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Side-by-side financial comparison of ACNB CORP (ACNB) and IOVANCE BIOTHERAPEUTICS, INC. (IOVA). Click either name above to swap in a different company.

IOVANCE BIOTHERAPEUTICS, INC. is the larger business by last-quarter revenue ($86.8M vs $47.2M, roughly 1.8× ACNB CORP). On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 17.7%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $-61.9M). Over the past eight quarters, IOVANCE BIOTHERAPEUTICS, INC.'s revenue compounded faster (1001.6% CAGR vs 22.1%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Iovance Biotherapeutics, Inc. is a biopharmaceutical startup based in San Carlos, California. The company works to develop tumor-infiltrating lymphocyte (TIL) therapies against cancer.

ACNB vs IOVA — Head-to-Head

Bigger by revenue
IOVA
IOVA
1.8× larger
IOVA
$86.8M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+24.5% gap
ACNB
42.2%
17.7%
IOVA
More free cash flow
ACNB
ACNB
$114.5M more FCF
ACNB
$52.6M
$-61.9M
IOVA
Faster 2-yr revenue CAGR
IOVA
IOVA
Annualised
IOVA
1001.6%
22.1%
ACNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
IOVA
IOVA
Revenue
$47.2M
$86.8M
Net Profit
$10.8M
Gross Margin
67.4%
Operating Margin
27.9%
-84.7%
Net Margin
22.9%
Revenue YoY
42.2%
17.7%
Net Profit YoY
63.8%
EPS (diluted)
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
IOVA
IOVA
Q4 25
$47.2M
$86.8M
Q3 25
$50.9M
$67.5M
Q2 25
$50.3M
$60.0M
Q1 25
$43.5M
$49.3M
Q4 24
$33.2M
$73.7M
Q3 24
$34.1M
$58.6M
Q2 24
$33.3M
$31.1M
Q1 24
$31.6M
$715.0K
Net Profit
ACNB
ACNB
IOVA
IOVA
Q4 25
$10.8M
Q3 25
$14.9M
$-91.3M
Q2 25
$11.6M
$-111.7M
Q1 25
$-272.0K
$-116.2M
Q4 24
$6.6M
Q3 24
$7.2M
$-83.5M
Q2 24
$11.3M
$-97.1M
Q1 24
$6.8M
$-113.0M
Gross Margin
ACNB
ACNB
IOVA
IOVA
Q4 25
67.4%
Q3 25
43.0%
Q2 25
5.5%
Q1 25
-0.8%
Q4 24
68.7%
Q3 24
46.2%
Q2 24
-0.8%
Q1 24
Operating Margin
ACNB
ACNB
IOVA
IOVA
Q4 25
27.9%
-84.7%
Q3 25
37.2%
-140.7%
Q2 25
29.7%
-189.8%
Q1 25
-1.3%
-245.8%
Q4 24
24.8%
-117.5%
Q3 24
27.6%
-152.1%
Q2 24
42.8%
-327.6%
Q1 24
26.9%
-16464.6%
Net Margin
ACNB
ACNB
IOVA
IOVA
Q4 25
22.9%
Q3 25
29.2%
-135.3%
Q2 25
23.2%
-186.2%
Q1 25
-0.6%
-235.5%
Q4 24
19.9%
Q3 24
21.1%
-142.7%
Q2 24
33.9%
-312.2%
Q1 24
21.4%
-15800.8%
EPS (diluted)
ACNB
ACNB
IOVA
IOVA
Q4 25
$1.10
Q3 25
$1.42
Q2 25
$1.11
$-0.33
Q1 25
$-0.03
$-0.36
Q4 24
$0.77
$-0.24
Q3 24
$0.84
$-0.28
Q2 24
$1.32
$-0.34
Q1 24
$0.80
$-0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
IOVA
IOVA
Cash + ST InvestmentsLiquidity on hand
$65.6M
$297.0M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$698.6M
Total Assets
$3.2B
$913.2M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
IOVA
IOVA
Q4 25
$65.6M
$297.0M
Q3 25
$102.1M
$300.8M
Q2 25
$103.1M
$301.2M
Q1 25
$123.6M
$359.7M
Q4 24
$47.3M
$323.8M
Q3 24
$58.1M
$397.5M
Q2 24
$86.3M
$412.5M
Q1 24
$53.1M
$356.2M
Total Debt
ACNB
ACNB
IOVA
IOVA
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
IOVA
IOVA
Q4 25
$420.0M
$698.6M
Q3 25
$408.6M
$702.3M
Q2 25
$395.2M
$698.5M
Q1 25
$386.9M
$767.9M
Q4 24
$303.3M
$710.4M
Q3 24
$306.8M
$773.5M
Q2 24
$289.3M
$768.5M
Q1 24
$279.9M
$680.0M
Total Assets
ACNB
ACNB
IOVA
IOVA
Q4 25
$3.2B
$913.2M
Q3 25
$3.3B
$904.9M
Q2 25
$3.3B
$907.4M
Q1 25
$3.3B
$966.7M
Q4 24
$2.4B
$910.4M
Q3 24
$2.4B
$991.1M
Q2 24
$2.5B
$964.3M
Q1 24
$2.4B
$869.8M
Debt / Equity
ACNB
ACNB
IOVA
IOVA
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
IOVA
IOVA
Operating Cash FlowLast quarter
$53.6M
$-52.6M
Free Cash FlowOCF − Capex
$52.6M
$-61.9M
FCF MarginFCF / Revenue
111.4%
-71.3%
Capex IntensityCapex / Revenue
2.3%
10.7%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M
$-336.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
IOVA
IOVA
Q4 25
$53.6M
$-52.6M
Q3 25
$23.2M
$-78.7M
Q2 25
$17.8M
$-67.4M
Q1 25
$-71.0K
$-103.7M
Q4 24
$39.8M
$-73.3M
Q3 24
$13.6M
$-59.0M
Q2 24
$9.7M
$-98.4M
Q1 24
$10.8M
$-122.3M
Free Cash Flow
ACNB
ACNB
IOVA
IOVA
Q4 25
$52.6M
$-61.9M
Q3 25
$22.8M
$-89.5M
Q2 25
$17.6M
$-74.9M
Q1 25
$-730.0K
$-109.9M
Q4 24
$38.8M
$-77.5M
Q3 24
$13.3M
$-61.3M
Q2 24
$9.4M
$-98.9M
Q1 24
$10.7M
$-126.5M
FCF Margin
ACNB
ACNB
IOVA
IOVA
Q4 25
111.4%
-71.3%
Q3 25
44.7%
-132.7%
Q2 25
35.0%
-124.9%
Q1 25
-1.7%
-222.8%
Q4 24
117.0%
-105.1%
Q3 24
39.1%
-104.6%
Q2 24
28.3%
-317.9%
Q1 24
33.9%
-17685.3%
Capex Intensity
ACNB
ACNB
IOVA
IOVA
Q4 25
2.3%
10.7%
Q3 25
0.8%
16.1%
Q2 25
0.4%
12.4%
Q1 25
1.5%
12.6%
Q4 24
2.9%
5.7%
Q3 24
0.7%
3.9%
Q2 24
0.9%
1.4%
Q1 24
0.2%
583.4%
Cash Conversion
ACNB
ACNB
IOVA
IOVA
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACNB
ACNB

Segment breakdown not available.

IOVA
IOVA

Amtagvi$64.9M75%
Proleukin$21.9M25%

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