | $6.3M | ||
| Q2 24 | $49.3M | $3.3M | ||
| Q1 24 | $51.2M | $10.7M |
| Q4 25 | — | $36.6M | ||
| Q3 25 | — | $25.6M | ||
| Q2 25 | — | $12.7M | ||
| Q1 25 | — | $11.9M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $3.2M | ||
| Q1 24 | — | — |
| Q4 25 | — | 25.1% | ||
| Q3 25 | — | 20.6% | ||
| Q2 25 | — | 11.0% | ||
| Q1 25 | — | 11.5% | ||
| Q4 24 | — | 9.7% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 3.8% | ||
| Q1 24 | — | — |
| Q4 25 | — | 0.2% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.0% |
| Q4 25 | 3.92× | 0.28× | ||
| Q3 25 | 1.71× | 2.70× | ||
| Q2 25 | 2.47× | 1.90× | ||
| Q1 25 | 2.61× | 2.75× | ||
| Q4 24 | 1.81× | 1.45× | ||
| Q3 24 | 1.39× | 0.83× | ||
| Q2 24 | 2.38× | — | ||
| Q1 24 | 4.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTO
| Water Utility Services | $191.0M | 96% |
| Other | $8.4M | 4% |
LIF
Segment breakdown not available.
