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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and Life360, Inc. (LIF). Click either name above to swap in a different company.
James River Group Holdings, Inc. is the larger business by last-quarter revenue ($167.7M vs $146.0M, roughly 1.1× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 19.1%, a 69.7% gap on every dollar of revenue. On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs 26.4%). Life360, Inc. produced more free cash flow last quarter ($36.6M vs $-23.6M). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs -8.7%).
James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
JRVR vs LIF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $167.7M | $146.0M |
| Net Profit | $32.1M | $129.7M |
| Gross Margin | — | 75.1% |
| Operating Margin | 14.6% | 6.1% |
| Net Margin | 19.1% | 88.8% |
| Revenue YoY | 32.4% | 26.4% |
| Net Profit YoY | 149.5% | 1425.9% |
| EPS (diluted) | $0.59 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $167.7M | $146.0M | ||
| Q3 25 | $172.7M | $124.5M | ||
| Q2 25 | $174.8M | $115.4M | ||
| Q1 25 | $172.3M | $103.6M | ||
| Q4 24 | $126.7M | $115.5M | ||
| Q3 24 | $191.5M | $92.9M | ||
| Q2 24 | $188.3M | $84.9M | ||
| Q1 24 | $201.1M | $78.2M |
| Q4 25 | $32.1M | $129.7M | ||
| Q3 25 | $1.0M | $9.8M | ||
| Q2 25 | $4.8M | $7.0M | ||
| Q1 25 | $9.6M | $4.4M | ||
| Q4 24 | $-64.8M | $8.5M | ||
| Q3 24 | $-39.4M | $7.7M | ||
| Q2 24 | $7.6M | $-11.0M | ||
| Q1 24 | $15.4M | $-9.8M |
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 78.0% | ||
| Q2 25 | — | 78.4% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 74.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 75.0% | ||
| Q1 24 | — | 76.7% |
| Q4 25 | 14.6% | 6.1% | ||
| Q3 25 | 1.5% | 4.6% | ||
| Q2 25 | 4.2% | 1.7% | ||
| Q1 25 | 9.3% | 2.1% | ||
| Q4 24 | -57.0% | 4.9% | ||
| Q3 24 | -27.1% | -5.3% | ||
| Q2 24 | 10.7% | -2.8% | ||
| Q1 24 | 16.4% | -8.2% |
| Q4 25 | 19.1% | 88.8% | ||
| Q3 25 | 0.6% | 7.9% | ||
| Q2 25 | 2.7% | 6.1% | ||
| Q1 25 | 5.6% | 4.2% | ||
| Q4 24 | -51.1% | 7.4% | ||
| Q3 24 | -20.6% | 8.3% | ||
| Q2 24 | 4.0% | -12.9% | ||
| Q1 24 | 7.7% | -12.5% |
| Q4 25 | $0.59 | $1.53 | ||
| Q3 25 | $-0.02 | $0.11 | ||
| Q2 25 | $0.06 | $0.08 | ||
| Q1 25 | $0.16 | $0.05 | ||
| Q4 24 | $-2.44 | $0.14 | ||
| Q3 24 | $-1.10 | $0.09 | ||
| Q2 24 | $0.13 | $-0.15 | ||
| Q1 24 | $0.35 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $260.9M | $494.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $538.2M | $548.2M |
| Total Assets | $4.9B | $959.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $260.9M | $494.3M | ||
| Q3 25 | $238.8M | $455.7M | ||
| Q2 25 | $220.0M | $432.7M | ||
| Q1 25 | $279.4M | $168.9M | ||
| Q4 24 | $362.3M | $159.2M | ||
| Q3 24 | $359.8M | $159.0M | ||
| Q2 24 | $672.5M | $160.8M | ||
| Q1 24 | $305.5M | $73.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $5.2M |
| Q4 25 | $538.2M | $548.2M | ||
| Q3 25 | $503.6M | $391.4M | ||
| Q2 25 | $492.6M | $366.7M | ||
| Q1 25 | $484.5M | $376.3M | ||
| Q4 24 | $460.9M | $358.5M | ||
| Q3 24 | $530.3M | $339.7M | ||
| Q2 24 | $541.8M | $326.7M | ||
| Q1 24 | $539.5M | $239.8M |
| Q4 25 | $4.9B | $959.7M | ||
| Q3 25 | $5.0B | $787.5M | ||
| Q2 25 | $5.0B | $753.6M | ||
| Q1 25 | $4.9B | $455.4M | ||
| Q4 24 | $5.0B | $441.6M | ||
| Q3 24 | $5.0B | $427.4M | ||
| Q2 24 | $4.7B | $405.9M | ||
| Q1 24 | $5.3B | $318.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-18.8M | $36.8M |
| Free Cash FlowOCF − Capex | $-23.6M | $36.6M |
| FCF MarginFCF / Revenue | -14.1% | 25.1% |
| Capex IntensityCapex / Revenue | 2.9% | 0.2% |
| Cash ConversionOCF / Net Profit | -0.59× | 0.28× |
| TTM Free Cash FlowTrailing 4 quarters | $-17.9M | $86.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-18.8M | $36.8M | ||
| Q3 25 | $34.3M | $26.4M | ||
| Q2 25 | $25.2M | $13.3M | ||
| Q1 25 | $-51.5M | $12.1M | ||
| Q4 24 | $-247.1M | $12.3M | ||
| Q3 24 | $-269.9M | $6.3M | ||
| Q2 24 | $-8.7M | $3.3M | ||
| Q1 24 | $24.1M | $10.7M |
| Q4 25 | $-23.6M | $36.6M | ||
| Q3 25 | $33.7M | $25.6M | ||
| Q2 25 | $24.7M | $12.7M | ||
| Q1 25 | $-52.7M | $11.9M | ||
| Q4 24 | $-252.0M | $11.2M | ||
| Q3 24 | $-270.8M | $6.3M | ||
| Q2 24 | $-9.3M | $3.2M | ||
| Q1 24 | $23.3M | — |
| Q4 25 | -14.1% | 25.1% | ||
| Q3 25 | 19.5% | 20.6% | ||
| Q2 25 | 14.1% | 11.0% | ||
| Q1 25 | -30.6% | 11.5% | ||
| Q4 24 | -198.9% | 9.7% | ||
| Q3 24 | -141.4% | 6.8% | ||
| Q2 24 | -4.9% | 3.8% | ||
| Q1 24 | 11.6% | — |
| Q4 25 | 2.9% | 0.2% | ||
| Q3 25 | 0.4% | 0.6% | ||
| Q2 25 | 0.3% | 0.6% | ||
| Q1 25 | 0.7% | 0.1% | ||
| Q4 24 | 3.9% | 1.0% | ||
| Q3 24 | 0.4% | 0.0% | ||
| Q2 24 | 0.3% | 0.1% | ||
| Q1 24 | 0.4% | 0.0% |
| Q4 25 | -0.59× | 0.28× | ||
| Q3 25 | 33.61× | 2.70× | ||
| Q2 25 | 5.29× | 1.90× | ||
| Q1 25 | -5.38× | 2.75× | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | — | 0.83× | ||
| Q2 24 | -1.14× | — | ||
| Q1 24 | 1.56× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JRVR
| Excess And Surplus Lines | $156.7M | 93% |
| Specialty Admitted Insurance | $10.9M | 7% |
LIF
Segment breakdown not available.
