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Side-by-side financial comparison of HYDROFARM HOLDINGS GROUP, INC. (HYFM) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

HYDROFARM HOLDINGS GROUP, INC. is the larger business by last-quarter revenue ($25.1M vs $25.0M, roughly 1.0× Pioneer Bancorp, Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs -963.9%, a 1046.0% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs -31.9%).

Hydrofarm Inc. (HYFM) is an American company specializing in the distribution and manufacture of controlled environment agriculture equipment and supplies.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

HYFM vs PBFS — Head-to-Head

Bigger by revenue
HYFM
HYFM
1.0× larger
HYFM
$25.1M
$25.0M
PBFS
Higher net margin
PBFS
PBFS
1046.0% more per $
PBFS
82.1%
-963.9%
HYFM
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
-31.9%
HYFM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HYFM
HYFM
PBFS
PBFS
Revenue
$25.1M
$25.0M
Net Profit
$-242.2M
$3.7M
Gross Margin
8.5%
Operating Margin
-953.8%
21.3%
Net Margin
-963.9%
82.1%
Revenue YoY
-32.7%
Net Profit YoY
-1282.7%
EPS (diluted)
$-52.09
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HYFM
HYFM
PBFS
PBFS
Q4 25
$25.1M
$25.0M
Q3 25
$29.4M
$24.0M
Q2 25
$39.2M
$24.4M
Q1 25
$40.5M
$22.8M
Q4 24
$37.3M
Q3 24
$44.0M
$22.0M
Q2 24
$54.8M
$20.9M
Q1 24
$54.2M
$21.6M
Net Profit
HYFM
HYFM
PBFS
PBFS
Q4 25
$-242.2M
$3.7M
Q3 25
$-16.4M
$4.3M
Q2 25
$-16.9M
$6.5M
Q1 25
$-14.4M
$5.8M
Q4 24
$-17.5M
Q3 24
$-13.1M
$6.3M
Q2 24
$-23.4M
$3.9M
Q1 24
$-12.6M
$4.7M
Gross Margin
HYFM
HYFM
PBFS
PBFS
Q4 25
8.5%
Q3 25
11.6%
Q2 25
7.1%
Q1 25
17.0%
Q4 24
4.9%
Q3 24
19.4%
Q2 24
19.8%
Q1 24
20.2%
Operating Margin
HYFM
HYFM
PBFS
PBFS
Q4 25
-953.8%
21.3%
Q3 25
-44.1%
23.4%
Q2 25
-34.0%
33.3%
Q1 25
-27.1%
32.5%
Q4 24
-40.5%
Q3 24
-20.5%
37.2%
Q2 24
-35.3%
24.1%
Q1 24
-16.1%
28.1%
Net Margin
HYFM
HYFM
PBFS
PBFS
Q4 25
-963.9%
82.1%
Q3 25
-55.8%
18.0%
Q2 25
-43.0%
26.4%
Q1 25
-35.5%
25.3%
Q4 24
-46.9%
Q3 24
-29.9%
28.7%
Q2 24
-42.8%
107.4%
Q1 24
-23.3%
21.9%
EPS (diluted)
HYFM
HYFM
PBFS
PBFS
Q4 25
$-52.09
$0.16
Q3 25
$-3.51
$0.18
Q2 25
$-3.63
$0.26
Q1 25
$-3.12
$0.23
Q4 24
$-3.80
Q3 24
$-2.86
$0.25
Q2 24
$-5.10
$0.15
Q1 24
$-2.75
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HYFM
HYFM
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
$6.3M
Total DebtLower is stronger
$50.0K
Stockholders' EquityBook value
$-63.3M
$323.9M
Total Assets
$123.8M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HYFM
HYFM
PBFS
PBFS
Q4 25
$6.3M
Q3 25
$10.7M
Q2 25
$11.0M
Q1 25
$13.7M
Q4 24
$26.1M
Q3 24
$24.4M
Q2 24
$30.3M
Q1 24
$24.2M
Total Debt
HYFM
HYFM
PBFS
PBFS
Q4 25
$50.0K
Q3 25
$111.7M
Q2 25
$111.6M
Q1 25
$110.0M
Q4 24
$114.7M
Q3 24
$114.8M
Q2 24
$114.9M
Q1 24
$115.4M
Stockholders' Equity
HYFM
HYFM
PBFS
PBFS
Q4 25
$-63.3M
$323.9M
Q3 25
$178.3M
$314.2M
Q2 25
$195.0M
$314.2M
Q1 25
$209.9M
$310.7M
Q4 24
$223.7M
Q3 24
$243.0M
$303.8M
Q2 24
$255.0M
$296.5M
Q1 24
$278.0M
$289.0M
Total Assets
HYFM
HYFM
PBFS
PBFS
Q4 25
$123.8M
$2.2B
Q3 25
$369.7M
$2.2B
Q2 25
$389.9M
$2.1B
Q1 25
$410.6M
$2.1B
Q4 24
$426.1M
Q3 24
$445.9M
$2.0B
Q2 24
$463.4M
Q1 24
$494.0M
$2.0B
Debt / Equity
HYFM
HYFM
PBFS
PBFS
Q4 25
Q3 25
0.63×
Q2 25
0.57×
Q1 25
0.52×
Q4 24
0.51×
Q3 24
0.47×
Q2 24
0.45×
Q1 24
0.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HYFM
HYFM
PBFS
PBFS
Operating Cash FlowLast quarter
$-4.0M
$11.1M
Free Cash FlowOCF − Capex
$-4.3M
FCF MarginFCF / Revenue
-17.1%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
2.97×
TTM Free Cash FlowTrailing 4 quarters
$-15.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HYFM
HYFM
PBFS
PBFS
Q4 25
$-4.0M
$11.1M
Q3 25
$-37.0K
$3.9M
Q2 25
$1.7M
$5.1M
Q1 25
$-11.8M
$-3.5M
Q4 24
$2.7M
Q3 24
$-4.5M
$1.9M
Q2 24
$3.8M
$9.0M
Q1 24
$-2.3M
$3.3M
Free Cash Flow
HYFM
HYFM
PBFS
PBFS
Q4 25
$-4.3M
Q3 25
$-207.0K
Q2 25
$1.4M
Q1 25
$-12.0M
Q4 24
$2.4M
Q3 24
$-5.3M
Q2 24
$3.4M
Q1 24
$-3.7M
FCF Margin
HYFM
HYFM
PBFS
PBFS
Q4 25
-17.1%
Q3 25
-0.7%
Q2 25
3.7%
Q1 25
-29.6%
Q4 24
6.4%
Q3 24
-12.0%
Q2 24
6.2%
Q1 24
-6.9%
Capex Intensity
HYFM
HYFM
PBFS
PBFS
Q4 25
1.3%
Q3 25
0.6%
Q2 25
0.7%
Q1 25
0.6%
Q4 24
0.7%
Q3 24
1.8%
Q2 24
0.7%
Q1 24
2.7%
Cash Conversion
HYFM
HYFM
PBFS
PBFS
Q4 25
2.97×
Q3 25
0.90×
Q2 25
0.78×
Q1 25
-0.61×
Q4 24
Q3 24
0.30×
Q2 24
2.30×
Q1 24
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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