vs

Side-by-side financial comparison of Investar Holding Corp (ISTR) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

Investar Holding Corp is the larger business by last-quarter revenue ($23.5M vs $19.1M, roughly 1.2× Americas Gold & Silver Corp). On growth, Investar Holding Corp posted the faster year-over-year revenue change (0.9% vs -28.0%).

Investar Holding Corp is a U.S.-headquartered bank holding company that primarily operates across the Gulf Coast region. It delivers a full range of commercial and retail banking services, including deposit products, consumer and business loans, mortgage services, and wealth management solutions for individual clients, small and medium-sized enterprises, and commercial entities.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

ISTR vs USAS — Head-to-Head

Bigger by revenue
ISTR
ISTR
1.2× larger
ISTR
$23.5M
$19.1M
USAS
Growing faster (revenue YoY)
ISTR
ISTR
+28.9% gap
ISTR
0.9%
-28.0%
USAS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ISTR
ISTR
USAS
USAS
Revenue
$23.5M
$19.1M
Net Profit
$-15.7M
Gross Margin
34.2%
Operating Margin
30.9%
Net Margin
-82.3%
Revenue YoY
0.9%
-28.0%
Net Profit YoY
2.8%
EPS (diluted)
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISTR
ISTR
USAS
USAS
Q4 25
$23.5M
Q3 25
$24.1M
$19.1M
Q2 25
$22.3M
Q1 25
$24.0M
Q4 24
$23.3M
Q3 24
$22.3M
$26.5M
Q2 24
$20.4M
Q1 24
$21.4M
Net Profit
ISTR
ISTR
USAS
USAS
Q4 25
Q3 25
$6.2M
$-15.7M
Q2 25
$4.5M
Q1 25
$6.3M
Q4 24
Q3 24
$5.4M
$-16.2M
Q2 24
$4.1M
Q1 24
$4.7M
Gross Margin
ISTR
ISTR
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Operating Margin
ISTR
ISTR
USAS
USAS
Q4 25
30.9%
Q3 25
31.0%
Q2 25
24.4%
Q1 25
32.2%
Q4 24
31.1%
Q3 24
27.6%
Q2 24
24.0%
Q1 24
28.5%
Net Margin
ISTR
ISTR
USAS
USAS
Q4 25
Q3 25
25.6%
-82.3%
Q2 25
20.2%
Q1 25
26.3%
Q4 24
Q3 24
24.1%
-60.9%
Q2 24
19.9%
Q1 24
22.0%
EPS (diluted)
ISTR
ISTR
USAS
USAS
Q4 25
$0.50
Q3 25
$0.54
Q2 25
$0.46
Q1 25
$0.63
Q4 24
$0.61
Q3 24
$0.54
Q2 24
$0.41
Q1 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISTR
ISTR
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$39.1M
Total DebtLower is stronger
$9.8M
Stockholders' EquityBook value
$301.1M
$50.2M
Total Assets
$2.8B
$234.7M
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISTR
ISTR
USAS
USAS
Q4 25
Q3 25
$39.1M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
ISTR
ISTR
USAS
USAS
Q4 25
$9.8M
Q3 25
Q2 25
Q1 25
Q4 24
$9.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ISTR
ISTR
USAS
USAS
Q4 25
$301.1M
Q3 25
$295.3M
$50.2M
Q2 25
$255.9M
Q1 25
$251.7M
Q4 24
$241.3M
Q3 24
$245.5M
$53.1M
Q2 24
$230.2M
Q1 24
$227.0M
Total Assets
ISTR
ISTR
USAS
USAS
Q4 25
$2.8B
Q3 25
$2.8B
$234.7M
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.7B
Q3 24
$2.8B
Q2 24
$2.8B
Q1 24
$2.8B
Debt / Equity
ISTR
ISTR
USAS
USAS
Q4 25
0.03×
Q3 25
Q2 25
Q1 25
Q4 24
0.04×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISTR
ISTR
USAS
USAS
Operating Cash FlowLast quarter
$18.2M
$-12.5M
Free Cash FlowOCF − Capex
$-41.3M
FCF MarginFCF / Revenue
-216.5%
Capex IntensityCapex / Revenue
150.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISTR
ISTR
USAS
USAS
Q4 25
$18.2M
Q3 25
$6.9M
$-12.5M
Q2 25
$3.2M
Q1 25
$4.5M
Q4 24
$15.9M
Q3 24
$5.6M
$2.4M
Q2 24
$2.8M
Q1 24
$7.8M
Free Cash Flow
ISTR
ISTR
USAS
USAS
Q4 25
Q3 25
$-41.3M
Q2 25
Q1 25
Q4 24
Q3 24
$-11.2M
Q2 24
Q1 24
FCF Margin
ISTR
ISTR
USAS
USAS
Q4 25
Q3 25
-216.5%
Q2 25
Q1 25
Q4 24
Q3 24
-42.2%
Q2 24
Q1 24
Capex Intensity
ISTR
ISTR
USAS
USAS
Q4 25
Q3 25
150.8%
Q2 25
Q1 25
Q4 24
Q3 24
51.2%
Q2 24
Q1 24
Cash Conversion
ISTR
ISTR
USAS
USAS
Q4 25
Q3 25
1.12×
Q2 25
0.71×
Q1 25
0.71×
Q4 24
Q3 24
1.03×
Q2 24
0.70×
Q1 24
1.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons