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Side-by-side financial comparison of INSEEGO CORP. (INSG) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
INSEEGO CORP. is the larger business by last-quarter revenue ($48.4M vs $31.4M, roughly 1.5× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 1.0%, a 35.3% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 0.6%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $11.6M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 13.6%).
Inseego Corp designs, manufactures and delivers advanced 5G and IoT solutions including mobile hotspots, edge computing devices, and cloud-based device management platforms. It primarily serves telecom operators, enterprise clients, and public sector customers across global markets.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
INSG vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $48.4M | $31.4M |
| Net Profit | $469.0K | $10.1M |
| Gross Margin | 42.2% | — |
| Operating Margin | 2.7% | 43.6% |
| Net Margin | 1.0% | 36.3% |
| Revenue YoY | 0.6% | 37.6% |
| Net Profit YoY | 182.9% | 245.6% |
| EPS (diluted) | $-0.02 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $48.4M | $31.4M | ||
| Q3 25 | $45.9M | $26.7M | ||
| Q2 25 | $40.2M | $26.5M | ||
| Q1 25 | $31.7M | $24.6M | ||
| Q4 24 | $48.1M | $22.8M | ||
| Q3 24 | $54.0M | $20.2M | ||
| Q2 24 | $51.6M | $20.2M | ||
| Q1 24 | $37.5M | $20.5M |
| Q4 25 | $469.0K | $10.1M | ||
| Q3 25 | $1.4M | $6.5M | ||
| Q2 25 | $507.0K | $6.1M | ||
| Q1 25 | $-1.6M | $6.0M | ||
| Q4 24 | $-566.0K | $2.9M | ||
| Q3 24 | $9.0M | $2.4M | ||
| Q2 24 | $624.0K | $3.2M | ||
| Q1 24 | $-4.5M | $2.4M |
| Q4 25 | 42.2% | — | ||
| Q3 25 | 41.6% | — | ||
| Q2 25 | 41.1% | — | ||
| Q1 25 | 47.3% | — | ||
| Q4 24 | 37.3% | — | ||
| Q3 24 | 34.8% | — | ||
| Q2 24 | 36.4% | — | ||
| Q1 24 | 35.3% | — |
| Q4 25 | 2.7% | 43.6% | ||
| Q3 25 | 4.7% | 32.8% | ||
| Q2 25 | 3.2% | 30.2% | ||
| Q1 25 | -1.3% | 32.5% | ||
| Q4 24 | 3.7% | 19.6% | ||
| Q3 24 | 1.9% | 15.2% | ||
| Q2 24 | 3.6% | 21.8% | ||
| Q1 24 | -7.9% | 18.3% |
| Q4 25 | 1.0% | 36.3% | ||
| Q3 25 | 3.1% | 24.3% | ||
| Q2 25 | 1.3% | 23.0% | ||
| Q1 25 | -5.0% | 24.2% | ||
| Q4 24 | -1.2% | 14.1% | ||
| Q3 24 | 16.6% | 12.1% | ||
| Q2 24 | 1.2% | 15.8% | ||
| Q1 24 | -11.9% | 11.8% |
| Q4 25 | $-0.02 | $0.43 | ||
| Q3 25 | $0.03 | $0.27 | ||
| Q2 25 | $-0.03 | $0.25 | ||
| Q1 25 | $-0.16 | $0.25 | ||
| Q4 24 | $0.62 | $0.11 | ||
| Q3 24 | $-0.06 | $0.10 | ||
| Q2 24 | $-0.02 | $0.14 | ||
| Q1 24 | $-0.44 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $24.9M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $-4.0M | $541.5M |
| Total Assets | $93.8M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.9M | $126.2M | ||
| Q3 25 | $14.6M | $146.6M | ||
| Q2 25 | $13.2M | $126.6M | ||
| Q1 25 | $35.1M | $129.9M | ||
| Q4 24 | $39.6M | $139.8M | ||
| Q3 24 | $12.0M | $155.8M | ||
| Q2 24 | $49.0M | $103.2M | ||
| Q1 24 | $12.3M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $-4.0M | $541.5M | ||
| Q3 25 | $-7.7M | $529.8M | ||
| Q2 25 | $-10.5M | $521.1M | ||
| Q1 25 | $-13.0M | $513.9M | ||
| Q4 24 | $-12.9M | $505.5M | ||
| Q3 24 | $-85.1M | $504.6M | ||
| Q2 24 | $-101.8M | $497.7M | ||
| Q1 24 | $-105.6M | $493.7M |
| Q4 25 | $93.8M | $3.2B | ||
| Q3 25 | $85.8M | $3.2B | ||
| Q2 25 | $83.1M | $3.2B | ||
| Q1 25 | $93.0M | $3.1B | ||
| Q4 24 | $100.0M | $3.0B | ||
| Q3 24 | $113.4M | $3.0B | ||
| Q2 24 | $149.6M | $2.8B | ||
| Q1 24 | $122.1M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.0M | $55.6M |
| Free Cash FlowOCF − Capex | $11.6M | $54.6M |
| FCF MarginFCF / Revenue | 24.0% | 173.9% |
| Capex IntensityCapex / Revenue | 0.7% | 3.1% |
| Cash ConversionOCF / Net Profit | 25.50× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $6.5M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.0M | $55.6M | ||
| Q3 25 | $3.2M | $1.4M | ||
| Q2 25 | $-4.5M | $6.2M | ||
| Q1 25 | $-3.5M | $13.1M | ||
| Q4 24 | $-14.2M | $7.2M | ||
| Q3 24 | $14.8M | $-14.6M | ||
| Q2 24 | $27.6M | $-2.6M | ||
| Q1 24 | $5.2M | $1.5M |
| Q4 25 | $11.6M | $54.6M | ||
| Q3 25 | $3.1M | $786.0K | ||
| Q2 25 | $-4.7M | $5.9M | ||
| Q1 25 | $-3.5M | $12.9M | ||
| Q4 24 | $-14.3M | $4.5M | ||
| Q3 24 | $14.8M | $-15.0M | ||
| Q2 24 | $27.6M | $-2.6M | ||
| Q1 24 | — | $-315.0K |
| Q4 25 | 24.0% | 173.9% | ||
| Q3 25 | 6.7% | 2.9% | ||
| Q2 25 | -11.6% | 22.4% | ||
| Q1 25 | -11.0% | 52.6% | ||
| Q4 24 | -29.7% | 19.7% | ||
| Q3 24 | 27.4% | -74.1% | ||
| Q2 24 | 53.5% | -13.0% | ||
| Q1 24 | — | -1.5% |
| Q4 25 | 0.7% | 3.1% | ||
| Q3 25 | 0.2% | 2.3% | ||
| Q2 25 | 0.5% | 1.0% | ||
| Q1 25 | 0.1% | 0.6% | ||
| Q4 24 | 0.1% | 11.9% | ||
| Q3 24 | 0.0% | 2.0% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | 0.0% | 8.7% |
| Q4 25 | 25.50× | 5.48× | ||
| Q3 25 | 2.22× | 0.21× | ||
| Q2 25 | -8.81× | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | 1.65× | -5.99× | ||
| Q2 24 | 44.31× | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
