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Side-by-side financial comparison of IM Cannabis Corp. (IMCC) and PROVIDENT FINANCIAL HOLDINGS INC (PROV). Click either name above to swap in a different company.

PROVIDENT FINANCIAL HOLDINGS INC is the larger business by last-quarter revenue ($9.8M vs $9.3M, roughly 1.1× IM Cannabis Corp.). PROVIDENT FINANCIAL HOLDINGS INC runs the higher net margin — 14.6% vs -1.5%, a 16.1% gap on every dollar of revenue. On growth, PROVIDENT FINANCIAL HOLDINGS INC posted the faster year-over-year revenue change (2.5% vs -13.9%).

IM Cannabis Corp is a global cannabis enterprise focused on the cultivation, production, distribution and retail of medical and adult-use cannabis products. It runs business across core markets including North America, the European Union and Israel, offering branded cannabis goods, wellness derivatives and related consumer products to medical patients and recreational users.

Provident Financial Holdings Inc is a bank holding company operating through its subsidiary Provident Savings Bank. It offers retail and commercial banking services including deposit products, mortgage loans, consumer lending and small business financing for local communities across California.

IMCC vs PROV — Head-to-Head

Bigger by revenue
PROV
PROV
1.1× larger
PROV
$9.8M
$9.3M
IMCC
Growing faster (revenue YoY)
PROV
PROV
+16.4% gap
PROV
2.5%
-13.9%
IMCC
Higher net margin
PROV
PROV
16.1% more per $
PROV
14.6%
-1.5%
IMCC

Income Statement — Q2 FY2025 vs Q2 FY2026

Metric
IMCC
IMCC
PROV
PROV
Revenue
$9.3M
$9.8M
Net Profit
$-141.6K
$1.4M
Gross Margin
27.0%
Operating Margin
-2.8%
20.8%
Net Margin
-1.5%
14.6%
Revenue YoY
-13.9%
2.5%
Net Profit YoY
94.4%
64.7%
EPS (diluted)
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IMCC
IMCC
PROV
PROV
Q4 25
$9.8M
Q3 25
$9.7M
Q2 25
$9.3M
$9.8M
Q1 25
$10.1M
Q4 24
$9.6M
Q3 24
$9.5M
Q2 24
$10.8M
$9.9M
Q1 24
$9.4M
Net Profit
IMCC
IMCC
PROV
PROV
Q4 25
$1.4M
Q3 25
$1.7M
Q2 25
$-141.6K
$1.6M
Q1 25
$1.9M
Q4 24
$872.0K
Q3 24
$1.9M
Q2 24
$-2.5M
$2.0M
Q1 24
$1.5M
Gross Margin
IMCC
IMCC
PROV
PROV
Q4 25
Q3 25
Q2 25
27.0%
Q1 25
Q4 24
Q3 24
Q2 24
5.7%
Q1 24
Operating Margin
IMCC
IMCC
PROV
PROV
Q4 25
20.8%
Q3 25
28.1%
Q2 25
-2.8%
23.6%
Q1 25
26.2%
Q4 24
12.7%
Q3 24
28.3%
Q2 24
-19.5%
27.8%
Q1 24
22.5%
Net Margin
IMCC
IMCC
PROV
PROV
Q4 25
14.6%
Q3 25
17.3%
Q2 25
-1.5%
16.7%
Q1 25
18.4%
Q4 24
9.1%
Q3 24
20.0%
Q2 24
-23.4%
19.7%
Q1 24
15.9%
EPS (diluted)
IMCC
IMCC
PROV
PROV
Q4 25
$0.22
Q3 25
$0.25
Q2 25
$0.24
Q1 25
$0.28
Q4 24
$0.13
Q3 24
$0.28
Q2 24
$0.28
Q1 24
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IMCC
IMCC
PROV
PROV
Cash + ST InvestmentsLiquidity on hand
$579.6K
$54.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$3.0M
$127.5M
Total Assets
$30.0M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IMCC
IMCC
PROV
PROV
Q4 25
$54.4M
Q3 25
$49.4M
Q2 25
$579.6K
$53.1M
Q1 25
$50.9M
Q4 24
$45.5M
Q3 24
$48.2M
Q2 24
$511.0K
$51.4M
Q1 24
$51.7M
Stockholders' Equity
IMCC
IMCC
PROV
PROV
Q4 25
$127.5M
Q3 25
$128.4M
Q2 25
$3.0M
$128.5M
Q1 25
$128.9M
Q4 24
$128.6M
Q3 24
$129.6M
Q2 24
$4.0M
$129.9M
Q1 24
$129.5M
Total Assets
IMCC
IMCC
PROV
PROV
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$30.0M
$1.2B
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$29.4M
$1.3B
Q1 24
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IMCC
IMCC
PROV
PROV
Operating Cash FlowLast quarter
$1.2M
Free Cash FlowOCF − Capex
$1.0M
FCF MarginFCF / Revenue
10.5%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
0.85×
TTM Free Cash FlowTrailing 4 quarters
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IMCC
IMCC
PROV
PROV
Q4 25
$1.2M
Q3 25
$2.5M
Q2 25
$8.7M
Q1 25
$3.3M
Q4 24
$324.0K
Q3 24
$2.6M
Q2 24
$5.7M
Q1 24
$3.0M
Free Cash Flow
IMCC
IMCC
PROV
PROV
Q4 25
$1.0M
Q3 25
$2.5M
Q2 25
$8.2M
Q1 25
$3.3M
Q4 24
$307.0K
Q3 24
$2.4M
Q2 24
$4.1M
Q1 24
$2.6M
FCF Margin
IMCC
IMCC
PROV
PROV
Q4 25
10.5%
Q3 25
25.2%
Q2 25
83.5%
Q1 25
32.5%
Q4 24
3.2%
Q3 24
25.1%
Q2 24
41.3%
Q1 24
27.5%
Capex Intensity
IMCC
IMCC
PROV
PROV
Q4 25
1.9%
Q3 25
0.5%
Q2 25
5.4%
Q1 25
0.3%
Q4 24
0.2%
Q3 24
1.8%
Q2 24
16.0%
Q1 24
4.2%
Cash Conversion
IMCC
IMCC
PROV
PROV
Q4 25
0.85×
Q3 25
1.48×
Q2 25
5.34×
Q1 25
1.79×
Q4 24
0.37×
Q3 24
1.35×
Q2 24
2.91×
Q1 24
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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