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Side-by-side financial comparison of Invivyd, Inc. (IVVD) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $17.2M, roughly 1.8× Invivyd, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -64.3%, a 100.6% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 24.5%).
Invivyd, Inc. is a clinical-stage biopharmaceutical company focused on developing broadly neutralizing antibody therapies to prevent and treat serious viral infectious diseases. Its core research and development pipeline targets high-burden respiratory pathogens including respiratory syncytial virus, catering to unmet medical needs of global patient groups.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
IVVD vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $17.2M | $31.4M |
| Net Profit | $-11.1M | $10.1M |
| Gross Margin | — | — |
| Operating Margin | -73.0% | 43.6% |
| Net Margin | -64.3% | 36.3% |
| Revenue YoY | 24.5% | 37.6% |
| Net Profit YoY | 40.0% | 245.6% |
| EPS (diluted) | $0.02 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $17.2M | $31.4M | ||
| Q3 25 | $13.1M | $26.7M | ||
| Q2 25 | $11.8M | $26.5M | ||
| Q1 25 | $11.3M | $24.6M | ||
| Q4 24 | $13.8M | $22.8M | ||
| Q3 24 | $9.3M | $20.2M | ||
| Q2 24 | $2.3M | $20.2M | ||
| Q1 24 | $0 | $20.5M |
| Q4 25 | $-11.1M | $10.1M | ||
| Q3 25 | $-10.5M | $6.5M | ||
| Q2 25 | $-14.7M | $6.1M | ||
| Q1 25 | $-16.3M | $6.0M | ||
| Q4 24 | $-18.4M | $2.9M | ||
| Q3 24 | $-60.7M | $2.4M | ||
| Q2 24 | $-47.2M | $3.2M | ||
| Q1 24 | $-43.5M | $2.4M |
| Q4 25 | -73.0% | 43.6% | ||
| Q3 25 | -84.0% | 32.8% | ||
| Q2 25 | -127.8% | 30.2% | ||
| Q1 25 | -149.7% | 32.5% | ||
| Q4 24 | -139.1% | 19.6% | ||
| Q3 24 | -670.0% | 15.2% | ||
| Q2 24 | -2175.2% | 21.8% | ||
| Q1 24 | — | 18.3% |
| Q4 25 | -64.3% | 36.3% | ||
| Q3 25 | -79.7% | 24.3% | ||
| Q2 25 | -124.4% | 23.0% | ||
| Q1 25 | -144.1% | 24.2% | ||
| Q4 24 | -133.5% | 14.1% | ||
| Q3 24 | -653.1% | 12.1% | ||
| Q2 24 | -2086.9% | 15.8% | ||
| Q1 24 | — | 11.8% |
| Q4 25 | $0.02 | $0.43 | ||
| Q3 25 | $-0.06 | $0.27 | ||
| Q2 25 | $-0.12 | $0.25 | ||
| Q1 25 | $-0.14 | $0.25 | ||
| Q4 24 | $-0.14 | $0.11 | ||
| Q3 24 | $-0.51 | $0.10 | ||
| Q2 24 | $-0.40 | $0.14 | ||
| Q1 24 | $-0.38 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $226.7M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $241.5M | $541.5M |
| Total Assets | $276.9M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $226.7M | $126.2M | ||
| Q3 25 | $85.0M | $146.6M | ||
| Q2 25 | $34.9M | $126.6M | ||
| Q1 25 | $48.1M | $129.9M | ||
| Q4 24 | $69.3M | $139.8M | ||
| Q3 24 | $106.9M | $155.8M | ||
| Q2 24 | $147.9M | $103.2M | ||
| Q1 24 | $189.4M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $241.5M | $541.5M | ||
| Q3 25 | $93.1M | $529.8M | ||
| Q2 25 | $42.8M | $521.1M | ||
| Q1 25 | $54.1M | $513.9M | ||
| Q4 24 | $67.5M | $505.5M | ||
| Q3 24 | $83.2M | $504.6M | ||
| Q2 24 | $140.6M | $497.7M | ||
| Q1 24 | $178.5M | $493.7M |
| Q4 25 | $276.9M | $3.2B | ||
| Q3 25 | $139.2M | $3.2B | ||
| Q2 25 | $89.1M | $3.2B | ||
| Q1 25 | $103.7M | $3.1B | ||
| Q4 24 | $129.5M | $3.0B | ||
| Q3 24 | $161.9M | $3.0B | ||
| Q2 24 | $177.3M | $2.8B | ||
| Q1 24 | $215.5M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-15.5M | $55.6M |
| Free Cash FlowOCF − Capex | — | $54.6M |
| FCF MarginFCF / Revenue | — | 173.9% |
| Capex IntensityCapex / Revenue | 0.0% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | — | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-15.5M | $55.6M | ||
| Q3 25 | $-8.3M | $1.4M | ||
| Q2 25 | $-13.3M | $6.2M | ||
| Q1 25 | $-21.1M | $13.1M | ||
| Q4 24 | $-37.6M | $7.2M | ||
| Q3 24 | $-41.1M | $-14.6M | ||
| Q2 24 | $-41.6M | $-2.6M | ||
| Q1 24 | $-50.2M | $1.5M |
| Q4 25 | — | $54.6M | ||
| Q3 25 | — | $786.0K | ||
| Q2 25 | $-13.3M | $5.9M | ||
| Q1 25 | $-21.3M | $12.9M | ||
| Q4 24 | $-37.6M | $4.5M | ||
| Q3 24 | $-41.1M | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | $-50.4M | $-315.0K |
| Q4 25 | — | 173.9% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | -112.9% | 22.4% | ||
| Q1 25 | -188.2% | 52.6% | ||
| Q4 24 | -272.2% | 19.7% | ||
| Q3 24 | -441.6% | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | — | -1.5% |
| Q4 25 | 0.0% | 3.1% | ||
| Q3 25 | 0.0% | 2.3% | ||
| Q2 25 | 0.1% | 1.0% | ||
| Q1 25 | 1.3% | 0.6% | ||
| Q4 24 | 0.0% | 11.9% | ||
| Q3 24 | 0.1% | 2.0% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | — | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
