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Side-by-side financial comparison of INFINITY NATURAL RESOURCES, INC. (INR) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $115.5M, roughly 1.7× INFINITY NATURAL RESOURCES, INC.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 17.3%, a 32.1% gap on every dollar of revenue.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
INR vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $115.5M | $194.8M |
| Net Profit | $20.0M | $96.2M |
| Gross Margin | — | — |
| Operating Margin | 47.0% | 71.7% |
| Net Margin | 17.3% | 49.4% |
| Revenue YoY | — | 152.7% |
| Net Profit YoY | — | 388.9% |
| EPS (diluted) | $1.33 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $115.5M | $194.8M | ||
| Q3 25 | $78.3M | $87.4M | ||
| Q2 25 | $72.5M | $82.6M | ||
| Q1 25 | $84.2M | $81.7M | ||
| Q4 24 | — | $77.1M | ||
| Q3 24 | — | $76.6M | ||
| Q2 24 | — | $72.7M | ||
| Q1 24 | — | $72.8M |
| Q4 25 | $20.0M | $96.2M | ||
| Q3 25 | $10.4M | $23.7M | ||
| Q2 25 | $18.0M | $21.5M | ||
| Q1 25 | $-34.6M | $19.7M | ||
| Q4 24 | — | $19.7M | ||
| Q3 24 | — | $18.6M | ||
| Q2 24 | — | $15.7M | ||
| Q1 24 | — | $16.9M |
| Q4 25 | 47.0% | 71.7% | ||
| Q3 25 | 30.5% | 35.6% | ||
| Q2 25 | 29.9% | 34.2% | ||
| Q1 25 | -104.5% | 31.6% | ||
| Q4 24 | — | 33.4% | ||
| Q3 24 | — | 32.0% | ||
| Q2 24 | — | 28.3% | ||
| Q1 24 | — | 30.4% |
| Q4 25 | 17.3% | 49.4% | ||
| Q3 25 | 13.3% | 27.1% | ||
| Q2 25 | 24.8% | 26.0% | ||
| Q1 25 | -41.1% | 24.1% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 24.3% | ||
| Q2 24 | — | 21.6% | ||
| Q1 24 | — | 23.2% |
| Q4 25 | $1.33 | $6.72 | ||
| Q3 25 | $0.65 | $1.65 | ||
| Q2 25 | $1.18 | $1.50 | ||
| Q1 25 | $-2.27 | $1.37 | ||
| Q4 24 | — | $1.39 | ||
| Q3 24 | — | $1.30 | ||
| Q2 24 | — | $1.10 | ||
| Q1 24 | — | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.8M | $132.8M |
| Total DebtLower is stronger | $55.0K | — |
| Stockholders' EquityBook value | $307.1M | $938.4M |
| Total Assets | $1.2B | $8.7B |
| Debt / EquityLower = less leverage | 0.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.8M | $132.8M | ||
| Q3 25 | $4.6M | $193.5M | ||
| Q2 25 | $6.3M | $212.6M | ||
| Q1 25 | $4.9M | $193.1M | ||
| Q4 24 | — | $134.4M | ||
| Q3 24 | — | $132.3M | ||
| Q2 24 | — | $70.9M | ||
| Q1 24 | — | $57.1M |
| Q4 25 | $55.0K | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $123.0K | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $307.1M | $938.4M | ||
| Q3 25 | $288.6M | $788.8M | ||
| Q2 25 | $10.1M | $761.8M | ||
| Q1 25 | $-52.2M | $741.4M | ||
| Q4 24 | — | $713.4M | ||
| Q3 24 | — | $719.9M | ||
| Q2 24 | — | $674.6M | ||
| Q1 24 | — | $667.9M |
| Q4 25 | $1.2B | $8.7B | ||
| Q3 25 | $1.1B | $8.5B | ||
| Q2 25 | $1.0B | $8.4B | ||
| Q1 25 | $953.9M | $8.2B | ||
| Q4 24 | — | $8.1B | ||
| Q3 24 | — | $8.0B | ||
| Q2 24 | — | $7.9B | ||
| Q1 24 | — | $7.8B |
| Q4 25 | 0.00× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $75.1M | $38.9M |
| Free Cash FlowOCF − Capex | — | $31.9M |
| FCF MarginFCF / Revenue | — | 16.4% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | 3.75× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | — | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $75.1M | $38.9M | ||
| Q3 25 | $42.1M | $34.9M | ||
| Q2 25 | $70.4M | $18.9M | ||
| Q1 25 | $74.2M | $22.2M | ||
| Q4 24 | — | $95.0M | ||
| Q3 24 | — | $21.2M | ||
| Q2 24 | — | $27.3M | ||
| Q1 24 | — | $23.2M |
| Q4 25 | — | $31.9M | ||
| Q3 25 | — | $33.9M | ||
| Q2 25 | — | $18.3M | ||
| Q1 25 | — | $20.9M | ||
| Q4 24 | — | $88.8M | ||
| Q3 24 | — | $18.9M | ||
| Q2 24 | — | $26.3M | ||
| Q1 24 | — | $21.9M |
| Q4 25 | — | 16.4% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 22.1% | ||
| Q1 25 | — | 25.5% | ||
| Q4 24 | — | 115.1% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 36.2% | ||
| Q1 24 | — | 30.0% |
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 8.1% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.9% |
| Q4 25 | 3.75× | 0.40× | ||
| Q3 25 | 4.04× | 1.47× | ||
| Q2 25 | 3.91× | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
INR
| Oil Reserves | $54.0M | 47% |
| Natural Gas Reserves | $46.8M | 41% |
| Natural Gas Liquids Reserves | $14.7M | 13% |
TMP
Segment breakdown not available.
