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Side-by-side financial comparison of i3 Verticals, Inc. (IIIV) and LAKELAND FINANCIAL CORP (LKFN). Click either name above to swap in a different company.

LAKELAND FINANCIAL CORP is the larger business by last-quarter revenue ($69.7M vs $52.7M, roughly 1.3× i3 Verticals, Inc.). LAKELAND FINANCIAL CORP runs the higher net margin — 38.0% vs 0.9%, a 37.1% gap on every dollar of revenue. Over the past eight quarters, LAKELAND FINANCIAL CORP's revenue compounded faster (0.7% CAGR vs -4.7%).

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

Amscot Financial is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, payday loans, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. Amscot Financial operates nearly 240 ...

IIIV vs LKFN — Head-to-Head

Bigger by revenue
LKFN
LKFN
1.3× larger
LKFN
$69.7M
$52.7M
IIIV
Higher net margin
LKFN
LKFN
37.1% more per $
LKFN
38.0%
0.9%
IIIV
Faster 2-yr revenue CAGR
LKFN
LKFN
Annualised
LKFN
0.7%
-4.7%
IIIV

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
IIIV
IIIV
LKFN
LKFN
Revenue
$52.7M
$69.7M
Net Profit
$484.0K
$26.5M
Gross Margin
Operating Margin
3.1%
Net Margin
0.9%
38.0%
Revenue YoY
-14.6%
Net Profit YoY
-76.5%
31.8%
EPS (diluted)
$0.02
$1.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IIIV
IIIV
LKFN
LKFN
Q1 26
$69.7M
Q4 25
$52.7M
$69.8M
Q3 25
$46.0M
$69.0M
Q2 25
$51.9M
$66.4M
Q1 25
$63.1M
$63.8M
Q4 24
$52.2M
$63.6M
Q3 24
$32.0M
$61.2M
Q2 24
$46.2M
$68.7M
Net Profit
IIIV
IIIV
LKFN
LKFN
Q1 26
$26.5M
Q4 25
$484.0K
$29.9M
Q3 25
$3.1M
$26.4M
Q2 25
$12.9M
$27.0M
Q1 25
$-154.0K
$20.1M
Q4 24
$2.1M
$24.2M
Q3 24
$117.9M
$23.3M
Q2 24
$-7.5M
$22.5M
Operating Margin
IIIV
IIIV
LKFN
LKFN
Q1 26
Q4 25
3.1%
52.1%
Q3 25
3.2%
46.4%
Q2 25
-9.3%
49.6%
Q1 25
8.0%
38.0%
Q4 24
3.9%
46.0%
Q3 24
10.6%
45.3%
Q2 24
-2.8%
39.2%
Net Margin
IIIV
IIIV
LKFN
LKFN
Q1 26
38.0%
Q4 25
0.9%
42.8%
Q3 25
6.7%
38.3%
Q2 25
24.8%
40.6%
Q1 25
-0.2%
31.5%
Q4 24
3.9%
38.1%
Q3 24
368.2%
38.1%
Q2 24
-16.3%
32.8%
EPS (diluted)
IIIV
IIIV
LKFN
LKFN
Q1 26
$1.04
Q4 25
$0.02
$1.16
Q3 25
$0.14
$1.03
Q2 25
$0.50
$1.04
Q1 25
$0.00
$0.78
Q4 24
$0.08
$0.94
Q3 24
$4.93
$0.91
Q2 24
$-0.32
$0.87

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IIIV
IIIV
LKFN
LKFN
Cash + ST InvestmentsLiquidity on hand
$37.5M
$85.6M
Total DebtLower is stronger
$183.6M
Stockholders' EquityBook value
$358.5M
$749.0M
Total Assets
$595.9M
$7.1B
Debt / EquityLower = less leverage
0.25×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IIIV
IIIV
LKFN
LKFN
Q1 26
$85.6M
Q4 25
$37.5M
$141.3M
Q3 25
$66.7M
$192.8M
Q2 25
$55.5M
$310.2M
Q1 25
$7.7M
$235.2M
Q4 24
$85.6M
$168.2M
Q3 24
$86.5M
$160.2M
Q2 24
$9.7M
$121.2M
Total Debt
IIIV
IIIV
LKFN
LKFN
Q1 26
$183.6M
Q4 25
Q3 25
$0
Q2 25
$0
Q1 25
$12.0M
Q4 24
$26.2M
Q3 24
$26.2M
$30.0M
Q2 24
$374.1M
$55.0M
Stockholders' Equity
IIIV
IIIV
LKFN
LKFN
Q1 26
$749.0M
Q4 25
$358.5M
$762.4M
Q3 25
$389.6M
$747.4M
Q2 25
$383.3M
$709.9M
Q1 25
$385.2M
$694.4M
Q4 24
$375.0M
$683.8M
Q3 24
$379.7M
$699.1M
Q2 24
$249.7M
$654.5M
Total Assets
IIIV
IIIV
LKFN
LKFN
Q1 26
$7.1B
Q4 25
$595.9M
$7.0B
Q3 25
$638.4M
$6.9B
Q2 25
$623.3M
$7.0B
Q1 25
$646.4M
$6.9B
Q4 24
$726.2M
$6.7B
Q3 24
$730.7M
$6.6B
Q2 24
$861.7M
$6.6B
Debt / Equity
IIIV
IIIV
LKFN
LKFN
Q1 26
0.25×
Q4 25
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.03×
Q4 24
0.07×
Q3 24
0.07×
0.04×
Q2 24
1.50×
0.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IIIV
IIIV
LKFN
LKFN
Operating Cash FlowLast quarter
$14.1M
Free Cash FlowOCF − Capex
$13.8M
FCF MarginFCF / Revenue
26.2%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
29.18×
TTM Free Cash FlowTrailing 4 quarters
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IIIV
IIIV
LKFN
LKFN
Q1 26
Q4 25
$14.1M
$114.9M
Q3 25
$14.0M
$36.1M
Q2 25
$7.4M
$16.2M
Q1 25
$-27.1M
$28.9M
Q4 24
$11.5M
$102.5M
Q3 24
$15.1M
$18.0M
Q2 24
$8.1M
$21.0M
Free Cash Flow
IIIV
IIIV
LKFN
LKFN
Q1 26
Q4 25
$13.8M
$103.8M
Q3 25
$13.5M
$31.1M
Q2 25
$6.8M
$14.1M
Q1 25
$-27.6M
$27.1M
Q4 24
$11.0M
$93.9M
Q3 24
$14.6M
$15.3M
Q2 24
$7.2M
$18.6M
FCF Margin
IIIV
IIIV
LKFN
LKFN
Q1 26
Q4 25
26.2%
148.7%
Q3 25
29.5%
45.0%
Q2 25
13.1%
21.2%
Q1 25
-43.8%
42.5%
Q4 24
21.1%
147.6%
Q3 24
45.6%
25.0%
Q2 24
15.6%
27.0%
Capex Intensity
IIIV
IIIV
LKFN
LKFN
Q1 26
Q4 25
0.6%
15.9%
Q3 25
0.9%
7.3%
Q2 25
1.0%
3.2%
Q1 25
0.8%
2.8%
Q4 24
0.9%
13.6%
Q3 24
1.7%
4.4%
Q2 24
1.9%
3.5%
Cash Conversion
IIIV
IIIV
LKFN
LKFN
Q1 26
Q4 25
29.18×
3.84×
Q3 25
4.52×
1.37×
Q2 25
0.57×
0.60×
Q1 25
1.44×
Q4 24
5.59×
4.24×
Q3 24
0.13×
0.77×
Q2 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

LKFN
LKFN

Net Interest Income$56.8M81%
Noninterest Income$12.9M19%

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