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Side-by-side financial comparison of Janus International Group, Inc. (JBI) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $219.3M, roughly 1.2× Janus International Group, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -4.7%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $8.3M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -8.8%).
Janus Henderson is a British-American global asset management group headquartered in the City of London, United Kingdom. It offers a range of financial products to individuals, intermediary advisors, and institutional investors globally under the trade name Janus Henderson Investors.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
JBI vs PLMR — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $219.3M | $253.4M |
| Net Profit | $15.2M | — |
| Gross Margin | 39.1% | — |
| Operating Margin | 13.4% | 28.7% |
| Net Margin | 6.9% | — |
| Revenue YoY | -4.7% | 62.7% |
| Net Profit YoY | 28.8% | — |
| EPS (diluted) | $0.11 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $253.4M | ||
| Q3 25 | $219.3M | $244.7M | ||
| Q2 25 | $228.1M | $203.3M | ||
| Q1 25 | $210.5M | $174.6M | ||
| Q4 24 | $230.8M | $155.8M | ||
| Q3 24 | $230.1M | $148.5M | ||
| Q2 24 | $248.4M | $131.1M | ||
| Q1 24 | $254.5M | $118.5M |
| Q4 25 | — | — | ||
| Q3 25 | $15.2M | $51.5M | ||
| Q2 25 | $20.7M | $46.5M | ||
| Q1 25 | $10.8M | $42.9M | ||
| Q4 24 | $300.0K | — | ||
| Q3 24 | $11.8M | $30.5M | ||
| Q2 24 | $27.6M | $25.7M | ||
| Q1 24 | $30.7M | $26.4M |
| Q4 25 | — | — | ||
| Q3 25 | 39.1% | — | ||
| Q2 25 | 40.9% | — | ||
| Q1 25 | 38.9% | — | ||
| Q4 24 | 37.8% | — | ||
| Q3 24 | 39.6% | — | ||
| Q2 24 | 43.9% | — | ||
| Q1 24 | 43.4% | — |
| Q4 25 | — | 28.7% | ||
| Q3 25 | 13.4% | 27.4% | ||
| Q2 25 | 15.8% | 29.5% | ||
| Q1 25 | 12.0% | 30.8% | ||
| Q4 24 | 5.5% | 28.9% | ||
| Q3 24 | 11.6% | 25.9% | ||
| Q2 24 | 20.8% | 25.5% | ||
| Q1 24 | 21.8% | 29.0% |
| Q4 25 | — | — | ||
| Q3 25 | 6.9% | 21.0% | ||
| Q2 25 | 9.1% | 22.9% | ||
| Q1 25 | 5.1% | 24.6% | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 5.1% | 20.5% | ||
| Q2 24 | 11.1% | 19.6% | ||
| Q1 24 | 12.1% | 22.3% |
| Q4 25 | — | $2.05 | ||
| Q3 25 | $0.11 | $1.87 | ||
| Q2 25 | $0.15 | $1.68 | ||
| Q1 25 | $0.08 | $1.57 | ||
| Q4 24 | $0.01 | $1.29 | ||
| Q3 24 | $0.08 | $1.15 | ||
| Q2 24 | $0.19 | $1.00 | ||
| Q1 24 | $0.21 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $560.8M | $942.7M |
| Total Assets | $1.3B | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $106.9M | ||
| Q3 25 | — | $111.7M | ||
| Q2 25 | — | $81.3M | ||
| Q1 25 | — | $119.3M | ||
| Q4 24 | — | $80.4M | ||
| Q3 24 | $102.1M | $86.5M | ||
| Q2 24 | $110.1M | $47.8M | ||
| Q1 24 | — | $61.4M |
| Q4 25 | — | $942.7M | ||
| Q3 25 | $560.8M | $878.1M | ||
| Q2 25 | $543.8M | $847.2M | ||
| Q1 25 | $526.8M | $790.4M | ||
| Q4 24 | $518.8M | $729.0M | ||
| Q3 24 | $526.6M | $703.3M | ||
| Q2 24 | $556.3M | $532.6M | ||
| Q1 24 | $535.4M | $501.7M |
| Q4 25 | — | $3.1B | ||
| Q3 25 | $1.3B | $2.9B | ||
| Q2 25 | $1.3B | $2.8B | ||
| Q1 25 | $1.3B | $2.4B | ||
| Q4 24 | $1.3B | $2.3B | ||
| Q3 24 | $1.3B | $2.3B | ||
| Q2 24 | $1.3B | $2.0B | ||
| Q1 24 | $1.4B | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $15.0M | $409.1M |
| Free Cash FlowOCF − Capex | $8.3M | $409.0M |
| FCF MarginFCF / Revenue | 3.8% | 161.4% |
| Capex IntensityCapex / Revenue | 3.1% | 0.1% |
| Cash ConversionOCF / Net Profit | 0.99× | — |
| TTM Free Cash FlowTrailing 4 quarters | $140.1M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $409.1M | ||
| Q3 25 | $15.0M | $83.6M | ||
| Q2 25 | $51.4M | $120.9M | ||
| Q1 25 | $48.3M | $87.2M | ||
| Q4 24 | $51.4M | $261.2M | ||
| Q3 24 | $43.0M | $100.3M | ||
| Q2 24 | $31.0M | $55.1M | ||
| Q1 24 | $28.6M | $33.1M |
| Q4 25 | — | $409.0M | ||
| Q3 25 | $8.3M | $83.6M | ||
| Q2 25 | $44.6M | $120.8M | ||
| Q1 25 | $41.9M | $87.1M | ||
| Q4 24 | $45.3M | $260.9M | ||
| Q3 24 | $39.3M | $100.1M | ||
| Q2 24 | $25.3M | — | ||
| Q1 24 | $24.0M | — |
| Q4 25 | — | 161.4% | ||
| Q3 25 | 3.8% | 34.2% | ||
| Q2 25 | 19.6% | 59.4% | ||
| Q1 25 | 19.9% | 49.9% | ||
| Q4 24 | 19.6% | 167.5% | ||
| Q3 24 | 17.1% | 67.4% | ||
| Q2 24 | 10.2% | — | ||
| Q1 24 | 9.4% | — |
| Q4 25 | — | 0.1% | ||
| Q3 25 | 3.1% | 0.0% | ||
| Q2 25 | 3.0% | 0.0% | ||
| Q1 25 | 3.0% | 0.0% | ||
| Q4 24 | 2.6% | 0.2% | ||
| Q3 24 | 1.6% | 0.1% | ||
| Q2 24 | 2.3% | 0.0% | ||
| Q1 24 | 1.8% | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | 0.99× | 1.63× | ||
| Q2 25 | 2.48× | 2.60× | ||
| Q1 25 | 4.47× | 2.03× | ||
| Q4 24 | 171.33× | — | ||
| Q3 24 | 3.64× | 3.29× | ||
| Q2 24 | 1.12× | 2.14× | ||
| Q1 24 | 0.93× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JBI
| Self Storage New Construction | $72.3M | 33% |
| Commercial And Others | $65.5M | 30% |
| Self Storage R3 | $54.0M | 25% |
| Transferred At Point In Time | $15.5M | 7% |
| Transferred Over Time | $12.8M | 6% |
PLMR
Segment breakdown not available.
