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Side-by-side financial comparison of INSTEEL INDUSTRIES INC (IIIN) and LendingClub Corp (LC). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $159.9M, roughly 1.6× INSTEEL INDUSTRIES INC). LendingClub Corp runs the higher net margin — 20.5% vs 4.7%, a 15.7% gap on every dollar of revenue. On growth, INSTEEL INDUSTRIES INC posted the faster year-over-year revenue change (23.3% vs 15.9%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 12.0%).
Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
IIIN vs LC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $159.9M | $252.3M |
| Net Profit | $7.6M | $51.6M |
| Gross Margin | 11.3% | — |
| Operating Margin | 6.0% | — |
| Net Margin | 4.7% | 20.5% |
| Revenue YoY | 23.3% | 15.9% |
| Net Profit YoY | 602.4% | 341.0% |
| EPS (diluted) | $0.39 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $252.3M | ||
| Q4 25 | $159.9M | $266.5M | ||
| Q3 25 | $177.4M | $266.2M | ||
| Q2 25 | $179.9M | $248.4M | ||
| Q1 25 | $160.7M | $217.7M | ||
| Q4 24 | $129.7M | $217.2M | ||
| Q3 24 | $134.3M | $201.9M | ||
| Q2 24 | $145.8M | $187.2M |
| Q1 26 | — | $51.6M | ||
| Q4 25 | $7.6M | — | ||
| Q3 25 | $14.6M | $44.3M | ||
| Q2 25 | $15.2M | $38.2M | ||
| Q1 25 | $10.2M | $11.7M | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $4.7M | $14.5M | ||
| Q2 24 | $6.6M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | — | ||
| Q3 25 | 16.1% | — | ||
| Q2 25 | 17.1% | — | ||
| Q1 25 | 15.3% | — | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 9.1% | — | ||
| Q2 24 | 10.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.0% | 18.8% | ||
| Q3 25 | 10.8% | 21.5% | ||
| Q2 25 | 11.0% | 21.7% | ||
| Q1 25 | 8.3% | 7.2% | ||
| Q4 24 | 1.1% | 5.1% | ||
| Q3 24 | 4.5% | 8.9% | ||
| Q2 24 | 6.0% | 10.4% |
| Q1 26 | — | 20.5% | ||
| Q4 25 | 4.7% | — | ||
| Q3 25 | 8.2% | 16.6% | ||
| Q2 25 | 8.4% | 15.4% | ||
| Q1 25 | 6.4% | 5.4% | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 3.5% | 7.2% | ||
| Q2 24 | 4.5% | 8.0% |
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.39 | $0.36 | ||
| Q3 25 | $0.74 | $0.37 | ||
| Q2 25 | $0.78 | $0.33 | ||
| Q1 25 | $0.52 | $0.10 | ||
| Q4 24 | $0.06 | $0.08 | ||
| Q3 24 | $0.24 | $0.13 | ||
| Q2 24 | $0.34 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.6M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $358.8M | $1.5B |
| Total Assets | $456.1M | $11.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $15.6M | — | ||
| Q3 25 | $38.6M | — | ||
| Q2 25 | $53.7M | — | ||
| Q1 25 | $28.4M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $111.5M | — | ||
| Q2 24 | $97.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $358.8M | $1.5B | ||
| Q3 25 | $371.5M | $1.5B | ||
| Q2 25 | $356.2M | $1.4B | ||
| Q1 25 | $341.4M | $1.4B | ||
| Q4 24 | $331.6M | $1.3B | ||
| Q3 24 | $350.9M | $1.3B | ||
| Q2 24 | $346.0M | $1.3B |
| Q1 26 | — | $11.9B | ||
| Q4 25 | $456.1M | $11.6B | ||
| Q3 25 | $462.6M | $11.1B | ||
| Q2 25 | $471.9M | $10.8B | ||
| Q1 25 | $421.9M | $10.5B | ||
| Q4 24 | $404.7M | $10.6B | ||
| Q3 24 | $422.6M | $11.0B | ||
| Q2 24 | $414.6M | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-701.0K | — |
| Free Cash FlowOCF − Capex | $-2.2M | — |
| FCF MarginFCF / Revenue | -1.4% | — |
| Capex IntensityCapex / Revenue | 0.9% | — |
| Cash ConversionOCF / Net Profit | -0.09× | — |
| TTM Free Cash FlowTrailing 4 quarters | $439.0K | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-701.0K | $-2.7B | ||
| Q3 25 | $-17.0M | $-770.8M | ||
| Q2 25 | $28.5M | $-713.1M | ||
| Q1 25 | $-3.3M | $-339.3M | ||
| Q4 24 | $19.0M | $-2.6B | ||
| Q3 24 | $16.2M | $-669.8M | ||
| Q2 24 | $18.8M | $-932.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.2M | $-2.9B | ||
| Q3 25 | $-18.7M | $-791.8M | ||
| Q2 25 | $26.9M | $-803.8M | ||
| Q1 25 | $-5.5M | $-352.3M | ||
| Q4 24 | $16.3M | $-2.7B | ||
| Q3 24 | $14.5M | $-682.3M | ||
| Q2 24 | $15.5M | $-945.3M |
| Q1 26 | — | — | ||
| Q4 25 | -1.4% | -1076.0% | ||
| Q3 25 | -10.6% | -297.4% | ||
| Q2 25 | 15.0% | -323.5% | ||
| Q1 25 | -3.5% | -161.8% | ||
| Q4 24 | 12.6% | -1237.8% | ||
| Q3 24 | 10.8% | -338.0% | ||
| Q2 24 | 10.7% | -504.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 52.7% | ||
| Q3 25 | 1.0% | 7.9% | ||
| Q2 25 | 0.9% | 36.5% | ||
| Q1 25 | 1.4% | 6.0% | ||
| Q4 24 | 2.1% | 25.0% | ||
| Q3 24 | 1.3% | 6.2% | ||
| Q2 24 | 2.2% | 6.9% |
| Q1 26 | — | — | ||
| Q4 25 | -0.09× | — | ||
| Q3 25 | -1.17× | -17.41× | ||
| Q2 25 | 1.88× | -18.68× | ||
| Q1 25 | -0.32× | -29.07× | ||
| Q4 24 | 17.56× | — | ||
| Q3 24 | 3.48× | -46.33× | ||
| Q2 24 | 2.86× | -62.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IIIN
| Welded Wire Reinforcement | $108.4M | 68% |
| PC Strand | $51.6M | 32% |
LC
Segment breakdown not available.
