vs

Side-by-side financial comparison of Hub Cyber Security Ltd. (HUBC) and Rhinebeck Bancorp, Inc. (RBKB). Click either name above to swap in a different company.

Hub Cyber Security Ltd. is the larger business by last-quarter revenue ($13.9M vs $13.5M, roughly 1.0× Rhinebeck Bancorp, Inc.). Rhinebeck Bancorp, Inc. runs the higher net margin — 17.3% vs -91.4%, a 108.7% gap on every dollar of revenue.

The Hub Power Company Limited, colloquially known as HUBCO, is a Pakistani power company based in Karachi, Sindh. It was the first independent power producer (IPP) established in Pakistan, and before the termination of its energy agreement in October 2024, it was the largest IPP in the country. HUBCO is listed on the Pakistan Stock Exchange.

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

HUBC vs RBKB — Head-to-Head

Bigger by revenue
HUBC
HUBC
1.0× larger
HUBC
$13.9M
$13.5M
RBKB
Higher net margin
RBKB
RBKB
108.7% more per $
RBKB
17.3%
-91.4%
HUBC

Income Statement — Q4 FY2024 vs Q4 FY2025

Metric
HUBC
HUBC
RBKB
RBKB
Revenue
$13.9M
$13.5M
Net Profit
$-12.7M
$2.3M
Gross Margin
25.6%
Operating Margin
-80.8%
21.7%
Net Margin
-91.4%
17.3%
Revenue YoY
1701.1%
Net Profit YoY
188.0%
EPS (diluted)
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HUBC
HUBC
RBKB
RBKB
Q4 25
$13.5M
Q3 25
$14.0M
Q2 25
$13.1M
Q1 25
$12.8M
Q4 24
$13.9M
$750.0K
Q3 24
$773.0K
Q2 24
$15.7M
$10.7M
Q1 24
$10.4M
Net Profit
HUBC
HUBC
RBKB
RBKB
Q4 25
$2.3M
Q3 25
$2.7M
Q2 25
$2.7M
Q1 25
$2.3M
Q4 24
$-12.7M
$-2.7M
Q3 24
$-8.1M
Q2 24
$-26.4M
$975.0K
Q1 24
$1.1M
Gross Margin
HUBC
HUBC
RBKB
RBKB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
25.6%
Q3 24
Q2 24
9.5%
Q1 24
Operating Margin
HUBC
HUBC
RBKB
RBKB
Q4 25
21.7%
Q3 25
23.9%
Q2 25
26.6%
Q1 25
22.9%
Q4 24
-80.8%
-444.9%
Q3 24
-1332.3%
Q2 24
-95.7%
11.8%
Q1 24
13.9%
Net Margin
HUBC
HUBC
RBKB
RBKB
Q4 25
17.3%
Q3 25
19.3%
Q2 25
20.8%
Q1 25
17.9%
Q4 24
-91.4%
-353.9%
Q3 24
-1042.9%
Q2 24
-167.8%
9.2%
Q1 24
10.8%
EPS (diluted)
HUBC
HUBC
RBKB
RBKB
Q4 25
$0.21
Q3 25
$0.25
Q2 25
$0.25
Q1 25
$0.21
Q4 24
$-0.24
Q3 24
$-0.75
Q2 24
$0.09
Q1 24
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HUBC
HUBC
RBKB
RBKB
Cash + ST InvestmentsLiquidity on hand
$3.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$-80.8M
$136.9M
Total Assets
$27.4M
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HUBC
HUBC
RBKB
RBKB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$3.1M
Q3 24
Q2 24
$1.2M
Q1 24
Stockholders' Equity
HUBC
HUBC
RBKB
RBKB
Q4 25
$136.9M
Q3 25
$133.0M
Q2 25
$129.0M
Q1 25
$126.0M
Q4 24
$-80.8M
$121.8M
Q3 24
$122.7M
Q2 24
$-59.4M
$116.2M
Q1 24
$114.3M
Total Assets
HUBC
HUBC
RBKB
RBKB
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.3B
Q4 24
$27.4M
$1.3B
Q3 24
$1.3B
Q2 24
$28.6M
$1.3B
Q1 24
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HUBC
HUBC
RBKB
RBKB
Operating Cash FlowLast quarter
$-6.3M
$11.7M
Free Cash FlowOCF − Capex
$10.9M
FCF MarginFCF / Revenue
80.6%
Capex IntensityCapex / Revenue
6.3%
Cash ConversionOCF / Net Profit
5.03×
TTM Free Cash FlowTrailing 4 quarters
$19.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HUBC
HUBC
RBKB
RBKB
Q4 25
$11.7M
Q3 25
$2.2M
Q2 25
$2.4M
Q1 25
$4.3M
Q4 24
$-6.3M
$8.5M
Q3 24
$-3.6M
Q2 24
$-10.8M
$12.0M
Q1 24
$-3.5M
Free Cash Flow
HUBC
HUBC
RBKB
RBKB
Q4 25
$10.9M
Q3 25
$2.0M
Q2 25
$2.2M
Q1 25
$4.2M
Q4 24
$7.7M
Q3 24
$-3.6M
Q2 24
$11.8M
Q1 24
$-3.7M
FCF Margin
HUBC
HUBC
RBKB
RBKB
Q4 25
80.6%
Q3 25
14.5%
Q2 25
17.2%
Q1 25
32.8%
Q4 24
1023.9%
Q3 24
-469.0%
Q2 24
111.1%
Q1 24
-36.0%
Capex Intensity
HUBC
HUBC
RBKB
RBKB
Q4 25
6.3%
Q3 25
1.4%
Q2 25
1.4%
Q1 25
0.9%
Q4 24
105.5%
Q3 24
6.3%
Q2 24
1.2%
Q1 24
2.3%
Cash Conversion
HUBC
HUBC
RBKB
RBKB
Q4 25
5.03×
Q3 25
0.83×
Q2 25
0.89×
Q1 25
1.89×
Q4 24
Q3 24
Q2 24
12.27×
Q1 24
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons