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Side-by-side financial comparison of Investar Holding Corp (ISTR) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
SmartRent, Inc. is the larger business by last-quarter revenue ($36.5M vs $23.5M, roughly 1.5× Investar Holding Corp). On growth, SmartRent, Inc. posted the faster year-over-year revenue change (3.1% vs 0.9%). Over the past eight quarters, Investar Holding Corp's revenue compounded faster (4.9% CAGR vs -15.0%).
Investar Holding Corp is a U.S.-headquartered bank holding company that primarily operates across the Gulf Coast region. It delivers a full range of commercial and retail banking services, including deposit products, consumer and business loans, mortgage services, and wealth management solutions for individual clients, small and medium-sized enterprises, and commercial entities.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
ISTR vs SMRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.5M | $36.5M |
| Net Profit | — | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | 30.9% | -10.9% |
| Net Margin | — | -8.9% |
| Revenue YoY | 0.9% | 3.1% |
| Net Profit YoY | — | 71.6% |
| EPS (diluted) | $0.50 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.5M | $36.5M | ||
| Q3 25 | $24.1M | $36.2M | ||
| Q2 25 | $22.3M | $38.3M | ||
| Q1 25 | $24.0M | $41.3M | ||
| Q4 24 | $23.3M | $35.4M | ||
| Q3 24 | $22.3M | $40.5M | ||
| Q2 24 | $20.4M | $48.5M | ||
| Q1 24 | $21.4M | $50.5M |
| Q4 25 | — | $-3.2M | ||
| Q3 25 | $6.2M | $-6.3M | ||
| Q2 25 | $4.5M | $-10.9M | ||
| Q1 25 | $6.3M | $-40.2M | ||
| Q4 24 | — | $-11.4M | ||
| Q3 24 | $5.4M | $-9.9M | ||
| Q2 24 | $4.1M | $-4.6M | ||
| Q1 24 | $4.7M | $-7.7M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
| Q4 25 | 30.9% | -10.9% | ||
| Q3 25 | 31.0% | -19.4% | ||
| Q2 25 | 24.4% | -30.5% | ||
| Q1 25 | 32.2% | -99.9% | ||
| Q4 24 | 31.1% | -36.6% | ||
| Q3 24 | 27.6% | -29.0% | ||
| Q2 24 | 24.0% | -14.3% | ||
| Q1 24 | 28.5% | -20.1% |
| Q4 25 | — | -8.9% | ||
| Q3 25 | 25.6% | -17.3% | ||
| Q2 25 | 20.2% | -28.3% | ||
| Q1 25 | 26.3% | -97.2% | ||
| Q4 24 | — | -32.3% | ||
| Q3 24 | 24.1% | -24.5% | ||
| Q2 24 | 19.9% | -9.5% | ||
| Q1 24 | 22.0% | -15.2% |
| Q4 25 | $0.50 | $-0.02 | ||
| Q3 25 | $0.54 | $-0.03 | ||
| Q2 25 | $0.46 | $-0.06 | ||
| Q1 25 | $0.63 | $-0.21 | ||
| Q4 24 | $0.61 | $-0.06 | ||
| Q3 24 | $0.54 | $-0.05 | ||
| Q2 24 | $0.41 | $-0.02 | ||
| Q1 24 | $0.48 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $104.5M |
| Total DebtLower is stronger | $9.8M | — |
| Stockholders' EquityBook value | $301.1M | $232.1M |
| Total Assets | $2.8B | $320.9M |
| Debt / EquityLower = less leverage | 0.03× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $104.5M | ||
| Q3 25 | — | $100.0M | ||
| Q2 25 | — | $105.0M | ||
| Q1 25 | — | $125.6M | ||
| Q4 24 | — | $142.5M | ||
| Q3 24 | — | $163.4M | ||
| Q2 24 | — | $187.4M | ||
| Q1 24 | — | $204.7M |
| Q4 25 | $9.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $9.8M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $301.1M | $232.1M | ||
| Q3 25 | $295.3M | $234.4M | ||
| Q2 25 | $255.9M | $238.8M | ||
| Q1 25 | $251.7M | $250.7M | ||
| Q4 24 | $241.3M | $289.4M | ||
| Q3 24 | $245.5M | $305.1M | ||
| Q2 24 | $230.2M | $329.4M | ||
| Q1 24 | $227.0M | $333.1M |
| Q4 25 | $2.8B | $320.9M | ||
| Q3 25 | $2.8B | $335.8M | ||
| Q2 25 | $2.7B | $354.0M | ||
| Q1 25 | $2.7B | $366.1M | ||
| Q4 24 | $2.7B | $420.2M | ||
| Q3 24 | $2.8B | $448.6M | ||
| Q2 24 | $2.8B | $475.3M | ||
| Q1 24 | $2.8B | $485.5M |
| Q4 25 | 0.03× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.2M | $7.7M |
| Free Cash FlowOCF − Capex | — | $7.7M |
| FCF MarginFCF / Revenue | — | 21.0% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.2M | $7.7M | ||
| Q3 25 | $6.9M | $-2.1M | ||
| Q2 25 | $3.2M | $-14.9M | ||
| Q1 25 | $4.5M | $-12.2M | ||
| Q4 24 | $15.9M | $-12.0M | ||
| Q3 24 | $5.6M | $-3.7M | ||
| Q2 24 | $2.8M | $-13.9M | ||
| Q1 24 | $7.8M | $-3.3M |
| Q4 25 | — | $7.7M | ||
| Q3 25 | — | $-2.2M | ||
| Q2 25 | — | $-16.2M | ||
| Q1 25 | — | $-14.3M | ||
| Q4 24 | — | $-13.3M | ||
| Q3 24 | — | $-3.9M | ||
| Q2 24 | — | $-14.1M | ||
| Q1 24 | — | $-3.4M |
| Q4 25 | — | 21.0% | ||
| Q3 25 | — | -6.1% | ||
| Q2 25 | — | -42.3% | ||
| Q1 25 | — | -34.7% | ||
| Q4 24 | — | -37.5% | ||
| Q3 24 | — | -9.7% | ||
| Q2 24 | — | -29.1% | ||
| Q1 24 | — | -6.7% |
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 1.12× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | 0.70× | — | ||
| Q1 24 | 1.66× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ISTR
Segment breakdown not available.
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
