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Side-by-side financial comparison of T Stamp Inc (IDAI) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.
OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $908.9K, roughly 2.0× T Stamp Inc). OLB GROUP, INC. runs the higher net margin — -83.7% vs -279.9%, a 196.2% gap on every dollar of revenue. On growth, OLB GROUP, INC. posted the faster year-over-year revenue change (-35.2% vs -39.3%). Over the past eight quarters, T Stamp Inc's revenue compounded faster (25.9% CAGR vs -28.7%).
T Stamp Inc, trading under ticker IDAI, develops AI-powered identity verification, trust scoring, and fraud prevention solutions. It serves clients across fintech, healthcare, and e-commerce segments, primarily operating in North America to help organizations securely authenticate user identities and mitigate fraud risks.
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
IDAI vs OLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $908.9K | $1.8M |
| Net Profit | $-2.5M | $-1.5M |
| Gross Margin | — | — |
| Operating Margin | -224.9% | -83.7% |
| Net Margin | -279.9% | -83.7% |
| Revenue YoY | -39.3% | -35.2% |
| Net Profit YoY | 57.7% | 67.5% |
| EPS (diluted) | $-0.37 | $-0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $908.9K | $1.8M | ||
| Q3 25 | $872.5K | $2.3M | ||
| Q2 25 | $812.7K | $2.3M | ||
| Q1 25 | $545.5K | $2.3M | ||
| Q4 24 | $1.5M | $2.7M | ||
| Q3 24 | $511.1K | $3.1M | ||
| Q2 24 | $500.4K | $3.5M | ||
| Q1 24 | $573.7K | $3.5M |
| Q4 25 | $-2.5M | $-1.5M | ||
| Q3 25 | $-1.9M | $-1.2M | ||
| Q2 25 | $-1.7M | $-2.1M | ||
| Q1 25 | $-2.2M | $-1.1M | ||
| Q4 24 | $-6.0M | $-4.6M | ||
| Q3 24 | $-1.3M | $-1.6M | ||
| Q2 24 | $-2.6M | $-2.6M | ||
| Q1 24 | $-2.7M | $-2.4M |
| Q4 25 | -224.9% | -83.7% | ||
| Q3 25 | -203.0% | -49.1% | ||
| Q2 25 | -207.0% | -74.8% | ||
| Q1 25 | -396.5% | -36.6% | ||
| Q4 24 | -81.2% | -166.0% | ||
| Q3 24 | -523.7% | -52.9% | ||
| Q2 24 | -524.7% | -74.3% | ||
| Q1 24 | -496.7% | -82.6% |
| Q4 25 | -279.9% | -83.7% | ||
| Q3 25 | -219.1% | -50.8% | ||
| Q2 25 | -210.7% | -93.7% | ||
| Q1 25 | -395.5% | -46.9% | ||
| Q4 24 | -401.5% | -167.1% | ||
| Q3 24 | -245.7% | -52.9% | ||
| Q2 24 | -519.3% | -75.2% | ||
| Q1 24 | -466.9% | -67.8% |
| Q4 25 | $-0.37 | $-0.48 | ||
| Q3 25 | $-0.72 | $-0.13 | ||
| Q2 25 | $-0.69 | $-0.66 | ||
| Q1 25 | $-0.89 | $-0.47 | ||
| Q4 24 | $-3.14 | $-3.55 | ||
| Q3 24 | $-1.06 | $-0.92 | ||
| Q2 24 | $-3.19 | $-1.49 | ||
| Q1 24 | $-3.97 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $6.0M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $8.7M | $4.6M |
| Total Assets | $11.2M | $12.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $6.0M | — | ||
| Q3 25 | $5.4M | — | ||
| Q2 25 | $292.1K | — | ||
| Q1 25 | $1.1M | $29.3K | ||
| Q4 24 | $2.8M | $27.4K | ||
| Q3 24 | $598.0K | $41.3K | ||
| Q2 24 | $659.5K | $53.3K | ||
| Q1 24 | $816.7K | $3.3K |
| Q4 25 | $8.7M | $4.6M | ||
| Q3 25 | $6.1M | $5.3M | ||
| Q2 25 | $2.4M | $6.4M | ||
| Q1 25 | $4.1M | $2.3M | ||
| Q4 24 | $3.0M | $3.2M | ||
| Q3 24 | $5.4M | $6.7M | ||
| Q2 24 | $750.4K | $8.3M | ||
| Q1 24 | $1.4M | $11.0M |
| Q4 25 | $11.2M | $12.3M | ||
| Q3 25 | $11.2M | $12.2M | ||
| Q2 25 | $5.7M | $12.4M | ||
| Q1 25 | $6.6M | $12.5M | ||
| Q4 24 | $8.6M | $12.7M | ||
| Q3 24 | $10.6M | $15.9M | ||
| Q2 24 | $5.2M | $16.6M | ||
| Q1 24 | $5.6M | $18.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.0M | $-1.3M |
| Free Cash FlowOCF − Capex | $2.0M | — |
| FCF MarginFCF / Revenue | 215.4% | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-5.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.0M | $-1.3M | ||
| Q3 25 | $-4.0M | $-115.5K | ||
| Q2 25 | $-2.1M | $-1.0M | ||
| Q1 25 | $-1.5M | $-155.8K | ||
| Q4 24 | $-2.7M | $-2.6M | ||
| Q3 24 | $-2.4M | $-376.7K | ||
| Q2 24 | $-1.6M | $-785.5K | ||
| Q1 24 | $-2.2M | $-424.7K |
| Q4 25 | $2.0M | — | ||
| Q3 25 | $-4.0M | — | ||
| Q2 25 | $-2.1M | — | ||
| Q1 25 | $-1.6M | — | ||
| Q4 24 | $-2.7M | — | ||
| Q3 24 | $-2.4M | — | ||
| Q2 24 | $-1.6M | — | ||
| Q1 24 | $-2.2M | — |
| Q4 25 | 215.4% | — | ||
| Q3 25 | -459.6% | — | ||
| Q2 25 | -258.6% | — | ||
| Q1 25 | -289.2% | — | ||
| Q4 24 | -182.9% | — | ||
| Q3 24 | -475.4% | — | ||
| Q2 24 | -320.9% | — | ||
| Q1 24 | -376.6% | — |
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 6.8% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 1.3% | — | ||
| Q1 24 | 0.5% | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDAI
Segment breakdown not available.
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
