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Side-by-side financial comparison of i3 Verticals, Inc. (IIIV) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.

KINGSTONE COMPANIES, INC. is the larger business by last-quarter revenue ($56.4M vs $52.7M, roughly 1.1× i3 Verticals, Inc.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 0.9%, a 25.2% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -14.6%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $13.8M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -4.7%).

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

IIIV vs KINS — Head-to-Head

Bigger by revenue
KINS
KINS
1.1× larger
KINS
$56.4M
$52.7M
IIIV
Growing faster (revenue YoY)
KINS
KINS
+48.6% gap
KINS
34.0%
-14.6%
IIIV
Higher net margin
KINS
KINS
25.2% more per $
KINS
26.2%
0.9%
IIIV
More free cash flow
KINS
KINS
$59.2M more FCF
KINS
$73.1M
$13.8M
IIIV
Faster 2-yr revenue CAGR
KINS
KINS
Annualised
KINS
25.6%
-4.7%
IIIV

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
IIIV
IIIV
KINS
KINS
Revenue
$52.7M
$56.4M
Net Profit
$484.0K
$14.8M
Gross Margin
Operating Margin
3.1%
32.7%
Net Margin
0.9%
26.2%
Revenue YoY
-14.6%
34.0%
Net Profit YoY
-76.5%
171.4%
EPS (diluted)
$0.02
$1.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IIIV
IIIV
KINS
KINS
Q4 25
$52.7M
$56.4M
Q3 25
$46.0M
$55.7M
Q2 25
$51.9M
$52.3M
Q1 25
$63.1M
$50.5M
Q4 24
$52.2M
$42.1M
Q3 24
$32.0M
$40.8M
Q2 24
$46.2M
$36.5M
Q1 24
$58.0M
$35.8M
Net Profit
IIIV
IIIV
KINS
KINS
Q4 25
$484.0K
$14.8M
Q3 25
$3.1M
$10.9M
Q2 25
$12.9M
$11.3M
Q1 25
$-154.0K
$3.9M
Q4 24
$2.1M
$5.4M
Q3 24
$117.9M
$7.0M
Q2 24
$-7.5M
$4.5M
Q1 24
$1.9M
$1.4M
Operating Margin
IIIV
IIIV
KINS
KINS
Q4 25
3.1%
32.7%
Q3 25
3.2%
24.6%
Q2 25
-9.3%
27.1%
Q1 25
8.0%
9.3%
Q4 24
3.9%
15.9%
Q3 24
10.6%
22.3%
Q2 24
-2.8%
15.7%
Q1 24
3.4%
5.0%
Net Margin
IIIV
IIIV
KINS
KINS
Q4 25
0.9%
26.2%
Q3 25
6.7%
19.5%
Q2 25
24.8%
21.5%
Q1 25
-0.2%
7.7%
Q4 24
3.9%
12.9%
Q3 24
368.2%
17.1%
Q2 24
-16.3%
12.4%
Q1 24
3.2%
4.0%
EPS (diluted)
IIIV
IIIV
KINS
KINS
Q4 25
$0.02
$1.09
Q3 25
$0.14
$0.74
Q2 25
$0.50
$0.78
Q1 25
$0.00
$0.27
Q4 24
$0.08
$0.44
Q3 24
$4.93
$0.55
Q2 24
$-0.32
$0.37
Q1 24
$0.08
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IIIV
IIIV
KINS
KINS
Cash + ST InvestmentsLiquidity on hand
$37.5M
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$358.5M
$122.7M
Total Assets
$595.9M
$453.4M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IIIV
IIIV
KINS
KINS
Q4 25
$37.5M
Q3 25
$66.7M
Q2 25
$55.5M
Q1 25
$7.7M
Q4 24
$85.6M
Q3 24
$86.5M
Q2 24
$9.7M
Q1 24
$3.1M
Total Debt
IIIV
IIIV
KINS
KINS
Q4 25
$4.4M
Q3 25
$0
$4.8M
Q2 25
$0
$5.1M
Q1 25
$12.0M
$5.4M
Q4 24
$26.2M
$11.2M
Q3 24
$26.2M
$17.3M
Q2 24
$374.1M
$25.3M
Q1 24
$369.6M
$25.3M
Stockholders' Equity
IIIV
IIIV
KINS
KINS
Q4 25
$358.5M
$122.7M
Q3 25
$389.6M
$107.7M
Q2 25
$383.3M
$94.9M
Q1 25
$385.2M
$82.2M
Q4 24
$375.0M
$66.7M
Q3 24
$379.7M
$59.7M
Q2 24
$249.7M
$40.8M
Q1 24
$249.3M
$35.7M
Total Assets
IIIV
IIIV
KINS
KINS
Q4 25
$595.9M
$453.4M
Q3 25
$638.4M
$428.6M
Q2 25
$623.3M
$393.4M
Q1 25
$646.4M
$385.4M
Q4 24
$726.2M
$374.9M
Q3 24
$730.7M
$347.0M
Q2 24
$861.7M
$319.8M
Q1 24
$625.8M
$318.3M
Debt / Equity
IIIV
IIIV
KINS
KINS
Q4 25
0.04×
Q3 25
0.00×
0.04×
Q2 25
0.00×
0.05×
Q1 25
0.03×
0.07×
Q4 24
0.07×
0.17×
Q3 24
0.07×
0.29×
Q2 24
1.50×
0.62×
Q1 24
1.48×
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IIIV
IIIV
KINS
KINS
Operating Cash FlowLast quarter
$14.1M
$75.9M
Free Cash FlowOCF − Capex
$13.8M
$73.1M
FCF MarginFCF / Revenue
26.2%
129.5%
Capex IntensityCapex / Revenue
0.6%
5.0%
Cash ConversionOCF / Net Profit
29.18×
5.14×
TTM Free Cash FlowTrailing 4 quarters
$6.5M
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IIIV
IIIV
KINS
KINS
Q4 25
$14.1M
$75.9M
Q3 25
$14.0M
$25.9M
Q2 25
$7.4M
$9.3M
Q1 25
$-27.1M
$17.9M
Q4 24
$11.5M
$57.9M
Q3 24
$15.1M
$21.7M
Q2 24
$8.1M
$7.1M
Q1 24
$10.7M
$6.1M
Free Cash Flow
IIIV
IIIV
KINS
KINS
Q4 25
$13.8M
$73.1M
Q3 25
$13.5M
$25.3M
Q2 25
$6.8M
$8.7M
Q1 25
$-27.6M
$17.0M
Q4 24
$11.0M
$55.6M
Q3 24
$14.6M
$21.0M
Q2 24
$7.2M
$6.6M
Q1 24
$9.9M
$5.6M
FCF Margin
IIIV
IIIV
KINS
KINS
Q4 25
26.2%
129.5%
Q3 25
29.5%
45.4%
Q2 25
13.1%
16.6%
Q1 25
-43.8%
33.7%
Q4 24
21.1%
132.1%
Q3 24
45.6%
51.6%
Q2 24
15.6%
18.1%
Q1 24
17.1%
15.5%
Capex Intensity
IIIV
IIIV
KINS
KINS
Q4 25
0.6%
5.0%
Q3 25
0.9%
1.2%
Q2 25
1.0%
1.1%
Q1 25
0.8%
1.7%
Q4 24
0.9%
5.6%
Q3 24
1.7%
1.7%
Q2 24
1.9%
1.4%
Q1 24
1.4%
1.5%
Cash Conversion
IIIV
IIIV
KINS
KINS
Q4 25
29.18×
5.14×
Q3 25
4.52×
2.38×
Q2 25
0.57×
0.82×
Q1 25
4.60×
Q4 24
5.59×
10.65×
Q3 24
0.13×
3.12×
Q2 24
1.58×
Q1 24
5.72×
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

KINS
KINS

Segment breakdown not available.

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