Root, Inc.ROOTEarnings & Financial Report
Root Insurance Company is an online car insurance company operating in the United States.
ROOT Q3 2025 Key Financial Metrics
Revenue
$387.8M
Gross Profit
N/A
Operating Profit
$300.0K
Net Profit
$-5.4M
Gross Margin
N/A
Operating Margin
0.1%
Net Margin
-1.4%
YoY Growth
26.9%
EPS
$-0.35
Financial Flow
Root, Inc. Q3 2025 Financial Summary
Root, Inc. reported revenue of $387.8M for Q3 2025, with a net profit of $-5.4M (-1.4% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $387.8M |
|---|---|
| Net Profit | $-5.4M |
| Gross Margin | N/A |
| Operating Margin | 0.1% |
| Report Period | Q3 2025 |
Root, Inc. Annual Revenue by Year
Root, Inc. annual revenue history includes year-by-year totals (for example, 2024 revenue was $1.2B).
| Year | Annual Revenue |
|---|---|
| 2024 | $1.2B |
| 2023 | $455.0M |
| 2022 | $310.8M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $194.8M | $254.9M | $289.2M | $305.7M | $326.7M | $349.4M | $382.9M | $387.8M |
| YoY Growth | 173.2% | 263.6% | 286.6% | 165.1% | 67.7% | 37.1% | 32.4% | 26.9% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.35B | $1.43B | $1.50B | $1.56B | $1.50B | $1.59B | $1.59B | $1.64B |
| Liabilities | $1.07B | $1.15B | $1.23B | $1.27B | $1.18B | $1.24B | $1.23B | $1.27B |
| Equity | $165.7M | $165.7M | $151.3M | $181.9M | $203.7M | $228.7M | $244.5M | $265.0M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $46.1M | $14.5M | $62.6M | $49.4M | $69.2M | $26.8M | $52.0M | $57.6M |
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