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Side-by-side financial comparison of Qudian Inc. (HTT) and Nu Holdings Ltd. (NU). Click either name above to swap in a different company.

Qudian Inc. is a China-based fintech service provider that mainly offers small consumer credit solutions, risk management technical services, and related digital financial products. Its core target users are young mass consumers across China, with all key business operations focused on the domestic Chinese market.

Nubank is a Brazilian neobank headquartered in São Paulo, Brazil. Although it is not formally part of Brazil’s National Financial System, Nubank operates as a financial and payment institution regulated and supervised by the Central Bank of Brazil. It is the largest fintech bank in Latin America, with around 88 million customers in Brazil and 6 million between Mexico and Colombia and a revenue of $8 billion. At its initial public offering in December 2021, Nubank was valued at $45 billion.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTT
HTT
NU
NU
Q3 25
$165.2K
Q2 25
$67.2K
Q1 25
$490.5K
Q3 24
$1.1M
Q2 24
$1.0M
Q1 24
$1.1M
Q4 23
$29.8K
Q3 23
$559.9K
Net Profit
HTT
HTT
NU
NU
Q3 25
$7.9M
Q2 25
$6.0M
Q1 25
$2.9M
Q3 24
$2.6M
Q2 24
$1.9M
Q1 24
$-1.4M
Q4 23
$-5.7M
Q3 23
$-3.4M
Gross Margin
HTT
HTT
NU
NU
Q3 25
23.1%
Q2 25
15.2%
Q1 25
Q3 24
11.1%
Q2 24
13.3%
Q1 24
Q4 23
Q3 23
Operating Margin
HTT
HTT
NU
NU
Q3 25
-1298.1%
Q2 25
-3264.3%
Q1 25
-253.9%
Q3 24
-121.7%
Q2 24
-107.6%
Q1 24
-129.9%
Q4 23
Q3 23
-340.6%
Net Margin
HTT
HTT
NU
NU
Q3 25
4810.3%
Q2 25
8936.3%
Q1 25
582.1%
Q3 24
239.8%
Q2 24
187.1%
Q1 24
-131.8%
Q4 23
-19155.6%
Q3 23
-612.3%
EPS (diluted)
HTT
HTT
NU
NU
Q3 25
$0.05
Q2 25
$0.04
Q1 25
$0.02
Q3 24
$0.01
Q2 24
$0.01
Q1 24
$-0.01
Q4 23
Q3 23
$-0.02

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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