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Side-by-side financial comparison of ISABELLA BANK CORP (ISBA) and Aurora Mobile Ltd (JG). Click either name above to swap in a different company.

Aurora Mobile Ltd is the larger business by last-quarter revenue ($25.0M vs $21.2M, roughly 1.2× ISABELLA BANK CORP). ISABELLA BANK CORP runs the higher net margin — 22.2% vs -1.4%, a 23.6% gap on every dollar of revenue. ISABELLA BANK CORP produced more free cash flow last quarter ($23.3M vs $772.0K).

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

Aurora Innovation, Inc., doing business as Aurora, is a self-driving vehicle technology company based in Pittsburgh, Pennsylvania. Aurora has developed the Aurora Driver, a computer system that can be integrated into cars for autonomous driving. It was co-founded by Chris Urmson, the former chief technology officer of Google/Alphabet Inc.'s self-driving team, which became known as Waymo, as well as by Sterling Anderson, former head of Tesla Autopilot, and Drew Bagnell, former head of Uber's a...

ISBA vs JG — Head-to-Head

Bigger by revenue
JG
JG
1.2× larger
JG
$25.0M
$21.2M
ISBA
Higher net margin
ISBA
ISBA
23.6% more per $
ISBA
22.2%
-1.4%
JG
More free cash flow
ISBA
ISBA
$22.6M more FCF
ISBA
$23.3M
$772.0K
JG

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
ISBA
ISBA
JG
JG
Revenue
$21.2M
$25.0M
Net Profit
$4.7M
$-360.0K
Gross Margin
66.3%
Operating Margin
32.2%
-1.4%
Net Margin
22.2%
-1.4%
Revenue YoY
14.3%
Net Profit YoY
17.4%
EPS (diluted)
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISBA
ISBA
JG
JG
Q4 25
$21.2M
Q3 25
$20.5M
Q2 25
$18.8M
$25.0M
Q1 25
$18.1M
Q4 24
$18.5M
$43.3M
Q3 24
$18.0M
Q2 24
$17.2M
Q1 24
$16.7M
Net Profit
ISBA
ISBA
JG
JG
Q4 25
$4.7M
Q3 25
$5.2M
Q2 25
$5.0M
$-360.0K
Q1 25
$3.9M
Q4 24
$4.0M
$-965.0K
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$3.1M
Gross Margin
ISBA
ISBA
JG
JG
Q4 25
Q3 25
Q2 25
66.3%
Q1 25
Q4 24
66.1%
Q3 24
Q2 24
Q1 24
Operating Margin
ISBA
ISBA
JG
JG
Q4 25
32.2%
Q3 25
30.7%
Q2 25
32.8%
-1.4%
Q1 25
26.9%
Q4 24
26.0%
-3.1%
Q3 24
21.3%
Q2 24
23.9%
Q1 24
21.8%
Net Margin
ISBA
ISBA
JG
JG
Q4 25
22.2%
Q3 25
25.6%
Q2 25
26.7%
-1.4%
Q1 25
21.9%
Q4 24
21.6%
-2.2%
Q3 24
18.2%
Q2 24
20.3%
Q1 24
18.7%
EPS (diluted)
ISBA
ISBA
JG
JG
Q4 25
$0.64
Q3 25
$0.71
Q2 25
$0.68
Q1 25
$0.53
Q4 24
$0.54
Q3 24
$0.44
Q2 24
$0.46
Q1 24
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISBA
ISBA
JG
JG
Cash + ST InvestmentsLiquidity on hand
$26.0M
$16.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$231.4M
$9.0M
Total Assets
$2.2B
$53.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISBA
ISBA
JG
JG
Q4 25
$26.0M
Q3 25
$161.3M
Q2 25
$108.6M
$16.7M
Q1 25
$69.2M
Q4 24
$24.5M
$16.3M
Q3 24
$27.4M
Q2 24
$23.6M
Q1 24
$25.2M
Stockholders' Equity
ISBA
ISBA
JG
JG
Q4 25
$231.4M
Q3 25
$227.4M
Q2 25
$220.5M
$9.0M
Q1 25
$215.6M
Q4 24
$210.3M
$9.3M
Q3 24
$213.0M
Q2 24
$202.2M
Q1 24
$200.7M
Total Assets
ISBA
ISBA
JG
JG
Q4 25
$2.2B
Q3 25
$2.3B
Q2 25
$2.2B
$53.2M
Q1 25
$2.1B
Q4 24
$2.1B
$51.8M
Q3 24
$2.1B
Q2 24
$2.1B
Q1 24
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISBA
ISBA
JG
JG
Operating Cash FlowLast quarter
$26.8M
$795.0K
Free Cash FlowOCF − Capex
$23.3M
$772.0K
FCF MarginFCF / Revenue
110.2%
3.1%
Capex IntensityCapex / Revenue
16.4%
0.1%
Cash ConversionOCF / Net Profit
5.72×
TTM Free Cash FlowTrailing 4 quarters
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISBA
ISBA
JG
JG
Q4 25
$26.8M
Q3 25
$2.7M
Q2 25
$7.8M
$795.0K
Q1 25
$4.7M
Q4 24
$19.6M
$1.2M
Q3 24
$3.6M
Q2 24
$5.5M
Q1 24
$3.4M
Free Cash Flow
ISBA
ISBA
JG
JG
Q4 25
$23.3M
Q3 25
$1.7M
Q2 25
$7.2M
$772.0K
Q1 25
$3.7M
Q4 24
$17.5M
$553.0K
Q3 24
$3.2M
Q2 24
$5.1M
Q1 24
$2.6M
FCF Margin
ISBA
ISBA
JG
JG
Q4 25
110.2%
Q3 25
8.5%
Q2 25
38.5%
3.1%
Q1 25
20.6%
Q4 24
94.6%
1.3%
Q3 24
17.7%
Q2 24
29.8%
Q1 24
15.7%
Capex Intensity
ISBA
ISBA
JG
JG
Q4 25
16.4%
Q3 25
5.0%
Q2 25
3.2%
0.1%
Q1 25
5.5%
Q4 24
11.4%
1.4%
Q3 24
2.0%
Q2 24
2.4%
Q1 24
4.9%
Cash Conversion
ISBA
ISBA
JG
JG
Q4 25
5.72×
Q3 25
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
4.91×
Q3 24
1.08×
Q2 24
1.59×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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