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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and TEXAS CAPITAL BANCSHARES INC (TCBI). Click either name above to swap in a different company.

TEXAS CAPITAL BANCSHARES INC is the larger business by last-quarter revenue ($324.0M vs $300.5M, roughly 1.1× Hilltop Holdings Inc.). TEXAS CAPITAL BANCSHARES INC runs the higher net margin — 22.8% vs 13.0%, a 9.8% gap on every dollar of revenue. Over the past eight quarters, TEXAS CAPITAL BANCSHARES INC's revenue compounded faster (10.2% CAGR vs 0.6%).

Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.

Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.

HTH vs TCBI — Head-to-Head

Bigger by revenue
TCBI
TCBI
1.1× larger
TCBI
$324.0M
$300.5M
HTH
Higher net margin
TCBI
TCBI
9.8% more per $
TCBI
22.8%
13.0%
HTH
Faster 2-yr revenue CAGR
TCBI
TCBI
Annualised
TCBI
10.2%
0.6%
HTH

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
HTH
HTH
TCBI
TCBI
Revenue
$300.5M
$324.0M
Net Profit
$39.0M
$73.8M
Gross Margin
Operating Margin
Net Margin
13.0%
22.8%
Revenue YoY
15.5%
Net Profit YoY
-12.4%
56.8%
EPS (diluted)
$0.64
$1.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTH
HTH
TCBI
TCBI
Q1 26
$300.5M
$324.0M
Q4 25
$329.9M
$327.5M
Q3 25
$330.2M
$340.4M
Q2 25
$303.3M
$307.5M
Q1 25
$318.5M
$280.5M
Q4 24
$301.1M
$229.6M
Q3 24
$305.5M
$125.3M
Q2 24
$297.0M
$267.0M
Net Profit
HTH
HTH
TCBI
TCBI
Q1 26
$39.0M
$73.8M
Q4 25
$41.6M
$100.7M
Q3 25
$45.8M
$105.2M
Q2 25
$36.1M
$77.3M
Q1 25
$42.1M
$47.0M
Q4 24
$35.5M
$71.0M
Q3 24
$29.7M
$-61.3M
Q2 24
$20.3M
$41.7M
Operating Margin
HTH
HTH
TCBI
TCBI
Q1 26
Q4 25
16.1%
40.4%
Q3 25
18.4%
40.5%
Q2 25
16.3%
33.2%
Q1 25
18.1%
21.6%
Q4 24
14.7%
40.7%
Q3 24
13.9%
-63.8%
Q2 24
10.0%
21.9%
Net Margin
HTH
HTH
TCBI
TCBI
Q1 26
13.0%
22.8%
Q4 25
12.6%
30.7%
Q3 25
13.9%
30.9%
Q2 25
11.9%
25.2%
Q1 25
13.2%
16.8%
Q4 24
11.8%
30.9%
Q3 24
9.7%
-48.9%
Q2 24
6.8%
15.6%
EPS (diluted)
HTH
HTH
TCBI
TCBI
Q1 26
$0.64
$1.56
Q4 25
$0.68
$2.11
Q3 25
$0.74
$2.18
Q2 25
$0.57
$1.58
Q1 25
$0.65
$0.92
Q4 24
$0.55
$1.43
Q3 24
$0.46
$-1.41
Q2 24
$0.31
$0.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTH
HTH
TCBI
TCBI
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$990.8M
$878.3M
Stockholders' EquityBook value
$2.2B
$3.6B
Total Assets
$15.7B
$33.5B
Debt / EquityLower = less leverage
0.46×
0.24×

8-quarter trend — quarters aligned by calendar period.

Total Debt
HTH
HTH
TCBI
TCBI
Q1 26
$990.8M
$878.3M
Q4 25
$620.6M
Q3 25
$620.4M
Q2 25
$620.3M
Q1 25
$660.5M
Q4 24
$660.3M
Q3 24
$660.2M
Q2 24
$660.0M
Stockholders' Equity
HTH
HTH
TCBI
TCBI
Q1 26
$2.2B
$3.6B
Q4 25
$2.2B
$3.6B
Q3 25
$2.2B
$3.6B
Q2 25
$2.2B
$3.5B
Q1 25
$2.2B
$3.4B
Q4 24
$2.2B
$3.4B
Q3 24
$2.2B
$3.4B
Q2 24
$2.1B
$3.2B
Total Assets
HTH
HTH
TCBI
TCBI
Q1 26
$15.7B
$33.5B
Q4 25
$15.8B
$31.5B
Q3 25
$15.6B
$32.5B
Q2 25
$15.4B
$31.9B
Q1 25
$15.8B
$31.4B
Q4 24
$16.3B
$30.7B
Q3 24
$15.9B
$31.6B
Q2 24
$15.6B
$29.9B
Debt / Equity
HTH
HTH
TCBI
TCBI
Q1 26
0.46×
0.24×
Q4 25
0.17×
Q3 25
0.17×
Q2 25
0.18×
Q1 25
0.19×
Q4 24
0.20×
Q3 24
0.20×
Q2 24
0.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTH
HTH

Noninterest Income$188.4M63%
Net Interest Income$112.1M37%

TCBI
TCBI

Segment breakdown not available.

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