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Side-by-side financial comparison of ISABELLA BANK CORP (ISBA) and Rent the Runway, Inc. (RENT). Click either name above to swap in a different company.

ISABELLA BANK CORP is the larger business by last-quarter revenue ($21.2M vs $10.6M, roughly 2.0× Rent the Runway, Inc.). Rent the Runway, Inc. runs the higher net margin — 721.7% vs 22.2%, a 699.5% gap on every dollar of revenue. On growth, ISABELLA BANK CORP posted the faster year-over-year revenue change (14.3% vs 10.4%). Over the past eight quarters, ISABELLA BANK CORP's revenue compounded faster (12.6% CAGR vs 1.0%).

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

Rent the Runway is an American e-commerce platform that allows users to rent, subscribe, or buy designer apparel and accessories. It was founded in November 2009 by Jennifer Hyman and Jennifer Fleiss and is based in New York City.

ISBA vs RENT — Head-to-Head

Bigger by revenue
ISBA
ISBA
2.0× larger
ISBA
$21.2M
$10.6M
RENT
Growing faster (revenue YoY)
ISBA
ISBA
+3.9% gap
ISBA
14.3%
10.4%
RENT
Higher net margin
RENT
RENT
699.5% more per $
RENT
721.7%
22.2%
ISBA
Faster 2-yr revenue CAGR
ISBA
ISBA
Annualised
ISBA
12.6%
1.0%
RENT

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
ISBA
ISBA
RENT
RENT
Revenue
$21.2M
$10.6M
Net Profit
$4.7M
$76.5M
Gross Margin
-126.4%
Operating Margin
32.2%
-152.8%
Net Margin
22.2%
721.7%
Revenue YoY
14.3%
10.4%
Net Profit YoY
17.4%
504.8%
EPS (diluted)
$0.64
$13.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISBA
ISBA
RENT
RENT
Q4 25
$21.2M
$10.6M
Q3 25
$20.5M
$11.7M
Q2 25
$18.8M
$7.6M
Q1 25
$18.1M
$11.8M
Q4 24
$18.5M
$9.6M
Q3 24
$18.0M
$10.4M
Q2 24
$17.2M
$8.9M
Q1 24
$16.7M
$10.4M
Net Profit
ISBA
ISBA
RENT
RENT
Q4 25
$4.7M
$76.5M
Q3 25
$5.2M
$-26.4M
Q2 25
$5.0M
$-26.1M
Q1 25
$3.9M
$-13.4M
Q4 24
$4.0M
$-18.9M
Q3 24
$3.3M
$-15.6M
Q2 24
$3.5M
$-22.0M
Q1 24
$3.1M
$-24.8M
Gross Margin
ISBA
ISBA
RENT
RENT
Q4 25
-126.4%
Q3 25
-92.3%
Q2 25
-168.4%
Q1 25
-71.2%
Q4 24
-122.9%
Q3 24
-98.1%
Q2 24
-131.5%
Q1 24
-93.3%
Operating Margin
ISBA
ISBA
RENT
RENT
Q4 25
32.2%
-152.8%
Q3 25
30.7%
-171.8%
Q2 25
32.8%
-259.2%
Q1 25
26.9%
-65.3%
Q4 24
26.0%
-142.7%
Q3 24
21.3%
-92.3%
Q2 24
23.9%
-185.4%
Q1 24
21.8%
-185.6%
Net Margin
ISBA
ISBA
RENT
RENT
Q4 25
22.2%
721.7%
Q3 25
25.6%
-225.6%
Q2 25
26.7%
-343.4%
Q1 25
21.9%
-113.6%
Q4 24
21.6%
-196.9%
Q3 24
18.2%
-150.0%
Q2 24
20.3%
-247.2%
Q1 24
18.7%
-238.5%
EPS (diluted)
ISBA
ISBA
RENT
RENT
Q4 25
$0.64
$13.65
Q3 25
$0.71
$-6.55
Q2 25
$0.68
$-6.58
Q1 25
$0.53
$-2.72
Q4 24
$0.54
$-4.70
Q3 24
$0.44
$-4.17
Q2 24
$0.46
$-6.03
Q1 24
$0.42
$-5.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISBA
ISBA
RENT
RENT
Cash + ST InvestmentsLiquidity on hand
$26.0M
$50.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$231.4M
$-35.1M
Total Assets
$2.2B
$231.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISBA
ISBA
RENT
RENT
Q4 25
$26.0M
$50.7M
Q3 25
$161.3M
$43.6M
Q2 25
$108.6M
$70.4M
Q1 25
$69.2M
$77.4M
Q4 24
$24.5M
$74.1M
Q3 24
$27.4M
$76.6M
Q2 24
$23.6M
$82.0M
Q1 24
$25.2M
$84.0M
Total Debt
ISBA
ISBA
RENT
RENT
Q4 25
Q3 25
Q2 25
$340.6M
Q1 25
$333.7M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ISBA
ISBA
RENT
RENT
Q4 25
$231.4M
$-35.1M
Q3 25
$227.4M
$-232.1M
Q2 25
$220.5M
$-207.1M
Q1 25
$215.6M
$-182.5M
Q4 24
$210.3M
$-171.2M
Q3 24
$213.0M
$-154.5M
Q2 24
$202.2M
$-141.3M
Q1 24
$200.7M
$-122.3M
Total Assets
ISBA
ISBA
RENT
RENT
Q4 25
$2.2B
$231.0M
Q3 25
$2.3B
$219.0M
Q2 25
$2.2B
$245.3M
Q1 25
$2.1B
$240.0M
Q4 24
$2.1B
$251.6M
Q3 24
$2.1B
$257.4M
Q2 24
$2.1B
$278.4M
Q1 24
$2.1B
$278.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISBA
ISBA
RENT
RENT
Operating Cash FlowLast quarter
$26.8M
$-1.4M
Free Cash FlowOCF − Capex
$23.3M
FCF MarginFCF / Revenue
110.2%
Capex IntensityCapex / Revenue
16.4%
Cash ConversionOCF / Net Profit
5.72×
-0.02×
TTM Free Cash FlowTrailing 4 quarters
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISBA
ISBA
RENT
RENT
Q4 25
$26.8M
$-1.4M
Q3 25
$2.7M
$-10.5M
Q2 25
$7.8M
$8.3M
Q1 25
$4.7M
$1.4M
Q4 24
$19.6M
$4.7M
Q3 24
$3.6M
$2.2M
Q2 24
$5.5M
$4.6M
Q1 24
$3.4M
$-8.0M
Free Cash Flow
ISBA
ISBA
RENT
RENT
Q4 25
$23.3M
Q3 25
$1.7M
Q2 25
$7.2M
Q1 25
$3.7M
Q4 24
$17.5M
Q3 24
$3.2M
Q2 24
$5.1M
Q1 24
$2.6M
FCF Margin
ISBA
ISBA
RENT
RENT
Q4 25
110.2%
Q3 25
8.5%
Q2 25
38.5%
Q1 25
20.6%
Q4 24
94.6%
Q3 24
17.7%
Q2 24
29.8%
Q1 24
15.7%
Capex Intensity
ISBA
ISBA
RENT
RENT
Q4 25
16.4%
Q3 25
5.0%
Q2 25
3.2%
Q1 25
5.5%
Q4 24
11.4%
Q3 24
2.0%
Q2 24
2.4%
Q1 24
4.9%
Cash Conversion
ISBA
ISBA
RENT
RENT
Q4 25
5.72×
-0.02×
Q3 25
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
4.91×
Q3 24
1.08×
Q2 24
1.59×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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