vs
Side-by-side financial comparison of Installed Building Products, Inc. (IBP) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.1B vs $747.5M, roughly 1.5× Installed Building Products, Inc.). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs 10.2%, a 4.9% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs -0.4%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs 3.9%).
Installed Building Products, Inc. is a leading US-based provider of professional installation services for building products. Core offerings include insulation, gutters, garage doors, fire protection systems and window treatments, serving residential new construction, repair & remodel, and commercial construction segments across most US regions.
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
IBP vs SOFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $747.5M | $1.1B |
| Net Profit | $76.6M | $166.7M |
| Gross Margin | 35.0% | — |
| Operating Margin | 14.6% | — |
| Net Margin | 10.2% | 15.2% |
| Revenue YoY | -0.4% | 42.6% |
| Net Profit YoY | 14.5% | 897.2% |
| EPS (diluted) | $2.81 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.1B | ||
| Q4 25 | $747.5M | $1.0B | ||
| Q3 25 | $778.2M | $961.6M | ||
| Q2 25 | $760.3M | $854.9M | ||
| Q1 25 | $684.8M | $771.8M | ||
| Q4 24 | $750.2M | $734.1M | ||
| Q3 24 | $760.6M | $697.1M | ||
| Q2 24 | $737.6M | $598.6M |
| Q1 26 | — | $166.7M | ||
| Q4 25 | $76.6M | $173.5M | ||
| Q3 25 | $74.4M | $139.4M | ||
| Q2 25 | $69.0M | $97.3M | ||
| Q1 25 | $45.4M | $71.1M | ||
| Q4 24 | $66.9M | $332.5M | ||
| Q3 24 | $68.6M | $60.7M | ||
| Q2 24 | $65.2M | $17.4M |
| Q1 26 | — | — | ||
| Q4 25 | 35.0% | 84.2% | ||
| Q3 25 | 34.0% | 83.2% | ||
| Q2 25 | 34.2% | 82.4% | ||
| Q1 25 | 32.7% | 82.4% | ||
| Q4 24 | 33.6% | 82.5% | ||
| Q3 24 | 33.8% | 82.3% | ||
| Q2 24 | 34.1% | 81.7% |
| Q1 26 | — | — | ||
| Q4 25 | 14.6% | 18.1% | ||
| Q3 25 | 13.7% | 15.4% | ||
| Q2 25 | 13.3% | 13.1% | ||
| Q1 25 | 10.2% | 10.3% | ||
| Q4 24 | 13.1% | 8.2% | ||
| Q3 24 | 13.3% | 9.2% | ||
| Q2 24 | 12.9% | 2.6% |
| Q1 26 | — | 15.2% | ||
| Q4 25 | 10.2% | 16.9% | ||
| Q3 25 | 9.6% | 14.5% | ||
| Q2 25 | 9.1% | 11.4% | ||
| Q1 25 | 6.6% | 9.2% | ||
| Q4 24 | 8.9% | 45.3% | ||
| Q3 24 | 9.0% | 8.7% | ||
| Q2 24 | 8.8% | 2.9% |
| Q1 26 | — | $0.12 | ||
| Q4 25 | $2.81 | $0.14 | ||
| Q3 25 | $2.74 | $0.11 | ||
| Q2 25 | $2.52 | $0.08 | ||
| Q1 25 | $1.64 | $0.06 | ||
| Q4 24 | $2.39 | $0.31 | ||
| Q3 24 | $2.44 | $0.05 | ||
| Q2 24 | $2.30 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $321.9M | $3.4B |
| Total DebtLower is stronger | $886.6M | — |
| Stockholders' EquityBook value | $709.9M | $10.8B |
| Total Assets | $2.1B | $53.7B |
| Debt / EquityLower = less leverage | 1.25× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $3.4B | ||
| Q4 25 | $321.9M | $4.9B | ||
| Q3 25 | $333.3M | $3.2B | ||
| Q2 25 | $305.2M | $2.1B | ||
| Q1 25 | $298.7M | $2.1B | ||
| Q4 24 | $327.6M | $2.5B | ||
| Q3 24 | $406.2M | $2.4B | ||
| Q2 24 | $380.3M | $2.3B |
| Q1 26 | — | — | ||
| Q4 25 | $886.6M | — | ||
| Q3 25 | $880.8M | — | ||
| Q2 25 | $876.1M | — | ||
| Q1 25 | $872.4M | — | ||
| Q4 24 | $874.8M | — | ||
| Q3 24 | $872.3M | — | ||
| Q2 24 | $875.8M | — |
| Q1 26 | — | $10.8B | ||
| Q4 25 | $709.9M | $10.5B | ||
| Q3 25 | $678.6M | $8.8B | ||
| Q2 25 | $664.5M | $6.9B | ||
| Q1 25 | $660.9M | $6.7B | ||
| Q4 24 | $705.3M | $6.5B | ||
| Q3 24 | $716.4M | $6.1B | ||
| Q2 24 | $685.3M | $5.9B |
| Q1 26 | — | $53.7B | ||
| Q4 25 | $2.1B | $50.7B | ||
| Q3 25 | $2.1B | $45.3B | ||
| Q2 25 | $2.0B | $41.1B | ||
| Q1 25 | $2.0B | $37.7B | ||
| Q4 24 | $2.1B | $36.3B | ||
| Q3 24 | $2.1B | $34.4B | ||
| Q2 24 | $2.0B | $32.6B |
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | — | ||
| Q3 25 | 1.30× | — | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | 1.32× | — | ||
| Q4 24 | 1.24× | — | ||
| Q3 24 | 1.22× | — | ||
| Q2 24 | 1.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $64.9M | — |
| Free Cash FlowOCF − Capex | $49.3M | — |
| FCF MarginFCF / Revenue | 6.6% | — |
| Capex IntensityCapex / Revenue | 2.1% | — |
| Cash ConversionOCF / Net Profit | 0.85× | — |
| TTM Free Cash FlowTrailing 4 quarters | $300.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $64.9M | $-3.7B | ||
| Q3 25 | $124.0M | $-1.3B | ||
| Q2 25 | $90.4M | $-1.5B | ||
| Q1 25 | $92.1M | $21.5M | ||
| Q4 24 | $74.8M | $-1.1B | ||
| Q3 24 | $101.4M | $-1.2B | ||
| Q2 24 | $79.0M | $-484.4M |
| Q1 26 | — | — | ||
| Q4 25 | $49.3M | $-4.0B | ||
| Q3 25 | $104.8M | $-1.4B | ||
| Q2 25 | $74.8M | $-1.5B | ||
| Q1 25 | $71.9M | $-31.1M | ||
| Q4 24 | $52.9M | $-1.3B | ||
| Q3 24 | $77.3M | $-1.2B | ||
| Q2 24 | $58.2M | $-521.1M |
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | -388.8% | ||
| Q3 25 | 13.5% | -142.0% | ||
| Q2 25 | 9.8% | -179.0% | ||
| Q1 25 | 10.5% | -4.0% | ||
| Q4 24 | 7.1% | -173.5% | ||
| Q3 24 | 10.2% | -174.6% | ||
| Q2 24 | 7.9% | -87.0% |
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | 23.7% | ||
| Q3 25 | 2.5% | 6.2% | ||
| Q2 25 | 2.1% | 7.4% | ||
| Q1 25 | 2.9% | 6.8% | ||
| Q4 24 | 2.9% | 21.0% | ||
| Q3 24 | 3.2% | 6.2% | ||
| Q2 24 | 2.8% | 6.1% |
| Q1 26 | — | — | ||
| Q4 25 | 0.85× | -21.56× | ||
| Q3 25 | 1.67× | -9.37× | ||
| Q2 25 | 1.31× | -15.08× | ||
| Q1 25 | 2.03× | 0.30× | ||
| Q4 24 | 1.12× | -3.37× | ||
| Q3 24 | 1.48× | -19.32× | ||
| Q2 24 | 1.21× | -27.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IBP
| Residential New Construction | $488.6M | 65% |
| Other Customer Installation | $67.8M | 9% |
| Shower Doors Shelving And Mirrors | $53.5M | 7% |
| Other Building Products | $47.7M | 6% |
| Fireproofing And Firestopping | $37.6M | 5% |
| Rain Gutters | $31.3M | 4% |
| Window Blinds | $18.0M | 2% |
| Related Party | $6.7M | 1% |
SOFI
| Loans and securitizations | $932.2M | 85% |
| Loan origination, sales, securitizations and servicing | $142.2M | 13% |
| Corporate borrowings | $10.7M | 1% |
| Securitizations and warehouses | $10.1M | 1% |
