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Side-by-side financial comparison of Investar Holding Corp (ISTR) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

Investar Holding Corp is the larger business by last-quarter revenue ($23.5M vs $22.7M, roughly 1.0× R F INDUSTRIES LTD). On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 0.9%). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 4.9%).

Investar Holding Corp is a U.S.-headquartered bank holding company that primarily operates across the Gulf Coast region. It delivers a full range of commercial and retail banking services, including deposit products, consumer and business loans, mortgage services, and wealth management solutions for individual clients, small and medium-sized enterprises, and commercial entities.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

ISTR vs RFIL — Head-to-Head

Bigger by revenue
ISTR
ISTR
1.0× larger
ISTR
$23.5M
$22.7M
RFIL
Growing faster (revenue YoY)
RFIL
RFIL
+22.1% gap
RFIL
22.9%
0.9%
ISTR
Faster 2-yr revenue CAGR
RFIL
RFIL
Annualised
RFIL
29.8%
4.9%
ISTR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ISTR
ISTR
RFIL
RFIL
Revenue
$23.5M
$22.7M
Net Profit
$173.0K
Gross Margin
36.8%
Operating Margin
30.9%
4.0%
Net Margin
0.8%
Revenue YoY
0.9%
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$0.50
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISTR
ISTR
RFIL
RFIL
Q4 25
$23.5M
$22.7M
Q3 25
$24.1M
$19.8M
Q2 25
$22.3M
$18.9M
Q1 25
$24.0M
$19.2M
Q4 24
$23.3M
$18.5M
Q3 24
$22.3M
$16.8M
Q2 24
$20.4M
$16.1M
Q1 24
$21.4M
$13.5M
Net Profit
ISTR
ISTR
RFIL
RFIL
Q4 25
$173.0K
Q3 25
$6.2M
$392.0K
Q2 25
$4.5M
$-245.0K
Q1 25
$6.3M
$-245.0K
Q4 24
$-238.0K
Q3 24
$5.4M
$-705.0K
Q2 24
$4.1M
$-4.3M
Q1 24
$4.7M
$-1.4M
Gross Margin
ISTR
ISTR
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
ISTR
ISTR
RFIL
RFIL
Q4 25
30.9%
4.0%
Q3 25
31.0%
3.6%
Q2 25
24.4%
0.6%
Q1 25
32.2%
0.3%
Q4 24
31.1%
0.5%
Q3 24
27.6%
-2.5%
Q2 24
24.0%
-2.6%
Q1 24
28.5%
-15.5%
Net Margin
ISTR
ISTR
RFIL
RFIL
Q4 25
0.8%
Q3 25
25.6%
2.0%
Q2 25
20.2%
-1.3%
Q1 25
26.3%
-1.3%
Q4 24
-1.3%
Q3 24
24.1%
-4.2%
Q2 24
19.9%
-26.7%
Q1 24
22.0%
-10.1%
EPS (diluted)
ISTR
ISTR
RFIL
RFIL
Q4 25
$0.50
$0.01
Q3 25
$0.54
$0.04
Q2 25
$0.46
$-0.02
Q1 25
$0.63
$-0.02
Q4 24
$0.61
$-0.02
Q3 24
$0.54
$-0.07
Q2 24
$0.41
$-0.41
Q1 24
$0.48
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISTR
ISTR
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$5.1M
Total DebtLower is stronger
$9.8M
Stockholders' EquityBook value
$301.1M
$35.2M
Total Assets
$2.8B
$73.0M
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISTR
ISTR
RFIL
RFIL
Q4 25
$5.1M
Q3 25
$3.0M
Q2 25
$3.6M
Q1 25
$1.3M
Q4 24
$839.0K
Q3 24
$1.8M
Q2 24
$1.4M
Q1 24
$4.5M
Total Debt
ISTR
ISTR
RFIL
RFIL
Q4 25
$9.8M
Q3 25
Q2 25
Q1 25
Q4 24
$9.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ISTR
ISTR
RFIL
RFIL
Q4 25
$301.1M
$35.2M
Q3 25
$295.3M
$34.8M
Q2 25
$255.9M
$34.2M
Q1 25
$251.7M
$34.2M
Q4 24
$241.3M
$34.1M
Q3 24
$245.5M
$34.1M
Q2 24
$230.2M
$34.6M
Q1 24
$227.0M
$38.7M
Total Assets
ISTR
ISTR
RFIL
RFIL
Q4 25
$2.8B
$73.0M
Q3 25
$2.8B
$73.2M
Q2 25
$2.7B
$72.7M
Q1 25
$2.7B
$70.4M
Q4 24
$2.7B
$71.0M
Q3 24
$2.8B
$71.9M
Q2 24
$2.8B
$72.8M
Q1 24
$2.8B
$79.1M
Debt / Equity
ISTR
ISTR
RFIL
RFIL
Q4 25
0.03×
Q3 25
Q2 25
Q1 25
Q4 24
0.04×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISTR
ISTR
RFIL
RFIL
Operating Cash FlowLast quarter
$18.2M
$2.1M
Free Cash FlowOCF − Capex
$2.0M
FCF MarginFCF / Revenue
9.0%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISTR
ISTR
RFIL
RFIL
Q4 25
$18.2M
$2.1M
Q3 25
$6.9M
$-311.0K
Q2 25
$3.2M
$2.2M
Q1 25
$4.5M
$601.0K
Q4 24
$15.9M
$-244.0K
Q3 24
$5.6M
$2.4M
Q2 24
$2.8M
$197.0K
Q1 24
$7.8M
$840.0K
Free Cash Flow
ISTR
ISTR
RFIL
RFIL
Q4 25
$2.0M
Q3 25
$-419.0K
Q2 25
$2.2M
Q1 25
$574.0K
Q4 24
$-418.0K
Q3 24
$2.1M
Q2 24
$28.0K
Q1 24
$697.0K
FCF Margin
ISTR
ISTR
RFIL
RFIL
Q4 25
9.0%
Q3 25
-2.1%
Q2 25
11.4%
Q1 25
3.0%
Q4 24
-2.3%
Q3 24
12.6%
Q2 24
0.2%
Q1 24
5.2%
Capex Intensity
ISTR
ISTR
RFIL
RFIL
Q4 25
0.3%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
0.9%
Q3 24
1.5%
Q2 24
1.0%
Q1 24
1.1%
Cash Conversion
ISTR
ISTR
RFIL
RFIL
Q4 25
12.13×
Q3 25
1.12×
-0.79×
Q2 25
0.71×
Q1 25
0.71×
Q4 24
Q3 24
1.03×
Q2 24
0.70×
Q1 24
1.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ISTR
ISTR

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

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