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Side-by-side financial comparison of 9F Inc. (JFU) and Life360, Inc. (LIF). Click either name above to swap in a different company.

Life360, Inc. is the larger business by last-quarter revenue ($146.0M vs $81.4M, roughly 1.8× 9F Inc.). Life360, Inc. runs the higher net margin — 88.8% vs -105.9%, a 194.7% gap on every dollar of revenue. Life360, Inc. produced more free cash flow last quarter ($36.6M vs $2.7M).

9F Inc. is a leading digital financial technology platform based in China, offering consumer finance, wealth management, and insurance brokerage services primarily to retail and small business customers across domestic markets. It leverages big data and artificial intelligence to deliver tailored, accessible financial solutions that meet diverse user needs across multiple fintech segments.

Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.

JFU vs LIF — Head-to-Head

Bigger by revenue
LIF
LIF
1.8× larger
LIF
$146.0M
$81.4M
JFU
Higher net margin
LIF
LIF
194.7% more per $
LIF
88.8%
-105.9%
JFU
More free cash flow
LIF
LIF
$33.9M more FCF
LIF
$36.6M
$2.7M
JFU

Income Statement — Q4 FY2022 vs Q4 FY2025

Metric
JFU
JFU
LIF
LIF
Revenue
$81.4M
$146.0M
Net Profit
$-86.2M
$129.7M
Gross Margin
19.3%
75.1%
Operating Margin
-26.8%
6.1%
Net Margin
-105.9%
88.8%
Revenue YoY
26.4%
Net Profit YoY
1425.9%
EPS (diluted)
$1.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JFU
JFU
LIF
LIF
Q4 25
$146.0M
Q3 25
$124.5M
Q2 25
$115.4M
Q1 25
$103.6M
Q4 24
$115.5M
Q3 24
$92.9M
Q2 24
$84.9M
Q1 24
$78.2M
Net Profit
JFU
JFU
LIF
LIF
Q4 25
$129.7M
Q3 25
$9.8M
Q2 25
$7.0M
Q1 25
$4.4M
Q4 24
$8.5M
Q3 24
$7.7M
Q2 24
$-11.0M
Q1 24
$-9.8M
Gross Margin
JFU
JFU
LIF
LIF
Q4 25
75.1%
Q3 25
78.0%
Q2 25
78.4%
Q1 25
80.6%
Q4 24
74.0%
Q3 24
75.4%
Q2 24
75.0%
Q1 24
76.7%
Operating Margin
JFU
JFU
LIF
LIF
Q4 25
6.1%
Q3 25
4.6%
Q2 25
1.7%
Q1 25
2.1%
Q4 24
4.9%
Q3 24
-5.3%
Q2 24
-2.8%
Q1 24
-8.2%
Net Margin
JFU
JFU
LIF
LIF
Q4 25
88.8%
Q3 25
7.9%
Q2 25
6.1%
Q1 25
4.2%
Q4 24
7.4%
Q3 24
8.3%
Q2 24
-12.9%
Q1 24
-12.5%
EPS (diluted)
JFU
JFU
LIF
LIF
Q4 25
$1.53
Q3 25
$0.11
Q2 25
$0.08
Q1 25
$0.05
Q4 24
$0.14
Q3 24
$0.09
Q2 24
$-0.15
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JFU
JFU
LIF
LIF
Cash + ST InvestmentsLiquidity on hand
$335.8M
$494.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$530.1M
$548.2M
Total Assets
$625.0M
$959.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JFU
JFU
LIF
LIF
Q4 25
$494.3M
Q3 25
$455.7M
Q2 25
$432.7M
Q1 25
$168.9M
Q4 24
$159.2M
Q3 24
$159.0M
Q2 24
$160.8M
Q1 24
$73.4M
Total Debt
JFU
JFU
LIF
LIF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$5.2M
Stockholders' Equity
JFU
JFU
LIF
LIF
Q4 25
$548.2M
Q3 25
$391.4M
Q2 25
$366.7M
Q1 25
$376.3M
Q4 24
$358.5M
Q3 24
$339.7M
Q2 24
$326.7M
Q1 24
$239.8M
Total Assets
JFU
JFU
LIF
LIF
Q4 25
$959.7M
Q3 25
$787.5M
Q2 25
$753.6M
Q1 25
$455.4M
Q4 24
$441.6M
Q3 24
$427.4M
Q2 24
$405.9M
Q1 24
$318.8M
Debt / Equity
JFU
JFU
LIF
LIF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JFU
JFU
LIF
LIF
Operating Cash FlowLast quarter
$9.2M
$36.8M
Free Cash FlowOCF − Capex
$2.7M
$36.6M
FCF MarginFCF / Revenue
3.3%
25.1%
Capex IntensityCapex / Revenue
8.0%
0.2%
Cash ConversionOCF / Net Profit
0.28×
TTM Free Cash FlowTrailing 4 quarters
$86.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JFU
JFU
LIF
LIF
Q4 25
$36.8M
Q3 25
$26.4M
Q2 25
$13.3M
Q1 25
$12.1M
Q4 24
$12.3M
Q3 24
$6.3M
Q2 24
$3.3M
Q1 24
$10.7M
Free Cash Flow
JFU
JFU
LIF
LIF
Q4 25
$36.6M
Q3 25
$25.6M
Q2 25
$12.7M
Q1 25
$11.9M
Q4 24
$11.2M
Q3 24
$6.3M
Q2 24
$3.2M
Q1 24
FCF Margin
JFU
JFU
LIF
LIF
Q4 25
25.1%
Q3 25
20.6%
Q2 25
11.0%
Q1 25
11.5%
Q4 24
9.7%
Q3 24
6.8%
Q2 24
3.8%
Q1 24
Capex Intensity
JFU
JFU
LIF
LIF
Q4 25
0.2%
Q3 25
0.6%
Q2 25
0.6%
Q1 25
0.1%
Q4 24
1.0%
Q3 24
0.0%
Q2 24
0.1%
Q1 24
0.0%
Cash Conversion
JFU
JFU
LIF
LIF
Q4 25
0.28×
Q3 25
2.70×
Q2 25
1.90×
Q1 25
2.75×
Q4 24
1.45×
Q3 24
0.83×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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