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Side-by-side financial comparison of iQSTEL Inc (IQST) and LifeMD, Inc. (LFMD). Click either name above to swap in a different company.
iQSTEL Inc is the larger business by last-quarter revenue ($84.2M vs $60.2M, roughly 1.4× LifeMD, Inc.). iQSTEL Inc runs the higher net margin — -3.2% vs -6.3%, a 3.1% gap on every dollar of revenue. On growth, LifeMD, Inc. posted the faster year-over-year revenue change (13.0% vs -14.9%). LifeMD, Inc. produced more free cash flow last quarter ($-944.4K vs $-1.2M). Over the past eight quarters, iQSTEL Inc's revenue compounded faster (28.0% CAGR vs 24.8%).
iQSTEL Inc is a technology holding company operating three core segments: telecommunications, Internet of Things (IoT), and fintech. It offers connectivity services, smart IoT monitoring solutions, and digital financial tools, mainly serving small and medium-sized enterprises and retail customers in North and South American markets.
SBI Life Insurance Company Limited is an Indian life insurance company. It was started as a joint venture between State Bank of India (SBI) and French financial institution BNP Paribas Cardif.
IQST vs LFMD — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $84.2M | $60.2M |
| Net Profit | $-2.7M | $-3.8M |
| Gross Margin | 3.5% | 87.7% |
| Operating Margin | -2.9% | -3.3% |
| Net Margin | -3.2% | -6.3% |
| Revenue YoY | -14.9% | 13.0% |
| Net Profit YoY | -44.5% | 18.3% |
| EPS (diluted) | $-0.92 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $84.2M | — | ||
| Q3 25 | $102.9M | $60.2M | ||
| Q2 25 | $72.2M | $62.7M | ||
| Q1 25 | $57.6M | $64.1M | ||
| Q4 24 | $98.9M | — | ||
| Q3 24 | $54.2M | $53.3M | ||
| Q2 24 | $78.6M | $50.7M | ||
| Q1 24 | $51.4M | $44.1M |
| Q4 25 | $-2.7M | — | ||
| Q3 25 | $-2.3M | $-3.8M | ||
| Q2 25 | $-2.3M | $-1.6M | ||
| Q1 25 | $-1.1M | $-183.8K | ||
| Q4 24 | $-1.9M | — | ||
| Q3 24 | $-773.0K | $-4.7M | ||
| Q2 24 | $-2.0M | $-6.9M | ||
| Q1 24 | $-580.2K | $-6.8M |
| Q4 25 | 3.5% | — | ||
| Q3 25 | 2.7% | 87.7% | ||
| Q2 25 | 2.6% | 88.1% | ||
| Q1 25 | 3.4% | 86.5% | ||
| Q4 24 | 2.7% | — | ||
| Q3 24 | 3.7% | 90.6% | ||
| Q2 24 | 2.8% | 90.1% | ||
| Q1 24 | 2.7% | 89.6% |
| Q4 25 | -2.9% | — | ||
| Q3 25 | -0.5% | -3.3% | ||
| Q2 25 | -0.9% | -0.7% | ||
| Q1 25 | -1.0% | 1.5% | ||
| Q4 24 | -0.3% | — | ||
| Q3 24 | -0.1% | -7.5% | ||
| Q2 24 | -0.4% | -12.4% | ||
| Q1 24 | -0.4% | -14.0% |
| Q4 25 | -3.2% | — | ||
| Q3 25 | -2.3% | -6.3% | ||
| Q2 25 | -3.3% | -2.6% | ||
| Q1 25 | -2.0% | -0.3% | ||
| Q4 24 | -1.9% | — | ||
| Q3 24 | -1.4% | -8.7% | ||
| Q2 24 | -2.5% | -13.6% | ||
| Q1 24 | -1.1% | -15.3% |
| Q4 25 | $-0.92 | — | ||
| Q3 25 | $-0.68 | — | ||
| Q2 25 | $-0.82 | $-0.05 | ||
| Q1 25 | $-0.44 | $-0.02 | ||
| Q4 24 | $-1.19 | — | ||
| Q3 24 | $-0.40 | $-0.13 | ||
| Q2 24 | $-0.90 | — | ||
| Q1 24 | $-0.37 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.2M | — |
| Total DebtLower is stronger | $4.1M | — |
| Stockholders' EquityBook value | $16.3M | $1.3M |
| Total Assets | $51.1M | $66.0M |
| Debt / EquityLower = less leverage | 0.25× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.2M | — | ||
| Q3 25 | $2.3M | — | ||
| Q2 25 | $2.0M | $36.2M | ||
| Q1 25 | $1.1M | $34.4M | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $2.1M | $37.6M | ||
| Q2 24 | $797.2K | $35.7M | ||
| Q1 24 | $2.7M | $35.1M |
| Q4 25 | $4.1M | — | ||
| Q3 25 | $2.7M | — | ||
| Q2 25 | $4.5M | $15.9M | ||
| Q1 25 | $3.5M | — | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $3.2M | — | ||
| Q2 24 | $2.5M | — | ||
| Q1 24 | $194.0K | — |
| Q4 25 | $16.3M | — | ||
| Q3 25 | $17.9M | $1.3M | ||
| Q2 25 | $14.3M | $-1.8M | ||
| Q1 25 | $11.6M | $-2.3M | ||
| Q4 24 | $11.9M | — | ||
| Q3 24 | $8.1M | $-7.7M | ||
| Q2 24 | $7.6M | $-4.2M | ||
| Q1 24 | $8.4M | $-845.3K |
| Q4 25 | $51.1M | — | ||
| Q3 25 | $46.9M | $66.0M | ||
| Q2 25 | $51.4M | $73.6M | ||
| Q1 25 | $42.0M | $73.6M | ||
| Q4 24 | $79.0M | — | ||
| Q3 24 | $32.4M | $72.6M | ||
| Q2 24 | $30.0M | $63.8M | ||
| Q1 24 | $22.1M | $61.5M |
| Q4 25 | 0.25× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.31× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.40× | — | ||
| Q2 24 | 0.34× | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.2M | $-147.1K |
| Free Cash FlowOCF − Capex | $-1.2M | $-944.4K |
| FCF MarginFCF / Revenue | -1.5% | -1.6% |
| Capex IntensityCapex / Revenue | 0.0% | 1.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-4.0M | $16.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.2M | — | ||
| Q3 25 | $-953.0K | $-147.1K | ||
| Q2 25 | $257.7K | $8.6M | ||
| Q1 25 | $-1.9M | $3.1M | ||
| Q4 24 | $-403.7K | — | ||
| Q3 24 | $625.0K | $6.7M | ||
| Q2 24 | $-2.6M | $4.5M | ||
| Q1 24 | $-536.9K | $5.2M |
| Q4 25 | $-1.2M | — | ||
| Q3 25 | $-969.2K | $-944.4K | ||
| Q2 25 | $211.7K | $7.8M | ||
| Q1 25 | $-2.0M | $2.9M | ||
| Q4 24 | $-421.3K | — | ||
| Q3 24 | $594.5K | $6.3M | ||
| Q2 24 | $-2.6M | $3.9M | ||
| Q1 24 | $-608.5K | $5.0M |
| Q4 25 | -1.5% | — | ||
| Q3 25 | -0.9% | -1.6% | ||
| Q2 25 | 0.3% | 12.5% | ||
| Q1 25 | -3.4% | 4.6% | ||
| Q4 24 | -0.4% | — | ||
| Q3 24 | 1.1% | 11.7% | ||
| Q2 24 | -3.4% | 7.7% | ||
| Q1 24 | -1.2% | 11.4% |
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.0% | 1.3% | ||
| Q2 25 | 0.1% | 1.3% | ||
| Q1 25 | 0.1% | 0.2% | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.1% | 0.8% | ||
| Q2 24 | 0.0% | 1.3% | ||
| Q1 24 | 0.1% | 0.4% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IQST
| USA | $53.2M | 63% |
| Other | $29.9M | 35% |
| Switzerland | $1.1M | 1% |
LFMD
| Telehealth Subscription Revenue | $27.3M | 45% |
| Telehealth | $20.0M | 33% |
| Work Simpli Revenue | $12.9M | 21% |
| Product And Services | $2.5M | 4% |
