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Side-by-side financial comparison of Invivyd, Inc. (IVVD) and OptimumBank Holdings, Inc. (OPHC). Click either name above to swap in a different company.

Invivyd, Inc. is the larger business by last-quarter revenue ($17.2M vs $13.6M, roughly 1.3× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -64.3%, a 100.0% gap on every dollar of revenue. On growth, OptimumBank Holdings, Inc. posted the faster year-over-year revenue change (32.0% vs 24.5%).

Invivyd, Inc. is a clinical-stage biopharmaceutical company focused on developing broadly neutralizing antibody therapies to prevent and treat serious viral infectious diseases. Its core research and development pipeline targets high-burden respiratory pathogens including respiratory syncytial virus, catering to unmet medical needs of global patient groups.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

IVVD vs OPHC — Head-to-Head

Bigger by revenue
IVVD
IVVD
1.3× larger
IVVD
$17.2M
$13.6M
OPHC
Growing faster (revenue YoY)
OPHC
OPHC
+7.5% gap
OPHC
32.0%
24.5%
IVVD
Higher net margin
OPHC
OPHC
100.0% more per $
OPHC
35.7%
-64.3%
IVVD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
IVVD
IVVD
OPHC
OPHC
Revenue
$17.2M
$13.6M
Net Profit
$-11.1M
$4.9M
Gross Margin
Operating Margin
-73.0%
47.5%
Net Margin
-64.3%
35.7%
Revenue YoY
24.5%
32.0%
Net Profit YoY
40.0%
22.9%
EPS (diluted)
$0.02
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IVVD
IVVD
OPHC
OPHC
Q4 25
$17.2M
$13.6M
Q3 25
$13.1M
$13.0M
Q2 25
$11.8M
$12.1M
Q1 25
$11.3M
$10.7M
Q4 24
$13.8M
$10.3M
Q3 24
$9.3M
$10.1M
Q2 24
$2.3M
$9.9M
Q1 24
$0
$9.0M
Net Profit
IVVD
IVVD
OPHC
OPHC
Q4 25
$-11.1M
$4.9M
Q3 25
$-10.5M
$4.3M
Q2 25
$-14.7M
$3.6M
Q1 25
$-16.3M
$3.9M
Q4 24
$-18.4M
$3.9M
Q3 24
$-60.7M
$3.3M
Q2 24
$-47.2M
$3.5M
Q1 24
$-43.5M
$2.4M
Operating Margin
IVVD
IVVD
OPHC
OPHC
Q4 25
-73.0%
47.5%
Q3 25
-84.0%
43.5%
Q2 25
-127.8%
40.2%
Q1 25
-149.7%
48.8%
Q4 24
-139.1%
51.5%
Q3 24
-670.0%
44.0%
Q2 24
-2175.2%
46.9%
Q1 24
35.9%
Net Margin
IVVD
IVVD
OPHC
OPHC
Q4 25
-64.3%
35.7%
Q3 25
-79.7%
33.2%
Q2 25
-124.4%
29.8%
Q1 25
-144.1%
36.3%
Q4 24
-133.5%
38.3%
Q3 24
-653.1%
32.8%
Q2 24
-2086.9%
35.2%
Q1 24
26.4%
EPS (diluted)
IVVD
IVVD
OPHC
OPHC
Q4 25
$0.02
$-0.08
Q3 25
$-0.06
$0.18
Q2 25
$-0.12
$0.29
Q1 25
$-0.14
$0.32
Q4 24
$-0.14
$-0.17
Q3 24
$-0.51
$0.15
Q2 24
$-0.40
$0.34
Q1 24
$-0.38
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IVVD
IVVD
OPHC
OPHC
Cash + ST InvestmentsLiquidity on hand
$226.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$241.5M
$121.9M
Total Assets
$276.9M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IVVD
IVVD
OPHC
OPHC
Q4 25
$226.7M
Q3 25
$85.0M
Q2 25
$34.9M
Q1 25
$48.1M
Q4 24
$69.3M
Q3 24
$106.9M
Q2 24
$147.9M
Q1 24
$189.4M
Stockholders' Equity
IVVD
IVVD
OPHC
OPHC
Q4 25
$241.5M
$121.9M
Q3 25
$93.1M
$116.9M
Q2 25
$42.8M
$111.3M
Q1 25
$54.1M
$108.0M
Q4 24
$67.5M
$103.2M
Q3 24
$83.2M
$92.7M
Q2 24
$140.6M
$87.0M
Q1 24
$178.5M
$83.0M
Total Assets
IVVD
IVVD
OPHC
OPHC
Q4 25
$276.9M
$1.1B
Q3 25
$139.2M
$1.1B
Q2 25
$89.1M
$999.1M
Q1 25
$103.7M
$977.5M
Q4 24
$129.5M
$932.9M
Q3 24
$161.9M
$945.2M
Q2 24
$177.3M
$899.8M
Q1 24
$215.5M
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IVVD
IVVD
OPHC
OPHC
Operating Cash FlowLast quarter
$-15.5M
$17.8M
Free Cash FlowOCF − Capex
$16.9M
FCF MarginFCF / Revenue
124.6%
Capex IntensityCapex / Revenue
0.0%
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IVVD
IVVD
OPHC
OPHC
Q4 25
$-15.5M
$17.8M
Q3 25
$-8.3M
$1.9M
Q2 25
$-13.3M
$6.2M
Q1 25
$-21.1M
$3.1M
Q4 24
$-37.6M
$15.6M
Q3 24
$-41.1M
$4.0M
Q2 24
$-41.6M
$3.1M
Q1 24
$-50.2M
$2.5M
Free Cash Flow
IVVD
IVVD
OPHC
OPHC
Q4 25
$16.9M
Q3 25
$1.9M
Q2 25
$-13.3M
$5.9M
Q1 25
$-21.3M
$2.9M
Q4 24
$-37.6M
$14.6M
Q3 24
$-41.1M
$3.9M
Q2 24
$2.7M
Q1 24
$-50.4M
$2.3M
FCF Margin
IVVD
IVVD
OPHC
OPHC
Q4 25
124.6%
Q3 25
14.7%
Q2 25
-112.9%
48.5%
Q1 25
-188.2%
26.8%
Q4 24
-272.2%
141.9%
Q3 24
-441.6%
38.3%
Q2 24
27.5%
Q1 24
25.4%
Capex Intensity
IVVD
IVVD
OPHC
OPHC
Q4 25
0.0%
6.6%
Q3 25
0.0%
0.0%
Q2 25
0.1%
2.5%
Q1 25
1.3%
2.7%
Q4 24
0.0%
9.6%
Q3 24
0.1%
1.5%
Q2 24
0.0%
3.6%
Q1 24
2.9%
Cash Conversion
IVVD
IVVD
OPHC
OPHC
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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