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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and Snail, Inc. (SNAL). Click either name above to swap in a different company.
Snail, Inc. is the larger business by last-quarter revenue ($25.1M vs $16.8M, roughly 1.5× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs -3.4%, a 39.8% gap on every dollar of revenue. Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 15.3%).
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....
JMSB vs SNAL — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $16.8M | $25.1M |
| Net Profit | $6.1M | $-862.2K |
| Gross Margin | — | 38.3% |
| Operating Margin | — | -6.0% |
| Net Margin | 36.3% | -3.4% |
| Revenue YoY | — | -4.2% |
| Net Profit YoY | 26.8% | -177.0% |
| EPS (diluted) | $0.43 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $16.8M | — | ||
| Q4 25 | $16.4M | $25.1M | ||
| Q3 25 | $16.3M | $13.8M | ||
| Q2 25 | $15.4M | $22.2M | ||
| Q1 25 | $14.6M | $20.1M | ||
| Q4 24 | $14.3M | $26.2M | ||
| Q3 24 | $13.8M | $22.5M | ||
| Q2 24 | $12.6M | $21.6M |
| Q1 26 | $6.1M | — | ||
| Q4 25 | $5.9M | $-862.2K | ||
| Q3 25 | $5.4M | $-7.9M | ||
| Q2 25 | $5.1M | $-16.6M | ||
| Q1 25 | $4.8M | $-1.9M | ||
| Q4 24 | $4.8M | $1.1M | ||
| Q3 24 | $4.2M | $235.1K | ||
| Q2 24 | $3.9M | $2.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 38.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 38.6% | ||
| Q2 24 | — | 37.5% |
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | -6.0% | ||
| Q3 25 | 42.2% | -71.3% | ||
| Q2 25 | 42.7% | -8.2% | ||
| Q1 25 | 42.4% | -20.4% | ||
| Q4 24 | 42.5% | 11.5% | ||
| Q3 24 | 38.8% | 1.8% | ||
| Q2 24 | 39.7% | 12.4% |
| Q1 26 | 36.3% | — | ||
| Q4 25 | 36.2% | -3.4% | ||
| Q3 25 | 33.2% | -56.9% | ||
| Q2 25 | 33.1% | -74.7% | ||
| Q1 25 | 32.9% | -9.7% | ||
| Q4 24 | 33.3% | 4.3% | ||
| Q3 24 | 30.7% | 1.0% | ||
| Q2 24 | 30.9% | 10.4% |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.41 | — | ||
| Q3 25 | $0.38 | — | ||
| Q2 25 | $0.36 | $-0.44 | ||
| Q1 25 | $0.34 | $-0.06 | ||
| Q4 24 | $0.33 | $0.03 | ||
| Q3 24 | $0.30 | $0.01 | ||
| Q2 24 | $0.27 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $150.2M | $8.6M |
| Total DebtLower is stronger | — | $14.6M |
| Stockholders' EquityBook value | $268.1M | $-16.4M |
| Total Assets | $2.4B | $59.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $150.2M | — | ||
| Q4 25 | $130.0M | $8.6M | ||
| Q3 25 | $163.6M | $12.3M | ||
| Q2 25 | $116.9M | $7.9M | ||
| Q1 25 | $169.1M | $9.4M | ||
| Q4 24 | $122.5M | $7.3M | ||
| Q3 24 | $177.2M | $10.6M | ||
| Q2 24 | $182.6M | $15.5M |
| Q1 26 | — | — | ||
| Q4 25 | $80.9M | $14.6M | ||
| Q3 25 | $80.9M | $10.5M | ||
| Q2 25 | $80.8M | $11.8M | ||
| Q1 25 | $80.8M | $9.0M | ||
| Q4 24 | $80.8M | $5.7M | ||
| Q3 24 | $80.8M | $5.7M | ||
| Q2 24 | $24.7M | $5.8M |
| Q1 26 | $268.1M | — | ||
| Q4 25 | $265.6M | $-16.4M | ||
| Q3 25 | $259.7M | $-15.6M | ||
| Q2 25 | $253.7M | $-8.0M | ||
| Q1 25 | $253.0M | $9.1M | ||
| Q4 24 | $246.6M | $9.7M | ||
| Q3 24 | $243.1M | $8.2M | ||
| Q2 24 | $235.3M | $7.9M |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.3B | $59.3M | ||
| Q3 25 | $2.3B | $51.1M | ||
| Q2 25 | $2.3B | $58.0M | ||
| Q1 25 | $2.3B | $64.5M | ||
| Q4 24 | $2.2B | $62.2M | ||
| Q3 24 | $2.3B | $66.8M | ||
| Q2 24 | $2.3B | $75.4M |
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | — | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.32× | 0.99× | ||
| Q4 24 | 0.33× | 0.59× | ||
| Q3 24 | 0.33× | 0.70× | ||
| Q2 24 | 0.11× | 0.73× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.3M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $22.6M | $-5.3M | ||
| Q3 25 | $1.2M | $6.6M | ||
| Q2 25 | $7.5M | $-3.2M | ||
| Q1 25 | $7.0M | $764.5K | ||
| Q4 24 | $17.3M | $-3.6M | ||
| Q3 24 | $1.4M | $-5.0M | ||
| Q2 24 | $10.2M | $206.6K |
| Q1 26 | — | — | ||
| Q4 25 | $22.0M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $7.4M | — | ||
| Q1 25 | $6.6M | — | ||
| Q4 24 | $16.8M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $10.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 134.7% | — | ||
| Q3 25 | 7.3% | — | ||
| Q2 25 | 47.8% | — | ||
| Q1 25 | 45.3% | — | ||
| Q4 24 | 116.9% | — | ||
| Q3 24 | 9.5% | — | ||
| Q2 24 | 80.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 2.3% | — | ||
| Q4 24 | 3.4% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 0.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.82× | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 3.61× | -3.21× | ||
| Q3 24 | 0.33× | -21.05× | ||
| Q2 24 | 2.60× | 0.09× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |
SNAL
| Pc | $14.7M | 59% |
| Platform Three | $5.2M | 21% |
| Platform Two | $3.3M | 13% |
| Sales Channel Directly To Consumer Mobile Sale | $1.6M | 6% |
