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Side-by-side financial comparison of H2O AMERICA (HTO) and Lovesac Co (LOVE). Click either name above to swap in a different company.
H2O AMERICA is the larger business by last-quarter revenue ($199.4M vs $150.2M, roughly 1.3× Lovesac Co). H2O AMERICA runs the higher net margin — 8.1% vs -7.0%, a 15.2% gap on every dollar of revenue. On growth, H2O AMERICA posted the faster year-over-year revenue change (1.5% vs 0.2%). Over the past eight quarters, H2O AMERICA's revenue compounded faster (15.3% CAGR vs -22.6%).
H2O Wireless is a United States-based prepaid cell phone service, that utilizes the AT&T network. It is a brand of the mobile virtual network operator (MVNO) Locus Telecommunications, a subsidiary of Telrite Holdings, Inc., since 2019. Locus was formerly a subsidiary of KDDI America corporation, starting in 2010. H2O Wireless is primarily advertised as a non-restrictive phone service for customers to bring or buy unlocked smartphones, although AT&T contract/locked phones may be accepted as well.
The Lovesac Company is an American furniture retailer, specializing in a patented modular furniture system called Sactionals. Sactionals consist of two combinable pieces, “Seats” and “Sides,” as well as custom-fit covers and associated accessories. Lovesac also sells Sacs, a bag seat filled with a proprietary foam mixture.
HTO vs LOVE — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $199.4M | $150.2M |
| Net Profit | $16.2M | $-10.6M |
| Gross Margin | — | 56.1% |
| Operating Margin | 16.6% | -10.5% |
| Net Margin | 8.1% | -7.0% |
| Revenue YoY | 1.5% | 0.2% |
| Net Profit YoY | -29.2% | -114.0% |
| EPS (diluted) | $0.45 | $-0.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $199.4M | $150.2M | ||
| Q3 25 | $243.5M | $160.5M | ||
| Q2 25 | $197.8M | $138.4M | ||
| Q1 25 | $164.9M | $241.5M | ||
| Q4 24 | $196.5M | $149.9M | ||
| Q3 24 | $216.7M | $156.6M | ||
| Q2 24 | $173.1M | $132.6M | ||
| Q1 24 | $150.0M | $250.5M |
| Q4 25 | $16.2M | $-10.6M | ||
| Q3 25 | $45.1M | $-6.7M | ||
| Q2 25 | $24.7M | $-10.8M | ||
| Q1 25 | $16.6M | $35.3M | ||
| Q4 24 | $22.9M | $-4.9M | ||
| Q3 24 | $38.7M | $-5.9M | ||
| Q2 24 | $20.7M | $-13.0M | ||
| Q1 24 | $11.7M | $31.0M |
| Q4 25 | — | 56.1% | ||
| Q3 25 | — | 56.4% | ||
| Q2 25 | — | 53.7% | ||
| Q1 25 | — | 60.4% | ||
| Q4 24 | — | 58.5% | ||
| Q3 24 | — | 59.0% | ||
| Q2 24 | — | 54.3% | ||
| Q1 24 | — | 59.7% |
| Q4 25 | 16.6% | -10.5% | ||
| Q3 25 | 26.5% | -5.5% | ||
| Q2 25 | 22.2% | -10.8% | ||
| Q1 25 | 21.8% | 19.7% | ||
| Q4 24 | 22.2% | -5.2% | ||
| Q3 24 | 26.9% | -5.3% | ||
| Q2 24 | 23.4% | -13.5% | ||
| Q1 24 | 18.6% | 16.1% |
| Q4 25 | 8.1% | -7.0% | ||
| Q3 25 | 18.5% | -4.1% | ||
| Q2 25 | 12.5% | -7.8% | ||
| Q1 25 | 10.0% | 14.6% | ||
| Q4 24 | 11.7% | -3.3% | ||
| Q3 24 | 17.8% | -3.7% | ||
| Q2 24 | 12.0% | -9.8% | ||
| Q1 24 | 7.8% | 12.4% |
| Q4 25 | $0.45 | $-0.72 | ||
| Q3 25 | $1.27 | $-0.45 | ||
| Q2 25 | $0.71 | $-0.73 | ||
| Q1 25 | $0.49 | $2.22 | ||
| Q4 24 | $0.70 | $-0.32 | ||
| Q3 24 | $1.17 | $-0.38 | ||
| Q2 24 | $0.64 | $-0.83 | ||
| Q1 24 | $0.36 | $1.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $20.7M | $23.7M |
| Total DebtLower is stronger | $1.9B | — |
| Stockholders' EquityBook value | $1.5B | $189.3M |
| Total Assets | $5.1B | $495.5M |
| Debt / EquityLower = less leverage | 1.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.7M | $23.7M | ||
| Q3 25 | $11.3M | $34.2M | ||
| Q2 25 | $19.8M | $26.9M | ||
| Q1 25 | $23.7M | $83.7M | ||
| Q4 24 | $11.1M | $61.7M | ||
| Q3 24 | $4.0M | $72.1M | ||
| Q2 24 | $22.8M | $72.4M | ||
| Q1 24 | $4.5M | $87.0M |
| Q4 25 | $1.9B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.5B | $189.3M | ||
| Q3 25 | $1.5B | $197.5M | ||
| Q2 25 | $1.5B | $201.2M | ||
| Q1 25 | $1.4B | $216.4M | ||
| Q4 24 | $1.4B | $196.5M | ||
| Q3 24 | $1.3B | $202.1M | ||
| Q2 24 | $1.3B | $205.3M | ||
| Q1 24 | $1.2B | $217.5M |
| Q4 25 | $5.1B | $495.5M | ||
| Q3 25 | $5.0B | $493.7M | ||
| Q2 25 | $4.8B | $483.7M | ||
| Q1 25 | $4.7B | $532.3M | ||
| Q4 24 | $4.7B | $499.7M | ||
| Q3 24 | $4.6B | $481.1M | ||
| Q2 24 | $4.4B | $477.2M | ||
| Q1 24 | $4.4B | $482.2M |
| Q4 25 | 1.23× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $63.5M | $-4.9M |
| Free Cash FlowOCF − Capex | — | $-10.2M |
| FCF MarginFCF / Revenue | — | -6.8% |
| Capex IntensityCapex / Revenue | — | 3.5% |
| Cash ConversionOCF / Net Profit | 3.92× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-13.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $63.5M | $-4.9M | ||
| Q3 25 | $77.3M | $12.2M | ||
| Q2 25 | $60.8M | $-41.4M | ||
| Q1 25 | $43.2M | $44.0M | ||
| Q4 24 | $41.5M | $-4.2M | ||
| Q3 24 | $53.5M | $6.2M | ||
| Q2 24 | $49.3M | $-7.0M | ||
| Q1 24 | $51.2M | $56.3M |
| Q4 25 | — | $-10.2M | ||
| Q3 25 | — | $7.8M | ||
| Q2 25 | — | $-50.0M | ||
| Q1 25 | — | $38.7M | ||
| Q4 24 | — | $-6.6M | ||
| Q3 24 | — | $119.0K | ||
| Q2 24 | — | $-14.3M | ||
| Q1 24 | — | $49.5M |
| Q4 25 | — | -6.8% | ||
| Q3 25 | — | 4.9% | ||
| Q2 25 | — | -36.1% | ||
| Q1 25 | — | 16.0% | ||
| Q4 24 | — | -4.4% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | -10.8% | ||
| Q1 24 | — | 19.8% |
| Q4 25 | — | 3.5% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | — | 3.9% | ||
| Q2 24 | — | 5.5% | ||
| Q1 24 | — | 2.7% |
| Q4 25 | 3.92× | — | ||
| Q3 25 | 1.71× | — | ||
| Q2 25 | 2.47× | — | ||
| Q1 25 | 2.61× | 1.25× | ||
| Q4 24 | 1.81× | — | ||
| Q3 24 | 1.39× | — | ||
| Q2 24 | 2.38× | — | ||
| Q1 24 | 4.38× | 1.82× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTO
| Water Utility Services | $191.0M | 96% |
| Other | $8.4M | 4% |
LOVE
| Showrooms | $102.7M | 68% |
| Internet | $37.3M | 25% |
| Other | $10.2M | 7% |
