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Side-by-side financial comparison of Humana (HUM) and Procter & Gamble (PG). Click either name above to swap in a different company.
Humana is the larger business by last-quarter revenue ($32.5B vs $22.2B, roughly 1.5× Procter & Gamble). Procter & Gamble runs the higher net margin — 19.4% vs -2.4%, a 21.9% gap on every dollar of revenue. On growth, Humana posted the faster year-over-year revenue change (11.3% vs 1.5%). Procter & Gamble produced more free cash flow last quarter ($3.8B vs $-1.9B). Over the past eight quarters, Procter & Gamble's revenue compounded faster (4.9% CAGR vs 4.8%).
Humana Inc. is an American for-profit health insurance company based in Louisville, Kentucky. In 2024, the company ranked 92 on the Fortune 500 list, which made it the highest ranked company based in Kentucky. It is the fourth largest health insurance provider in the U.S.
The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation incorporated and headquartered in Cincinnati, Ohio.
HUM vs PG — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $32.5B | $22.2B |
| Net Profit | $-796.0M | $4.3B |
| Gross Margin | — | 51.2% |
| Operating Margin | -2.5% | 24.2% |
| Net Margin | -2.4% | 19.4% |
| Revenue YoY | 11.3% | 1.5% |
| Net Profit YoY | -14.9% | -6.7% |
| EPS (diluted) | $-6.59 | $1.78 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $32.5B | $22.2B | ||
| Q3 25 | $32.6B | $22.4B | ||
| Q2 25 | $32.4B | $20.9B | ||
| Q1 25 | $32.1B | $19.8B | ||
| Q4 24 | $29.2B | $21.9B | ||
| Q3 24 | $29.4B | $21.7B | ||
| Q2 24 | $29.5B | $20.5B | ||
| Q1 24 | $29.6B | $20.2B |
| Q4 25 | $-796.0M | $4.3B | ||
| Q3 25 | $195.0M | $4.8B | ||
| Q2 25 | $545.0M | $3.6B | ||
| Q1 25 | $1.2B | $3.8B | ||
| Q4 24 | $-693.0M | $4.6B | ||
| Q3 24 | $480.0M | $4.0B | ||
| Q2 24 | $679.0M | $3.1B | ||
| Q1 24 | $741.0M | $3.8B |
| Q4 25 | — | 51.2% | ||
| Q3 25 | — | 51.4% | ||
| Q2 25 | — | 49.1% | ||
| Q1 25 | — | 51.0% | ||
| Q4 24 | — | 52.4% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 49.6% | ||
| Q1 24 | — | 51.2% |
| Q4 25 | -2.5% | 24.2% | ||
| Q3 25 | 1.2% | 26.2% | ||
| Q2 25 | 3.4% | 20.8% | ||
| Q1 25 | 6.3% | 23.0% | ||
| Q4 24 | -1.9% | 26.2% | ||
| Q3 24 | 2.5% | 26.7% | ||
| Q2 24 | 3.9% | 18.9% | ||
| Q1 24 | 4.2% | 22.1% |
| Q4 25 | -2.4% | 19.4% | ||
| Q3 25 | 0.6% | 21.2% | ||
| Q2 25 | 1.7% | 17.3% | ||
| Q1 25 | 3.9% | 19.1% | ||
| Q4 24 | -2.4% | 21.2% | ||
| Q3 24 | 1.6% | 18.2% | ||
| Q2 24 | 2.3% | 15.3% | ||
| Q1 24 | 2.5% | 18.6% |
| Q4 25 | $-6.59 | $1.78 | ||
| Q3 25 | $1.62 | $1.95 | ||
| Q2 25 | $4.51 | $1.48 | ||
| Q1 25 | $10.30 | $1.54 | ||
| Q4 24 | $-5.73 | $1.88 | ||
| Q3 24 | $3.98 | $1.61 | ||
| Q2 24 | $5.62 | $1.27 | ||
| Q1 24 | $6.11 | $1.52 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $19.9B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $17.7B | $53.3B |
| Total Assets | $48.9B | $127.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.9B | — | ||
| Q3 25 | $22.1B | — | ||
| Q2 25 | $21.7B | — | ||
| Q1 25 | $22.1B | — | ||
| Q4 24 | $20.4B | — | ||
| Q3 24 | $24.1B | — | ||
| Q2 24 | $22.9B | — | ||
| Q1 24 | $22.6B | — |
| Q4 25 | $17.7B | $53.3B | ||
| Q3 25 | $18.5B | $53.6B | ||
| Q2 25 | $18.2B | $52.3B | ||
| Q1 25 | $17.8B | $52.5B | ||
| Q4 24 | $16.4B | $51.4B | ||
| Q3 24 | $17.6B | $52.1B | ||
| Q2 24 | $16.7B | $50.6B | ||
| Q1 24 | $16.1B | $50.3B |
| Q4 25 | $48.9B | $127.3B | ||
| Q3 25 | $49.7B | $127.6B | ||
| Q2 25 | $50.4B | $125.2B | ||
| Q1 25 | $50.9B | $123.0B | ||
| Q4 24 | $46.5B | $122.6B | ||
| Q3 24 | $50.0B | $126.5B | ||
| Q2 24 | $50.1B | $122.4B | ||
| Q1 24 | $50.1B | $119.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.7B | $5.0B |
| Free Cash FlowOCF − Capex | $-1.9B | $3.8B |
| FCF MarginFCF / Revenue | -5.7% | 17.1% |
| Capex IntensityCapex / Revenue | 0.6% | 5.3% |
| Cash ConversionOCF / Net Profit | — | 1.15× |
| TTM Free Cash FlowTrailing 4 quarters | $375.0M | $14.8B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.7B | $5.0B | ||
| Q3 25 | $971.0M | $5.4B | ||
| Q2 25 | $1.3B | $5.0B | ||
| Q1 25 | $331.0M | $3.7B | ||
| Q4 24 | $-528.0M | $4.8B | ||
| Q3 24 | $1.9B | $4.3B | ||
| Q2 24 | $1.2B | $5.8B | ||
| Q1 24 | $423.0M | $4.1B |
| Q4 25 | $-1.9B | $3.8B | ||
| Q3 25 | $836.0M | $4.2B | ||
| Q2 25 | $1.2B | $4.0B | ||
| Q1 25 | $236.0M | $2.8B | ||
| Q4 24 | $-682.0M | $3.9B | ||
| Q3 24 | $1.7B | $3.3B | ||
| Q2 24 | $1.1B | $5.0B | ||
| Q1 24 | $246.0M | $3.3B |
| Q4 25 | -5.7% | 17.1% | ||
| Q3 25 | 2.6% | 18.8% | ||
| Q2 25 | 3.6% | 19.1% | ||
| Q1 25 | 0.7% | 14.4% | ||
| Q4 24 | -2.3% | 17.8% | ||
| Q3 24 | 5.9% | 15.2% | ||
| Q2 24 | 3.7% | 24.2% | ||
| Q1 24 | 0.8% | 16.3% |
| Q4 25 | 0.6% | 5.3% | ||
| Q3 25 | 0.4% | 5.4% | ||
| Q2 25 | 0.4% | 4.8% | ||
| Q1 25 | 0.3% | 4.3% | ||
| Q4 24 | 0.5% | 4.2% | ||
| Q3 24 | 0.4% | 4.6% | ||
| Q2 24 | 0.4% | 3.8% | ||
| Q1 24 | 0.6% | 3.9% |
| Q4 25 | — | 1.15× | ||
| Q3 25 | 4.98× | 1.14× | ||
| Q2 25 | 2.33× | 1.38× | ||
| Q1 25 | 0.27× | 0.98× | ||
| Q4 24 | — | 1.04× | ||
| Q3 24 | 3.87× | 1.09× | ||
| Q2 24 | 1.79× | 1.83× | ||
| Q1 24 | 0.57× | 1.09× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HUM
| Insurance Segment | $31.3B | 96% |
| Other | $880.0M | 3% |
| Services | $292.0M | 1% |
PG
| Fabric Home Care Segment | $7.7B | 35% |
| Baby Feminine Family Care Segment | $5.1B | 23% |
| Beauty Segment | $4.0B | 18% |
| Health Care Segment | $3.4B | 15% |
| Grooming Segment | $1.8B | 8% |
