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Side-by-side financial comparison of 9F Inc. (JFU) and Ribbon Communications Inc. (RBBN). Click either name above to swap in a different company.

Ribbon Communications Inc. is the larger business by last-quarter revenue ($162.6M vs $81.4M, roughly 2.0× 9F Inc.). Ribbon Communications Inc. runs the higher net margin — 54.8% vs -105.9%, a 160.7% gap on every dollar of revenue.

9F Inc. is a leading digital financial technology platform based in China, offering consumer finance, wealth management, and insurance brokerage services primarily to retail and small business customers across domestic markets. It leverages big data and artificial intelligence to deliver tailored, accessible financial solutions that meet diverse user needs across multiple fintech segments.

Ribbon Communications Inc. is a public company that makes software, IP and optical networking solutions for service providers, enterprises and critical infrastructure sectors. The company was formed in 2017, following the merger of Genband and Sonus Networks and is headquartered in Plano, Texas.

JFU vs RBBN — Head-to-Head

Bigger by revenue
RBBN
RBBN
2.0× larger
RBBN
$162.6M
$81.4M
JFU
Higher net margin
RBBN
RBBN
160.7% more per $
RBBN
54.8%
-105.9%
JFU

Income Statement — Q4 FY2022 vs Q1 FY2026

Metric
JFU
JFU
RBBN
RBBN
Revenue
$81.4M
$162.6M
Net Profit
$-86.2M
$89.1M
Gross Margin
19.3%
42.9%
Operating Margin
-26.8%
37.6%
Net Margin
-105.9%
54.8%
Revenue YoY
-10.3%
Net Profit YoY
EPS (diluted)
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JFU
JFU
RBBN
RBBN
Q1 26
$162.6M
Q4 25
$227.3M
Q3 25
$215.4M
Q2 25
$220.6M
Q1 25
$181.3M
Q4 24
$251.4M
Q3 24
$210.2M
Q2 24
$192.6M
Net Profit
JFU
JFU
RBBN
RBBN
Q1 26
$89.1M
Q4 25
Q3 25
$-12.1M
Q2 25
$-11.1M
Q1 25
$-26.2M
Q4 24
Q3 24
$-13.4M
Q2 24
$-16.8M
Gross Margin
JFU
JFU
RBBN
RBBN
Q1 26
42.9%
Q4 25
53.3%
Q3 25
50.1%
Q2 25
49.6%
Q1 25
45.4%
Q4 24
55.7%
Q3 24
52.1%
Q2 24
50.8%
Operating Margin
JFU
JFU
RBBN
RBBN
Q1 26
37.6%
Q4 25
4.1%
Q3 25
1.3%
Q2 25
1.9%
Q1 25
-10.8%
Q4 24
13.2%
Q3 24
-0.4%
Q2 24
-1.0%
Net Margin
JFU
JFU
RBBN
RBBN
Q1 26
54.8%
Q4 25
Q3 25
-5.6%
Q2 25
-5.0%
Q1 25
-14.5%
Q4 24
Q3 24
-6.4%
Q2 24
-8.7%
EPS (diluted)
JFU
JFU
RBBN
RBBN
Q1 26
$0.50
Q4 25
$0.50
Q3 25
$-0.07
Q2 25
$-0.06
Q1 25
$-0.15
Q4 24
$0.05
Q3 24
$-0.08
Q2 24
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JFU
JFU
RBBN
RBBN
Cash + ST InvestmentsLiquidity on hand
$335.8M
$67.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$530.1M
$419.1M
Total Assets
$625.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JFU
JFU
RBBN
RBBN
Q1 26
$67.6M
Q4 25
$96.4M
Q3 25
$74.8M
Q2 25
$60.5M
Q1 25
$71.2M
Q4 24
$87.8M
Q3 24
$37.2M
Q2 24
$64.6M
Total Debt
JFU
JFU
RBBN
RBBN
Q1 26
Q4 25
$342.1M
Q3 25
$344.3M
Q2 25
$346.5M
Q1 25
$347.4M
Q4 24
$348.3M
Q3 24
$349.1M
Q2 24
$350.0M
Stockholders' Equity
JFU
JFU
RBBN
RBBN
Q1 26
$419.1M
Q4 25
$449.0M
Q3 25
$360.1M
Q2 25
$370.4M
Q1 25
$381.8M
Q4 24
$404.6M
Q3 24
$395.5M
Q2 24
$405.0M
Total Assets
JFU
JFU
RBBN
RBBN
Q1 26
Q4 25
$1.2B
Q3 25
$1.1B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$1.2B
Q3 24
$1.1B
Q2 24
$1.1B
Debt / Equity
JFU
JFU
RBBN
RBBN
Q1 26
Q4 25
0.76×
Q3 25
0.96×
Q2 25
0.94×
Q1 25
0.91×
Q4 24
0.86×
Q3 24
0.88×
Q2 24
0.86×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JFU
JFU
RBBN
RBBN
Operating Cash FlowLast quarter
$9.2M
Free Cash FlowOCF − Capex
$2.7M
FCF MarginFCF / Revenue
3.3%
Capex IntensityCapex / Revenue
8.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JFU
JFU
RBBN
RBBN
Q1 26
Q4 25
$29.2M
Q3 25
$26.5M
Q2 25
$-795.0K
Q1 25
$-3.5M
Q4 24
$61.8M
Q3 24
$-14.8M
Q2 24
$-9.8M
Free Cash Flow
JFU
JFU
RBBN
RBBN
Q1 26
Q4 25
$27.3M
Q3 25
$21.0M
Q2 25
$-6.5M
Q1 25
$-15.7M
Q4 24
$53.8M
Q3 24
$-23.7M
Q2 24
$-12.9M
FCF Margin
JFU
JFU
RBBN
RBBN
Q1 26
Q4 25
12.0%
Q3 25
9.7%
Q2 25
-2.9%
Q1 25
-8.7%
Q4 24
21.4%
Q3 24
-11.3%
Q2 24
-6.7%
Capex Intensity
JFU
JFU
RBBN
RBBN
Q1 26
Q4 25
0.9%
Q3 25
2.6%
Q2 25
2.6%
Q1 25
6.7%
Q4 24
3.2%
Q3 24
4.2%
Q2 24
1.6%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JFU
JFU

Segment breakdown not available.

RBBN
RBBN

Service$94.5M58%
Product$68.1M42%

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