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Side-by-side financial comparison of RBB Bancorp (RBB) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

RBB Bancorp is the larger business by last-quarter revenue ($32.3M vs $25.1M, roughly 1.3× Snail, Inc.). RBB Bancorp runs the higher net margin — 31.5% vs -3.4%, a 34.9% gap on every dollar of revenue. On growth, RBB Bancorp posted the faster year-over-year revenue change (12.6% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 7.0%).

RBB Bancorp is a US-based financial holding company that operates Royal Business Bank as its primary banking subsidiary. It caters mainly to Asian American communities, small and medium-sized enterprises, real estate investors, and retail clients, offering comprehensive commercial banking, consumer lending, deposit services, and wealth management solutions across branches in key US coastal metropolitan areas.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

RBB vs SNAL — Head-to-Head

Bigger by revenue
RBB
RBB
1.3× larger
RBB
$32.3M
$25.1M
SNAL
Growing faster (revenue YoY)
RBB
RBB
+16.8% gap
RBB
12.6%
-4.2%
SNAL
Higher net margin
RBB
RBB
34.9% more per $
RBB
31.5%
-3.4%
SNAL
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
7.0%
RBB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RBB
RBB
SNAL
SNAL
Revenue
$32.3M
$25.1M
Net Profit
$10.2M
$-862.2K
Gross Margin
38.3%
Operating Margin
39.5%
-6.0%
Net Margin
31.5%
-3.4%
Revenue YoY
12.6%
-4.2%
Net Profit YoY
132.1%
-177.0%
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBB
RBB
SNAL
SNAL
Q4 25
$32.3M
$25.1M
Q3 25
$32.6M
$13.8M
Q2 25
$35.8M
$22.2M
Q1 25
$28.5M
$20.1M
Q4 24
$28.7M
$26.2M
Q3 24
$30.3M
$22.5M
Q2 24
$27.5M
$21.6M
Q1 24
$28.2M
$14.1M
Net Profit
RBB
RBB
SNAL
SNAL
Q4 25
$10.2M
$-862.2K
Q3 25
$10.1M
$-7.9M
Q2 25
$9.3M
$-16.6M
Q1 25
$2.3M
$-1.9M
Q4 24
$4.4M
$1.1M
Q3 24
$7.0M
$235.1K
Q2 24
$7.2M
$2.3M
Q1 24
$8.0M
$-1.8M
Gross Margin
RBB
RBB
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
RBB
RBB
SNAL
SNAL
Q4 25
39.5%
-6.0%
Q3 25
40.7%
-71.3%
Q2 25
36.1%
-8.2%
Q1 25
11.2%
-20.4%
Q4 24
17.6%
11.5%
Q3 24
31.6%
1.8%
Q2 24
35.6%
12.4%
Q1 24
39.9%
-15.6%
Net Margin
RBB
RBB
SNAL
SNAL
Q4 25
31.5%
-3.4%
Q3 25
31.2%
-56.9%
Q2 25
26.1%
-74.7%
Q1 25
8.0%
-9.7%
Q4 24
15.3%
4.3%
Q3 24
23.1%
1.0%
Q2 24
26.4%
10.4%
Q1 24
28.4%
-12.6%
EPS (diluted)
RBB
RBB
SNAL
SNAL
Q4 25
$0.59
Q3 25
$0.59
Q2 25
$0.52
$-0.44
Q1 25
$0.13
$-0.06
Q4 24
$0.26
$0.03
Q3 24
$0.39
$0.01
Q2 24
$0.39
$0.06
Q1 24
$0.43
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBB
RBB
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$212.3M
$8.6M
Total DebtLower is stronger
$119.9M
$14.6M
Stockholders' EquityBook value
$523.4M
$-16.4M
Total Assets
$4.2B
$59.3M
Debt / EquityLower = less leverage
0.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBB
RBB
SNAL
SNAL
Q4 25
$212.3M
$8.6M
Q3 25
$234.9M
$12.3M
Q2 25
$191.9M
$7.9M
Q1 25
$238.8M
$9.4M
Q4 24
$257.7M
$7.3M
Q3 24
$349.4M
$10.6M
Q2 24
$252.8M
$15.5M
Q1 24
$16.1M
Total Debt
RBB
RBB
SNAL
SNAL
Q4 25
$119.9M
$14.6M
Q3 25
$119.8M
$10.5M
Q2 25
$119.7M
$11.8M
Q1 25
$119.6M
$9.0M
Q4 24
$119.5M
$5.7M
Q3 24
$119.4M
$5.7M
Q2 24
$119.3M
$5.8M
Q1 24
$119.2M
$6.5M
Stockholders' Equity
RBB
RBB
SNAL
SNAL
Q4 25
$523.4M
$-16.4M
Q3 25
$514.3M
$-15.6M
Q2 25
$517.7M
$-8.0M
Q1 25
$510.3M
$9.1M
Q4 24
$507.9M
$9.7M
Q3 24
$509.7M
$8.2M
Q2 24
$511.3M
$7.9M
Q1 24
$514.0M
$5.6M
Total Assets
RBB
RBB
SNAL
SNAL
Q4 25
$4.2B
$59.3M
Q3 25
$4.2B
$51.1M
Q2 25
$4.1B
$58.0M
Q1 25
$4.0B
$64.5M
Q4 24
$4.0B
$62.2M
Q3 24
$4.0B
$66.8M
Q2 24
$3.9B
$75.4M
Q1 24
$3.9B
$78.3M
Debt / Equity
RBB
RBB
SNAL
SNAL
Q4 25
0.23×
Q3 25
0.23×
Q2 25
0.23×
Q1 25
0.23×
0.99×
Q4 24
0.24×
0.59×
Q3 24
0.23×
0.70×
Q2 24
0.23×
0.73×
Q1 24
0.23×
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBB
RBB
SNAL
SNAL
Operating Cash FlowLast quarter
$43.4M
$-5.3M
Free Cash FlowOCF − Capex
$42.6M
FCF MarginFCF / Revenue
131.8%
Capex IntensityCapex / Revenue
2.5%
Cash ConversionOCF / Net Profit
4.26×
TTM Free Cash FlowTrailing 4 quarters
$73.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBB
RBB
SNAL
SNAL
Q4 25
$43.4M
$-5.3M
Q3 25
$2.1M
$6.6M
Q2 25
$21.7M
$-3.2M
Q1 25
$7.8M
$764.5K
Q4 24
$58.5M
$-3.6M
Q3 24
$24.5M
$-5.0M
Q2 24
$11.7M
$206.6K
Q1 24
$4.8M
$6.8M
Free Cash Flow
RBB
RBB
SNAL
SNAL
Q4 25
$42.6M
Q3 25
$1.8M
Q2 25
$21.6M
Q1 25
$7.6M
Q4 24
$57.7M
Q3 24
$24.2M
Q2 24
$11.5M
Q1 24
$4.7M
FCF Margin
RBB
RBB
SNAL
SNAL
Q4 25
131.8%
Q3 25
5.4%
Q2 25
60.2%
Q1 25
26.7%
Q4 24
201.0%
Q3 24
80.0%
Q2 24
42.0%
Q1 24
16.6%
Capex Intensity
RBB
RBB
SNAL
SNAL
Q4 25
2.5%
Q3 25
1.1%
Q2 25
0.3%
Q1 25
0.6%
Q4 24
2.7%
Q3 24
0.8%
Q2 24
0.5%
Q1 24
0.5%
Cash Conversion
RBB
RBB
SNAL
SNAL
Q4 25
4.26×
Q3 25
0.21×
Q2 25
2.32×
Q1 25
3.39×
Q4 24
13.34×
-3.21×
Q3 24
3.50×
-21.05×
Q2 24
1.61×
0.09×
Q1 24
0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RBB
RBB

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

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