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Side-by-side financial comparison of IOVANCE BIOTHERAPEUTICS, INC. (IOVA) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.

IOVANCE BIOTHERAPEUTICS, INC. is the larger business by last-quarter revenue ($86.8M vs $53.8M, roughly 1.6× SMARTFINANCIAL INC.). Over the past eight quarters, IOVANCE BIOTHERAPEUTICS, INC.'s revenue compounded faster (1001.6% CAGR vs 15.4%).

Iovance Biotherapeutics, Inc. is a biopharmaceutical startup based in San Carlos, California. The company works to develop tumor-infiltrating lymphocyte (TIL) therapies against cancer.

SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.

IOVA vs SMBK — Head-to-Head

Bigger by revenue
IOVA
IOVA
1.6× larger
IOVA
$86.8M
$53.8M
SMBK
Faster 2-yr revenue CAGR
IOVA
IOVA
Annualised
IOVA
1001.6%
15.4%
SMBK

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
IOVA
IOVA
SMBK
SMBK
Revenue
$86.8M
$53.8M
Net Profit
$13.7M
Gross Margin
67.4%
Operating Margin
-84.7%
Net Margin
25.4%
Revenue YoY
17.7%
Net Profit YoY
21.6%
EPS (diluted)
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IOVA
IOVA
SMBK
SMBK
Q1 26
$53.8M
Q4 25
$86.8M
$53.3M
Q3 25
$67.5M
$51.1M
Q2 25
$60.0M
$49.2M
Q1 25
$49.3M
$46.8M
Q4 24
$73.7M
$46.8M
Q3 24
$58.6M
$44.2M
Q2 24
$31.1M
$40.4M
Net Profit
IOVA
IOVA
SMBK
SMBK
Q1 26
$13.7M
Q4 25
$13.7M
Q3 25
$-91.3M
$13.7M
Q2 25
$-111.7M
$11.7M
Q1 25
$-116.2M
$11.3M
Q4 24
$9.6M
Q3 24
$-83.5M
$9.1M
Q2 24
$-97.1M
$8.0M
Gross Margin
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
67.4%
Q3 25
43.0%
Q2 25
5.5%
Q1 25
-0.8%
Q4 24
68.7%
Q3 24
46.2%
Q2 24
-0.8%
Operating Margin
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
-84.7%
31.3%
Q3 25
-140.7%
33.2%
Q2 25
-189.8%
29.0%
Q1 25
-245.8%
29.0%
Q4 24
-117.5%
26.5%
Q3 24
-152.1%
24.3%
Q2 24
-327.6%
25.6%
Net Margin
IOVA
IOVA
SMBK
SMBK
Q1 26
25.4%
Q4 25
25.7%
Q3 25
-135.3%
26.8%
Q2 25
-186.2%
23.8%
Q1 25
-235.5%
24.0%
Q4 24
20.6%
Q3 24
-142.7%
20.7%
Q2 24
-312.2%
19.8%
EPS (diluted)
IOVA
IOVA
SMBK
SMBK
Q1 26
$0.81
Q4 25
$0.81
Q3 25
$0.81
Q2 25
$-0.33
$0.69
Q1 25
$-0.36
$0.67
Q4 24
$-0.24
$0.57
Q3 24
$-0.28
$0.54
Q2 24
$-0.34
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IOVA
IOVA
SMBK
SMBK
Cash + ST InvestmentsLiquidity on hand
$297.0M
$346.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$698.6M
$562.2M
Total Assets
$913.2M
$5.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IOVA
IOVA
SMBK
SMBK
Q1 26
$346.1M
Q4 25
$297.0M
$464.4M
Q3 25
$300.8M
$557.1M
Q2 25
$301.2M
$365.1M
Q1 25
$359.7M
$423.0M
Q4 24
$323.8M
$387.6M
Q3 24
$397.5M
$192.9M
Q2 24
$412.5M
$342.8M
Total Debt
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
Q3 25
$1.3M
Q2 25
$7.0M
Q1 25
$7.6M
Q4 24
$8.1M
Q3 24
$9.0M
Q2 24
$12.7M
Stockholders' Equity
IOVA
IOVA
SMBK
SMBK
Q1 26
$562.2M
Q4 25
$698.6M
$552.4M
Q3 25
$702.3M
$538.4M
Q2 25
$698.5M
$519.0M
Q1 25
$767.9M
$505.8M
Q4 24
$710.4M
$491.3M
Q3 24
$773.5M
$489.0M
Q2 24
$768.5M
$472.5M
Total Assets
IOVA
IOVA
SMBK
SMBK
Q1 26
$5.9B
Q4 25
$913.2M
$5.9B
Q3 25
$904.9M
$5.8B
Q2 25
$907.4M
$5.5B
Q1 25
$966.7M
$5.4B
Q4 24
$910.4M
$5.3B
Q3 24
$991.1M
$4.9B
Q2 24
$964.3M
$4.9B
Debt / Equity
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.02×
Q2 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IOVA
IOVA
SMBK
SMBK
Operating Cash FlowLast quarter
$-52.6M
Free Cash FlowOCF − Capex
$-61.9M
FCF MarginFCF / Revenue
-71.3%
Capex IntensityCapex / Revenue
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-336.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
$-52.6M
$61.7M
Q3 25
$-78.7M
$16.9M
Q2 25
$-67.4M
$14.0M
Q1 25
$-103.7M
$14.3M
Q4 24
$-73.3M
$52.7M
Q3 24
$-59.0M
$12.4M
Q2 24
$-98.4M
$16.5M
Free Cash Flow
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
$-61.9M
$59.3M
Q3 25
$-89.5M
$16.6M
Q2 25
$-74.9M
$13.2M
Q1 25
$-109.9M
$13.4M
Q4 24
$-77.5M
$46.3M
Q3 24
$-61.3M
$11.3M
Q2 24
$-98.9M
$15.4M
FCF Margin
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
-71.3%
111.3%
Q3 25
-132.7%
32.4%
Q2 25
-124.9%
26.9%
Q1 25
-222.8%
28.5%
Q4 24
-105.1%
98.9%
Q3 24
-104.6%
25.7%
Q2 24
-317.9%
38.2%
Capex Intensity
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
10.7%
4.5%
Q3 25
16.1%
0.6%
Q2 25
12.4%
1.6%
Q1 25
12.6%
2.0%
Q4 24
5.7%
13.7%
Q3 24
3.9%
2.4%
Q2 24
1.4%
2.7%
Cash Conversion
IOVA
IOVA
SMBK
SMBK
Q1 26
Q4 25
4.50×
Q3 25
1.23×
Q2 25
1.20×
Q1 25
1.27×
Q4 24
5.47×
Q3 24
1.36×
Q2 24
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IOVA
IOVA

Amtagvi$64.9M75%
Proleukin$21.9M25%

SMBK
SMBK

Net Interest Income$45.9M85%
Noninterest Income$7.9M15%

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