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Side-by-side financial comparison of Installed Building Products, Inc. (IBP) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.
ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $747.5M, roughly 1.2× Installed Building Products, Inc.). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 10.2%, a 19.3% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs -0.4%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $49.3M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs 3.9%).
Installed Building Products, Inc. is a leading US-based provider of professional installation services for building products. Core offerings include insulation, gutters, garage doors, fire protection systems and window treatments, serving residential new construction, repair & remodel, and commercial construction segments across most US regions.
Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.
IBP vs ZION — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $747.5M | $891.0M |
| Net Profit | $76.6M | $263.0M |
| Gross Margin | 35.0% | — |
| Operating Margin | 14.6% | — |
| Net Margin | 10.2% | 29.5% |
| Revenue YoY | -0.4% | 8.7% |
| Net Profit YoY | 14.5% | 21.8% |
| EPS (diluted) | $2.81 | $1.77 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $747.5M | $891.0M | ||
| Q3 25 | $778.2M | $861.0M | ||
| Q2 25 | $760.3M | $838.0M | ||
| Q1 25 | $684.8M | $795.0M | ||
| Q4 24 | $750.2M | $820.0M | ||
| Q3 24 | $760.6M | $792.0M | ||
| Q2 24 | $737.6M | $777.0M | ||
| Q1 24 | $692.9M | $742.0M |
| Q4 25 | $76.6M | $263.0M | ||
| Q3 25 | $74.4M | $222.0M | ||
| Q2 25 | $69.0M | $244.0M | ||
| Q1 25 | $45.4M | $170.0M | ||
| Q4 24 | $66.9M | $216.0M | ||
| Q3 24 | $68.6M | $214.0M | ||
| Q2 24 | $65.2M | $201.0M | ||
| Q1 24 | $55.9M | $153.0M |
| Q4 25 | 35.0% | — | ||
| Q3 25 | 34.0% | — | ||
| Q2 25 | 34.2% | — | ||
| Q1 25 | 32.7% | — | ||
| Q4 24 | 33.6% | — | ||
| Q3 24 | 33.8% | — | ||
| Q2 24 | 34.1% | — | ||
| Q1 24 | 33.8% | — |
| Q4 25 | 14.6% | — | ||
| Q3 25 | 13.7% | — | ||
| Q2 25 | 13.3% | — | ||
| Q1 25 | 10.2% | — | ||
| Q4 24 | 13.1% | — | ||
| Q3 24 | 13.3% | — | ||
| Q2 24 | 12.9% | — | ||
| Q1 24 | 12.7% | — |
| Q4 25 | 10.2% | 29.5% | ||
| Q3 25 | 9.6% | 25.8% | ||
| Q2 25 | 9.1% | 29.1% | ||
| Q1 25 | 6.6% | 21.4% | ||
| Q4 24 | 8.9% | 26.3% | ||
| Q3 24 | 9.0% | 27.0% | ||
| Q2 24 | 8.8% | 25.9% | ||
| Q1 24 | 8.1% | 20.6% |
| Q4 25 | $2.81 | $1.77 | ||
| Q3 25 | $2.74 | $1.48 | ||
| Q2 25 | $2.52 | $1.63 | ||
| Q1 25 | $1.64 | $1.13 | ||
| Q4 24 | $2.39 | $1.34 | ||
| Q3 24 | $2.44 | $1.37 | ||
| Q2 24 | $2.30 | $1.28 | ||
| Q1 24 | $1.97 | $0.96 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $321.9M | — |
| Total DebtLower is stronger | $886.6M | $1.5B |
| Stockholders' EquityBook value | $709.9M | $7.2B |
| Total Assets | $2.1B | $89.0B |
| Debt / EquityLower = less leverage | 1.25× | 0.21× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $321.9M | — | ||
| Q3 25 | $333.3M | — | ||
| Q2 25 | $305.2M | — | ||
| Q1 25 | $298.7M | — | ||
| Q4 24 | $327.6M | — | ||
| Q3 24 | $406.2M | — | ||
| Q2 24 | $380.3M | — | ||
| Q1 24 | $399.9M | — |
| Q4 25 | $886.6M | $1.5B | ||
| Q3 25 | $880.8M | $1.5B | ||
| Q2 25 | $876.1M | $970.0M | ||
| Q1 25 | $872.4M | $964.0M | ||
| Q4 24 | $874.8M | $950.0M | ||
| Q3 24 | $872.3M | $548.0M | ||
| Q2 24 | $875.8M | $546.0M | ||
| Q1 24 | $875.0M | $544.0M |
| Q4 25 | $709.9M | $7.2B | ||
| Q3 25 | $678.6M | $6.9B | ||
| Q2 25 | $664.5M | $6.6B | ||
| Q1 25 | $660.9M | $6.3B | ||
| Q4 24 | $705.3M | $6.1B | ||
| Q3 24 | $716.4M | $6.4B | ||
| Q2 24 | $685.3M | $6.0B | ||
| Q1 24 | $679.2M | $5.8B |
| Q4 25 | $2.1B | $89.0B | ||
| Q3 25 | $2.1B | $88.5B | ||
| Q2 25 | $2.0B | $88.9B | ||
| Q1 25 | $2.0B | $88.0B | ||
| Q4 24 | $2.1B | $88.8B | ||
| Q3 24 | $2.1B | $87.0B | ||
| Q2 24 | $2.0B | $87.6B | ||
| Q1 24 | $2.0B | $87.1B |
| Q4 25 | 1.25× | 0.21× | ||
| Q3 25 | 1.30× | 0.21× | ||
| Q2 25 | 1.32× | 0.15× | ||
| Q1 25 | 1.32× | 0.15× | ||
| Q4 24 | 1.24× | 0.16× | ||
| Q3 24 | 1.22× | 0.09× | ||
| Q2 24 | 1.28× | 0.09× | ||
| Q1 24 | 1.29× | 0.09× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $64.9M | $1.1B |
| Free Cash FlowOCF − Capex | $49.3M | $952.0M |
| FCF MarginFCF / Revenue | 6.6% | 106.8% |
| Capex IntensityCapex / Revenue | 2.1% | 13.6% |
| Cash ConversionOCF / Net Profit | 0.85× | 4.08× |
| TTM Free Cash FlowTrailing 4 quarters | $300.8M | $1.4B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $64.9M | $1.1B | ||
| Q3 25 | $124.0M | $438.0M | ||
| Q2 25 | $90.4M | $-62.0M | ||
| Q1 25 | $92.1M | $179.0M | ||
| Q4 24 | $74.8M | $1.1B | ||
| Q3 24 | $101.4M | $119.0M | ||
| Q2 24 | $79.0M | $251.0M | ||
| Q1 24 | $84.8M | $261.0M |
| Q4 25 | $49.3M | $952.0M | ||
| Q3 25 | $104.8M | $413.0M | ||
| Q2 25 | $74.8M | $-93.0M | ||
| Q1 25 | $71.9M | $152.0M | ||
| Q4 24 | $52.9M | $1.1B | ||
| Q3 24 | $77.3M | $97.0M | ||
| Q2 24 | $58.2M | $234.0M | ||
| Q1 24 | $63.0M | $231.0M |
| Q4 25 | 6.6% | 106.8% | ||
| Q3 25 | 13.5% | 48.0% | ||
| Q2 25 | 9.8% | -11.1% | ||
| Q1 25 | 10.5% | 19.1% | ||
| Q4 24 | 7.1% | 128.2% | ||
| Q3 24 | 10.2% | 12.2% | ||
| Q2 24 | 7.9% | 30.1% | ||
| Q1 24 | 9.1% | 31.1% |
| Q4 25 | 2.1% | 13.6% | ||
| Q3 25 | 2.5% | 2.9% | ||
| Q2 25 | 2.1% | 3.7% | ||
| Q1 25 | 2.9% | 3.4% | ||
| Q4 24 | 2.9% | 11.8% | ||
| Q3 24 | 3.2% | 2.8% | ||
| Q2 24 | 2.8% | 2.2% | ||
| Q1 24 | 3.1% | 4.0% |
| Q4 25 | 0.85× | 4.08× | ||
| Q3 25 | 1.67× | 1.97× | ||
| Q2 25 | 1.31× | -0.25× | ||
| Q1 25 | 2.03× | 1.05× | ||
| Q4 24 | 1.12× | 5.31× | ||
| Q3 24 | 1.48× | 0.56× | ||
| Q2 24 | 1.21× | 1.25× | ||
| Q1 24 | 1.52× | 1.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IBP
| Residential New Construction | $488.6M | 65% |
| Other Customer Installation | $67.8M | 9% |
| Shower Doors Shelving And Mirrors | $53.5M | 7% |
| Other Building Products | $47.7M | 6% |
| Fireproofing And Firestopping | $37.6M | 5% |
| Rain Gutters | $31.3M | 4% |
| Window Blinds | $18.0M | 2% |
| Related Party | $6.7M | 1% |
ZION
Segment breakdown not available.
