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Side-by-side financial comparison of HANCOCK WHITNEY CORP (HWC) and TEXAS CAPITAL BANCSHARES INC (TCBI). Click either name above to swap in a different company.
TEXAS CAPITAL BANCSHARES INC is the larger business by last-quarter revenue ($324.0M vs $295.0M, roughly 1.1× HANCOCK WHITNEY CORP). TEXAS CAPITAL BANCSHARES INC runs the higher net margin — 22.8% vs 16.1%, a 6.7% gap on every dollar of revenue. On growth, TEXAS CAPITAL BANCSHARES INC posted the faster year-over-year revenue change (15.5% vs -19.7%). Over the past eight quarters, TEXAS CAPITAL BANCSHARES INC's revenue compounded faster (10.2% CAGR vs -9.4%).
Hancock Whitney Corp. is an American bank holding company headquartered in Gulfport, Mississippi. It operates 237 branches in Mississippi, Alabama, Florida, Louisiana, and Texas. The bank is the official bank of the New Orleans Saints and issues the official debit card. The bank is also the official bank of LSU Athletics and the Louisiana Ragin' Cajuns, being the exclusive provider of credit cards for the LSU Tigers, as well as debit cards for both athletic brands.
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
HWC vs TCBI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $295.0M | $324.0M |
| Net Profit | $47.4M | $73.8M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 16.1% | 22.8% |
| Revenue YoY | -19.7% | 15.5% |
| Net Profit YoY | -62.2% | 56.8% |
| EPS (diluted) | $0.57 | $1.56 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $295.0M | $324.0M | ||
| Q4 25 | $389.3M | $327.5M | ||
| Q3 25 | $385.7M | $340.4M | ||
| Q2 25 | $375.5M | $307.5M | ||
| Q1 25 | $364.7M | $280.5M | ||
| Q4 24 | $364.8M | $229.6M | ||
| Q3 24 | $367.7M | $125.3M | ||
| Q2 24 | $359.6M | $267.0M |
| Q1 26 | $47.4M | $73.8M | ||
| Q4 25 | — | $100.7M | ||
| Q3 25 | $127.5M | $105.2M | ||
| Q2 25 | — | $77.3M | ||
| Q1 25 | — | $47.0M | ||
| Q4 24 | — | $71.0M | ||
| Q3 24 | $115.6M | $-61.3M | ||
| Q2 24 | — | $41.7M |
| Q1 26 | — | — | ||
| Q4 25 | 40.7% | 40.4% | ||
| Q3 25 | 41.6% | 40.5% | ||
| Q2 25 | 38.5% | 33.2% | ||
| Q1 25 | 40.9% | 21.6% | ||
| Q4 24 | 41.3% | 40.7% | ||
| Q3 24 | 39.5% | -63.8% | ||
| Q2 24 | 40.3% | 21.9% |
| Q1 26 | 16.1% | 22.8% | ||
| Q4 25 | — | 30.7% | ||
| Q3 25 | 33.0% | 30.9% | ||
| Q2 25 | — | 25.2% | ||
| Q1 25 | — | 16.8% | ||
| Q4 24 | — | 30.9% | ||
| Q3 24 | 31.4% | -48.9% | ||
| Q2 24 | — | 15.6% |
| Q1 26 | $0.57 | $1.56 | ||
| Q4 25 | $1.48 | $2.11 | ||
| Q3 25 | $1.49 | $2.18 | ||
| Q2 25 | $1.32 | $1.58 | ||
| Q1 25 | $1.38 | $0.92 | ||
| Q4 24 | $1.40 | $1.43 | ||
| Q3 24 | $1.33 | $-1.41 | ||
| Q2 24 | $1.31 | $0.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $223.7M | — |
| Total DebtLower is stronger | $1.6B | $878.3M |
| Stockholders' EquityBook value | — | $3.6B |
| Total Assets | $35.5B | $33.5B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $223.7M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.6B | $878.3M | ||
| Q4 25 | $199.4M | $620.6M | ||
| Q3 25 | $210.7M | $620.4M | ||
| Q2 25 | $210.6M | $620.3M | ||
| Q1 25 | $210.6M | $660.5M | ||
| Q4 24 | $210.5M | $660.3M | ||
| Q3 24 | $236.4M | $660.2M | ||
| Q2 24 | $236.4M | $660.0M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $4.5B | $3.6B | ||
| Q3 25 | $4.5B | $3.6B | ||
| Q2 25 | $4.4B | $3.5B | ||
| Q1 25 | $4.3B | $3.4B | ||
| Q4 24 | $4.1B | $3.4B | ||
| Q3 24 | $4.2B | $3.4B | ||
| Q2 24 | $3.9B | $3.2B |
| Q1 26 | $35.5B | $33.5B | ||
| Q4 25 | $35.5B | $31.5B | ||
| Q3 25 | $35.8B | $32.5B | ||
| Q2 25 | $35.2B | $31.9B | ||
| Q1 25 | $34.8B | $31.4B | ||
| Q4 24 | $35.1B | $30.7B | ||
| Q3 24 | $35.2B | $31.6B | ||
| Q2 24 | $35.4B | $29.9B |
| Q1 26 | — | 0.24× | ||
| Q4 25 | 0.04× | 0.17× | ||
| Q3 25 | 0.05× | 0.17× | ||
| Q2 25 | 0.05× | 0.18× | ||
| Q1 25 | 0.05× | 0.19× | ||
| Q4 24 | 0.05× | 0.20× | ||
| Q3 24 | 0.06× | 0.20× | ||
| Q2 24 | 0.06× | 0.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
