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Side-by-side financial comparison of Ispire Technology Inc. (ISPR) and Open Lending Corp (LPRO). Click either name above to swap in a different company.

Ispire Technology Inc. is the larger business by last-quarter revenue ($20.3M vs $19.3M, roughly 1.0× Open Lending Corp). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs -51.5%). Open Lending Corp produced more free cash flow last quarter ($-3.3M vs $-4.0M). Over the past eight quarters, Ispire Technology Inc.'s revenue compounded faster (-17.8% CAGR vs -20.7%).

Ispire Technology Inc. is a global tech firm specializing in R&D, manufacturing and sales of advanced vaporization hardware and supporting consumables. It serves nicotine and legal cannabis consumer markets, operates two core segments of hardware and branded cannabis products, covers North America, Europe and Asia-Pacific, delivering compliant innovative vapor solutions for B2B partners and end users.

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

ISPR vs LPRO — Head-to-Head

Bigger by revenue
ISPR
ISPR
1.0× larger
ISPR
$20.3M
$19.3M
LPRO
Growing faster (revenue YoY)
LPRO
LPRO
+185.5% gap
LPRO
134.0%
-51.5%
ISPR
More free cash flow
LPRO
LPRO
$786.2K more FCF
LPRO
$-3.3M
$-4.0M
ISPR
Faster 2-yr revenue CAGR
ISPR
ISPR
Annualised
ISPR
-17.8%
-20.7%
LPRO

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
ISPR
ISPR
LPRO
LPRO
Revenue
$20.3M
$19.3M
Net Profit
$-6.6M
Gross Margin
17.1%
76.0%
Operating Margin
-33.9%
3.9%
Net Margin
-32.5%
Revenue YoY
-51.5%
134.0%
Net Profit YoY
17.4%
EPS (diluted)
$-0.12
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISPR
ISPR
LPRO
LPRO
Q4 25
$20.3M
$19.3M
Q3 25
$30.4M
$24.2M
Q2 25
$20.1M
$25.3M
Q1 25
$26.2M
$24.4M
Q4 24
$41.8M
$-56.9M
Q3 24
$39.3M
$23.5M
Q2 24
$37.3M
$26.7M
Q1 24
$30.0M
$30.7M
Net Profit
ISPR
ISPR
LPRO
LPRO
Q4 25
$-6.6M
Q3 25
$-3.3M
$-7.6M
Q2 25
$-14.8M
$1.0M
Q1 25
$-10.9M
$617.0K
Q4 24
$-8.0M
Q3 24
$-5.6M
$1.4M
Q2 24
$-3.5M
$2.9M
Q1 24
$-5.9M
$5.1M
Gross Margin
ISPR
ISPR
LPRO
LPRO
Q4 25
17.1%
76.0%
Q3 25
17.0%
78.0%
Q2 25
12.3%
78.2%
Q1 25
18.2%
75.1%
Q4 24
18.5%
111.0%
Q3 24
19.5%
73.9%
Q2 24
28.3%
78.6%
Q1 24
20.4%
81.3%
Operating Margin
ISPR
ISPR
LPRO
LPRO
Q4 25
-33.9%
3.9%
Q3 25
-8.9%
-31.9%
Q2 25
-72.7%
4.6%
Q1 25
-40.4%
3.1%
Q4 24
-17.6%
138.0%
Q3 24
-13.4%
7.9%
Q2 24
-9.2%
14.9%
Q1 24
-18.8%
23.8%
Net Margin
ISPR
ISPR
LPRO
LPRO
Q4 25
-32.5%
Q3 25
-10.7%
-31.3%
Q2 25
-73.4%
4.1%
Q1 25
-41.5%
2.5%
Q4 24
-19.1%
Q3 24
-14.2%
6.1%
Q2 24
-9.4%
10.9%
Q1 24
-19.7%
16.5%
EPS (diluted)
ISPR
ISPR
LPRO
LPRO
Q4 25
$-0.12
$-0.00
Q3 25
$-0.06
$-0.06
Q2 25
$-0.26
$0.01
Q1 25
$-0.19
$0.01
Q4 24
$-0.14
$-1.20
Q3 24
$-0.10
$0.01
Q2 24
$-0.07
$0.02
Q1 24
$-0.11
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISPR
ISPR
LPRO
LPRO
Cash + ST InvestmentsLiquidity on hand
$17.6M
$176.6M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$-7.7M
$75.0M
Total Assets
$84.4M
$236.7M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISPR
ISPR
LPRO
LPRO
Q4 25
$17.6M
$176.6M
Q3 25
$22.7M
$222.1M
Q2 25
$24.4M
$230.7M
Q1 25
$23.5M
$236.2M
Q4 24
$34.4M
$243.2M
Q3 24
$37.7M
$250.2M
Q2 24
$35.1M
$248.0M
Q1 24
$39.5M
$247.0M
Total Debt
ISPR
ISPR
LPRO
LPRO
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
ISPR
ISPR
LPRO
LPRO
Q4 25
$-7.7M
$75.0M
Q3 25
$-1.8M
$72.8M
Q2 25
$604.7K
$78.9M
Q1 25
$14.8M
$79.8M
Q4 24
$24.2M
$78.1M
Q3 24
$30.7M
$220.5M
Q2 24
$34.5M
$216.8M
Q1 24
$35.9M
$211.5M
Total Assets
ISPR
ISPR
LPRO
LPRO
Q4 25
$84.4M
$236.7M
Q3 25
$96.4M
$287.7M
Q2 25
$102.2M
$296.7M
Q1 25
$115.7M
$304.2M
Q4 24
$132.0M
$296.4M
Q3 24
$129.0M
$395.7M
Q2 24
$122.6M
$382.8M
Q1 24
$108.0M
$380.6M
Debt / Equity
ISPR
ISPR
LPRO
LPRO
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISPR
ISPR
LPRO
LPRO
Operating Cash FlowLast quarter
$-4.0M
$-3.2M
Free Cash FlowOCF − Capex
$-4.0M
$-3.3M
FCF MarginFCF / Revenue
-19.9%
-16.8%
Capex IntensityCapex / Revenue
0.3%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-14.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISPR
ISPR
LPRO
LPRO
Q4 25
$-4.0M
$-3.2M
Q3 25
$-1.2M
$-5.7M
Q2 25
$4.7M
$848.0K
Q1 25
$-12.5M
$-3.8M
Q4 24
$-3.2M
$17.6M
Q3 24
$3.6M
$11.4M
Q2 24
$-1.4M
$-1.4M
Q1 24
$3.4M
$11.0M
Free Cash Flow
ISPR
ISPR
LPRO
LPRO
Q4 25
$-4.0M
$-3.3M
Q3 25
$-1.2M
Q2 25
$3.7M
$837.0K
Q1 25
$-12.7M
$-3.9M
Q4 24
$-3.2M
$17.4M
Q3 24
$3.3M
$11.3M
Q2 24
$-2.2M
$-1.5M
Q1 24
$3.3M
FCF Margin
ISPR
ISPR
LPRO
LPRO
Q4 25
-19.9%
-16.8%
Q3 25
-3.9%
Q2 25
18.6%
3.3%
Q1 25
-48.4%
-15.9%
Q4 24
-7.7%
-30.6%
Q3 24
8.5%
48.0%
Q2 24
-5.9%
-5.5%
Q1 24
10.9%
Capex Intensity
ISPR
ISPR
LPRO
LPRO
Q4 25
0.3%
0.3%
Q3 25
0.0%
0.0%
Q2 25
4.8%
0.0%
Q1 25
0.7%
0.2%
Q4 24
0.1%
-0.3%
Q3 24
0.7%
0.5%
Q2 24
2.0%
0.2%
Q1 24
0.3%
0.0%
Cash Conversion
ISPR
ISPR
LPRO
LPRO
Q4 25
Q3 25
Q2 25
0.82×
Q1 25
-6.22×
Q4 24
Q3 24
7.92×
Q2 24
-0.48×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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