Root, Inc.ROOTEarnings & Financial Report
Nasdaq · Financials · Fire, Marine & Casualty Insurance
Root Insurance Company is an online car insurance company operating in the United States.
ROOT Q4 FY2025 Key Financial Metrics
Revenue
$397.0M
Gross Profit
N/A
Operating Profit
$10.5M
Net Profit
N/A
Gross Margin
N/A
Operating Margin
2.6%
Net Margin
N/A
YoY Growth
21.5%
EPS
$0.35
Root, Inc. Q4 FY2025 Financial Summary
Root, Inc. reported revenue of $397.0M (up 21.5% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).
Key Financial Metrics
| Total Revenue | $397.0M |
|---|---|
| Net Profit | N/A |
| Gross Margin | N/A |
| Operating Margin | 2.6% |
| Report Period | Q4 FY2025 |
Root, Inc. Annual Revenue by Year
Root, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.5B).
Root, Inc. Quarterly Revenue & Net Profit History
Root, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $397.0M | +21.5% | N/A | N/A |
| Q3 FY2025 | $387.8M | +26.9% | $-5.4M | -1.4% |
| Q2 FY2025 | $382.9M | +32.4% | $22.0M | 5.7% |
| Q1 FY2025 | $349.4M | +37.1% | $18.4M | 5.3% |
| Q4 FY2024 | $326.7M | +67.7% | N/A | N/A |
| Q3 FY2024 | $305.7M | +165.1% | $22.8M | 7.5% |
| Q2 FY2024 | $289.2M | +286.6% | $-7.8M | -2.7% |
| Q1 FY2024 | $254.9M | +263.6% | $-6.2M | -2.4% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $254.9M | $289.2M | $305.7M | $326.7M | $349.4M | $382.9M | $387.8M | $397.0M |
| YoY Growth | 263.6% | 286.6% | 165.1% | 67.7% | 37.1% | 32.4% | 26.9% | 21.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.43B | $1.50B | $1.56B | $1.50B | $1.59B | $1.59B | $1.64B | $1.67B |
| Liabilities | $1.15B | $1.23B | $1.27B | $1.18B | $1.24B | $1.23B | $1.27B | $1.28B |
| Equity | $165.7M | $151.3M | $181.9M | $203.7M | $228.7M | $244.5M | $265.0M | $284.3M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $14.5M | $62.6M | $49.4M | $195.7M | $26.8M | $52.0M | $57.6M | $206.5M |