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Side-by-side financial comparison of Investar Holding Corp (ISTR) and Zeo Energy Corp. (ZEO). Click either name above to swap in a different company.
Investar Holding Corp is the larger business by last-quarter revenue ($23.5M vs $18.6M, roughly 1.3× Zeo Energy Corp.). On growth, Investar Holding Corp posted the faster year-over-year revenue change (0.9% vs -0.4%). Over the past eight quarters, Investar Holding Corp's revenue compounded faster (4.9% CAGR vs -4.0%).
Investar Holding Corp is a U.S.-headquartered bank holding company that primarily operates across the Gulf Coast region. It delivers a full range of commercial and retail banking services, including deposit products, consumer and business loans, mortgage services, and wealth management solutions for individual clients, small and medium-sized enterprises, and commercial entities.
ISTR vs ZEO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.5M | $18.6M |
| Net Profit | — | $-2.0M |
| Gross Margin | — | — |
| Operating Margin | 30.9% | -11.8% |
| Net Margin | — | -10.8% |
| Revenue YoY | 0.9% | -0.4% |
| Net Profit YoY | — | -360.9% |
| EPS (diluted) | $0.50 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.5M | $18.6M | ||
| Q3 25 | $24.1M | $23.9M | ||
| Q2 25 | $22.3M | $18.1M | ||
| Q1 25 | $24.0M | $8.8M | ||
| Q4 24 | $23.3M | $18.6M | ||
| Q3 24 | $22.3M | $19.7M | ||
| Q2 24 | $20.4M | $14.8M | ||
| Q1 24 | $21.4M | $20.1M |
| Q4 25 | — | $-2.0M | ||
| Q3 25 | $6.2M | $-3.2M | ||
| Q2 25 | $4.5M | $-2.4M | ||
| Q1 25 | $6.3M | $-6.4M | ||
| Q4 24 | — | $-435.3K | ||
| Q3 24 | $5.4M | $-424.3K | ||
| Q2 24 | $4.1M | $-277.8K | ||
| Q1 24 | $4.7M | $-1.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 57.9% | ||
| Q2 25 | — | 59.8% | ||
| Q1 25 | — | 99.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 50.2% | ||
| Q2 24 | — | 52.3% | ||
| Q1 24 | — | — |
| Q4 25 | 30.9% | -11.8% | ||
| Q3 25 | 31.0% | -8.3% | ||
| Q2 25 | 24.4% | -15.8% | ||
| Q1 25 | 32.2% | -153.8% | ||
| Q4 24 | 31.1% | -6.0% | ||
| Q3 24 | 27.6% | -15.2% | ||
| Q2 24 | 24.0% | -18.0% | ||
| Q1 24 | 28.5% | -20.1% |
| Q4 25 | — | -10.8% | ||
| Q3 25 | 25.6% | -13.5% | ||
| Q2 25 | 20.2% | -13.3% | ||
| Q1 25 | 26.3% | -72.4% | ||
| Q4 24 | — | -2.3% | ||
| Q3 24 | 24.1% | -2.2% | ||
| Q2 24 | 19.9% | -1.9% | ||
| Q1 24 | 22.0% | -7.6% |
| Q4 25 | $0.50 | — | ||
| Q3 25 | $0.54 | — | ||
| Q2 25 | $0.46 | — | ||
| Q1 25 | $0.63 | $-0.48 | ||
| Q4 24 | $0.61 | $1.11 | ||
| Q3 24 | $0.54 | $-0.08 | ||
| Q2 24 | $0.41 | $0.03 | ||
| Q1 24 | $0.48 | $-1.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $6.1M |
| Total DebtLower is stronger | $9.8M | $79.1K |
| Stockholders' EquityBook value | $301.1M | $5.3M |
| Total Assets | $2.8B | $56.9M |
| Debt / EquityLower = less leverage | 0.03× | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $3.9M | ||
| Q2 25 | — | $68.7K | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | $5.6M | ||
| Q3 24 | — | $4.3M | ||
| Q2 24 | — | $5.3M | ||
| Q1 24 | — | — |
| Q4 25 | $9.8M | $79.1K | ||
| Q3 25 | — | $84.6K | ||
| Q2 25 | — | $642.8K | ||
| Q1 25 | — | $715.4K | ||
| Q4 24 | $9.8M | $787.7K | ||
| Q3 24 | — | $858.6K | ||
| Q2 24 | — | $1.6M | ||
| Q1 24 | — | $748.8K |
| Q4 25 | $301.1M | $5.3M | ||
| Q3 25 | $295.3M | $-1.7M | ||
| Q2 25 | $255.9M | $-59.4M | ||
| Q1 25 | $251.7M | $-23.1M | ||
| Q4 24 | $241.3M | $-88.9M | ||
| Q3 24 | $245.5M | $-39.3M | ||
| Q2 24 | $230.2M | $-53.0M | ||
| Q1 24 | $227.0M | $-173.0M |
| Q4 25 | $2.8B | $56.9M | ||
| Q3 25 | $2.8B | $58.5M | ||
| Q2 25 | $2.7B | $46.2M | ||
| Q1 25 | $2.7B | $47.4M | ||
| Q4 24 | $2.7B | $61.0M | ||
| Q3 24 | $2.8B | $47.1M | ||
| Q2 24 | $2.8B | $49.1M | ||
| Q1 24 | $2.8B | $50.1M |
| Q4 25 | 0.03× | 0.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.2M | $2.4M |
| Free Cash FlowOCF − Capex | — | $2.3M |
| FCF MarginFCF / Revenue | — | 12.2% |
| Capex IntensityCapex / Revenue | — | 0.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.2M | $2.4M | ||
| Q3 25 | $6.9M | $-6.6M | ||
| Q2 25 | $3.2M | $-2.3M | ||
| Q1 25 | $4.5M | $-2.3M | ||
| Q4 24 | $15.9M | $3.5M | ||
| Q3 24 | $5.6M | $162.2K | ||
| Q2 24 | $2.8M | $-2.2M | ||
| Q1 24 | $7.8M | $-10.2M |
| Q4 25 | — | $2.3M | ||
| Q3 25 | — | $-6.8M | ||
| Q2 25 | — | $-2.7M | ||
| Q1 25 | — | $-2.6M | ||
| Q4 24 | — | $3.4M | ||
| Q3 24 | — | $116.5K | ||
| Q2 24 | — | $-2.3M | ||
| Q1 24 | — | $-10.4M |
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | -28.6% | ||
| Q2 25 | — | -15.0% | ||
| Q1 25 | — | -30.0% | ||
| Q4 24 | — | 18.2% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | -15.6% | ||
| Q1 24 | — | -51.5% |
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 1.1% |
| Q4 25 | — | — | ||
| Q3 25 | 1.12× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | 0.70× | — | ||
| Q1 24 | 1.66× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ISTR
Segment breakdown not available.
ZEO
| Nonrelated Party | $18.1M | 98% |
| Related Party | $432.1K | 2% |
