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Side-by-side financial comparison of Information Services Group Inc. (III) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Information Services Group Inc. is the larger business by last-quarter revenue ($61.2M vs $31.4M, roughly 1.9× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 4.3%, a 32.0% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 5.9%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $4.3M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -2.4%).
EBSCO Information Services, headquartered in Ipswich, Massachusetts, is a division of EBSCO Industries Inc., a private company headquartered in Birmingham, Alabama. EBSCO provides products and services to libraries of many types around the world. Its products include EBSCONET, a complete e-resource management system, and EBSCOhost, which supplies a fee-based online research service with 375 full-text databases, a collection of 600,000-plus ebooks, subject indexes, point-of-care medical refere...
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
III vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $61.2M | $31.4M |
| Net Profit | $2.6M | $10.1M |
| Gross Margin | 44.8% | — |
| Operating Margin | 8.4% | 43.6% |
| Net Margin | 4.3% | 36.3% |
| Revenue YoY | 5.9% | 37.6% |
| Net Profit YoY | -14.1% | 245.6% |
| EPS (diluted) | $0.06 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $61.2M | $31.4M | ||
| Q3 25 | $62.4M | $26.7M | ||
| Q2 25 | $61.6M | $26.5M | ||
| Q1 25 | $59.6M | $24.6M | ||
| Q4 24 | $57.8M | $22.8M | ||
| Q3 24 | $61.3M | $20.2M | ||
| Q2 24 | $64.3M | $20.2M | ||
| Q1 24 | $64.3M | $20.5M |
| Q4 25 | $2.6M | $10.1M | ||
| Q3 25 | $3.1M | $6.5M | ||
| Q2 25 | $2.2M | $6.1M | ||
| Q1 25 | $1.5M | $6.0M | ||
| Q4 24 | $3.0M | $2.9M | ||
| Q3 24 | $1.1M | $2.4M | ||
| Q2 24 | $2.0M | $3.2M | ||
| Q1 24 | $-3.4M | $2.4M |
| Q4 25 | 44.8% | — | ||
| Q3 25 | 42.2% | — | ||
| Q2 25 | 42.2% | — | ||
| Q1 25 | 43.1% | — | ||
| Q4 24 | 41.5% | — | ||
| Q3 24 | 40.4% | — | ||
| Q2 24 | 39.5% | — | ||
| Q1 24 | 36.1% | — |
| Q4 25 | 8.4% | 43.6% | ||
| Q3 25 | 7.4% | 32.8% | ||
| Q2 25 | 7.6% | 30.2% | ||
| Q1 25 | 5.7% | 32.5% | ||
| Q4 24 | 0.3% | 19.6% | ||
| Q3 24 | 7.0% | 15.2% | ||
| Q2 24 | 5.7% | 21.8% | ||
| Q1 24 | -3.7% | 18.3% |
| Q4 25 | 4.3% | 36.3% | ||
| Q3 25 | 4.9% | 24.3% | ||
| Q2 25 | 3.5% | 23.0% | ||
| Q1 25 | 2.5% | 24.2% | ||
| Q4 24 | 5.3% | 14.1% | ||
| Q3 24 | 1.9% | 12.1% | ||
| Q2 24 | 3.2% | 15.8% | ||
| Q1 24 | -5.3% | 11.8% |
| Q4 25 | $0.06 | $0.43 | ||
| Q3 25 | $0.06 | $0.27 | ||
| Q2 25 | $0.04 | $0.25 | ||
| Q1 25 | $0.03 | $0.25 | ||
| Q4 24 | $0.07 | $0.11 | ||
| Q3 24 | $0.02 | $0.10 | ||
| Q2 24 | $0.04 | $0.14 | ||
| Q1 24 | $-0.07 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $28.7M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $94.7M | $541.5M |
| Total Assets | $211.0M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.7M | $126.2M | ||
| Q3 25 | $28.7M | $146.6M | ||
| Q2 25 | $25.2M | $126.6M | ||
| Q1 25 | $20.1M | $129.9M | ||
| Q4 24 | $23.1M | $139.8M | ||
| Q3 24 | $9.7M | $155.8M | ||
| Q2 24 | $11.8M | $103.2M | ||
| Q1 24 | $14.0M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $94.7M | $541.5M | ||
| Q3 25 | $94.7M | $529.8M | ||
| Q2 25 | $94.1M | $521.1M | ||
| Q1 25 | $95.0M | $513.9M | ||
| Q4 24 | $96.3M | $505.5M | ||
| Q3 24 | $96.6M | $504.6M | ||
| Q2 24 | $95.5M | $497.7M | ||
| Q1 24 | $95.6M | $493.7M |
| Q4 25 | $211.0M | $3.2B | ||
| Q3 25 | $213.3M | $3.2B | ||
| Q2 25 | $200.7M | $3.2B | ||
| Q1 25 | $202.4M | $3.1B | ||
| Q4 24 | $204.5M | $3.0B | ||
| Q3 24 | $227.1M | $3.0B | ||
| Q2 24 | $235.3M | $2.8B | ||
| Q1 24 | $234.2M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.1M | $55.6M |
| Free Cash FlowOCF − Capex | $4.3M | $54.6M |
| FCF MarginFCF / Revenue | 7.0% | 173.9% |
| Capex IntensityCapex / Revenue | 1.2% | 3.1% |
| Cash ConversionOCF / Net Profit | 1.94× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $25.0M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.1M | $55.6M | ||
| Q3 25 | $11.1M | $1.4M | ||
| Q2 25 | $11.9M | $6.2M | ||
| Q1 25 | $978.0K | $13.1M | ||
| Q4 24 | $6.6M | $7.2M | ||
| Q3 24 | $8.8M | $-14.6M | ||
| Q2 24 | $2.2M | $-2.6M | ||
| Q1 24 | $2.3M | $1.5M |
| Q4 25 | $4.3M | $54.6M | ||
| Q3 25 | $9.5M | $786.0K | ||
| Q2 25 | $11.1M | $5.9M | ||
| Q1 25 | $141.0K | $12.9M | ||
| Q4 24 | $6.0M | $4.5M | ||
| Q3 24 | $8.4M | $-15.0M | ||
| Q2 24 | $1.3M | $-2.6M | ||
| Q1 24 | $1.3M | $-315.0K |
| Q4 25 | 7.0% | 173.9% | ||
| Q3 25 | 15.2% | 2.9% | ||
| Q2 25 | 18.0% | 22.4% | ||
| Q1 25 | 0.2% | 52.6% | ||
| Q4 24 | 10.4% | 19.7% | ||
| Q3 24 | 13.7% | -74.1% | ||
| Q2 24 | 2.0% | -13.0% | ||
| Q1 24 | 2.0% | -1.5% |
| Q4 25 | 1.2% | 3.1% | ||
| Q3 25 | 2.5% | 2.3% | ||
| Q2 25 | 1.4% | 1.0% | ||
| Q1 25 | 1.4% | 0.6% | ||
| Q4 24 | 0.9% | 11.9% | ||
| Q3 24 | 0.6% | 2.0% | ||
| Q2 24 | 1.4% | 0.3% | ||
| Q1 24 | 1.6% | 8.7% |
| Q4 25 | 1.94× | 5.48× | ||
| Q3 25 | 3.62× | 0.21× | ||
| Q2 25 | 5.46× | 1.01× | ||
| Q1 25 | 0.66× | 2.20× | ||
| Q4 24 | 2.15× | 2.46× | ||
| Q3 24 | 7.66× | -5.99× | ||
| Q2 24 | 1.07× | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
