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Side-by-side financial comparison of International General Insurance Holdings Ltd. (IGIC) and STAR GROUP, L.P. (SGU). Click either name above to swap in a different company.

STAR GROUP, L.P. is the larger business by last-quarter revenue ($539.3M vs $403.8M, roughly 1.3× International General Insurance Holdings Ltd.). International General Insurance Holdings Ltd. runs the higher net margin — 26.0% vs 6.6%, a 19.4% gap on every dollar of revenue.

China Taiping Insurance Holdings Company Limited (CTIH) formerly China Insurance International Holdings Company Limited (CIIH), is a Chinese insurance conglomerate. The company has strong Chinese Central Government background despite being incorporated in Hong Kong. It is considered as a red chip company.

Lone Star Funds, legal name of main entity Lone Star Global Acquisitions, Ltd. is a global private equity firm that invests in corporate equity, real estate, credit, and other financial assets. The founder of Lone Star established its first fund in 1995 and Lone Star has to date organized 25 private equity funds with total capital commitments since inception of over $95 billion. Lone Star's investors include corporate and public pension funds, sovereign wealth funds, university endowments, fo...

IGIC vs SGU — Head-to-Head

Bigger by revenue
SGU
SGU
1.3× larger
SGU
$539.3M
$403.8M
IGIC
Higher net margin
IGIC
IGIC
19.4% more per $
IGIC
26.0%
6.6%
SGU

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
IGIC
IGIC
SGU
SGU
Revenue
$403.8M
$539.3M
Net Profit
$105.1M
$35.8M
Gross Margin
Operating Margin
10.1%
Net Margin
26.0%
6.6%
Revenue YoY
10.5%
Net Profit YoY
8.8%
EPS (diluted)
$2.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IGIC
IGIC
SGU
SGU
Q4 25
$539.3M
Q3 25
$403.8M
Q2 25
$261.9M
Q3 24
$369.6M
Q2 24
$265.8M
Q3 23
$293.0M
Net Profit
IGIC
IGIC
SGU
SGU
Q4 25
$35.8M
Q3 25
$105.1M
Q2 25
$61.4M
Q3 24
$-134.4M
Q2 24
$70.7M
Q3 23
$-103.7M
Operating Margin
IGIC
IGIC
SGU
SGU
Q4 25
10.1%
Q3 25
Q2 25
24.2%
Q3 24
Q2 24
-73.3%
Q3 23
Net Margin
IGIC
IGIC
SGU
SGU
Q4 25
6.6%
Q3 25
26.0%
Q2 25
23.5%
Q3 24
-36.4%
Q2 24
26.6%
Q3 23
-35.4%
EPS (diluted)
IGIC
IGIC
SGU
SGU
Q4 25
Q3 25
$2.31
Q2 25
$1.36
Q3 24
$1.82
Q2 24
$1.55
Q3 23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IGIC
IGIC
SGU
SGU
Cash + ST InvestmentsLiquidity on hand
$244.7M
$19.9M
Total DebtLower is stronger
$254.8M
Stockholders' EquityBook value
$654.8M
Total Assets
$2.0B
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IGIC
IGIC
SGU
SGU
Q4 25
$19.9M
Q3 25
$244.7M
Q2 25
$164.8M
Q3 24
$219.2M
Q2 24
$237.3M
Q3 23
$122.2M
Total Debt
IGIC
IGIC
SGU
SGU
Q4 25
$254.8M
Q3 25
Q2 25
Q3 24
Q2 24
Q3 23
Stockholders' Equity
IGIC
IGIC
SGU
SGU
Q4 25
Q3 25
$654.8M
Q2 25
$662.3M
Q3 24
$540.5M
Q2 24
$588.2M
Q3 23
$411.0M
Total Assets
IGIC
IGIC
SGU
SGU
Q4 25
$1.1B
Q3 25
$2.0B
Q2 25
$2.1B
Q3 24
$1.8B
Q2 24
$2.0B
Q3 23
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IGIC
IGIC
SGU
SGU
Operating Cash FlowLast quarter
$-55.2M
Free Cash FlowOCF − Capex
$-59.7M
FCF MarginFCF / Revenue
-11.1%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
-1.54×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IGIC
IGIC
SGU
SGU
Q4 25
$-55.2M
Q3 25
Q2 25
$27.2M
Q3 24
Q2 24
$120.7M
Q3 23
Free Cash Flow
IGIC
IGIC
SGU
SGU
Q4 25
$-59.7M
Q3 25
Q2 25
$26.8M
Q3 24
Q2 24
$119.8M
Q3 23
FCF Margin
IGIC
IGIC
SGU
SGU
Q4 25
-11.1%
Q3 25
Q2 25
10.2%
Q3 24
Q2 24
45.1%
Q3 23
Capex Intensity
IGIC
IGIC
SGU
SGU
Q4 25
0.8%
Q3 25
Q2 25
0.2%
Q3 24
Q2 24
0.3%
Q3 23
Cash Conversion
IGIC
IGIC
SGU
SGU
Q4 25
-1.54×
Q3 25
Q2 25
0.44×
Q3 24
Q2 24
1.71×
Q3 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IGIC
IGIC

Segment breakdown not available.

SGU
SGU

Home Heating Oil And Propane$372.6M69%
Motor Fuel And Other Petroleum Products$75.4M14%
Equipment Installations$39.6M7%
Equipment Maintenance Service Contracts$30.3M6%
Billable Call Services$21.4M4%

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