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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and COMSCORE, INC. (SCOR). Click either name above to swap in a different company.

James River Group Holdings, Inc. is the larger business by last-quarter revenue ($167.7M vs $93.5M, roughly 1.8× COMSCORE, INC.). James River Group Holdings, Inc. runs the higher net margin — 19.1% vs 3.2%, a 15.9% gap on every dollar of revenue. On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs -1.5%). COMSCORE, INC. produced more free cash flow last quarter ($2.9M vs $-23.6M). Over the past eight quarters, COMSCORE, INC.'s revenue compounded faster (3.8% CAGR vs -8.7%).

James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.

Comscore, Inc. is an American-based global media measurement and analytics company providing marketing data and analytics to enterprises, advertising agencies, brand marketers, and publishers.

JRVR vs SCOR — Head-to-Head

Bigger by revenue
JRVR
JRVR
1.8× larger
JRVR
$167.7M
$93.5M
SCOR
Growing faster (revenue YoY)
JRVR
JRVR
+33.9% gap
JRVR
32.4%
-1.5%
SCOR
Higher net margin
JRVR
JRVR
15.9% more per $
JRVR
19.1%
3.2%
SCOR
More free cash flow
SCOR
SCOR
$26.5M more FCF
SCOR
$2.9M
$-23.6M
JRVR
Faster 2-yr revenue CAGR
SCOR
SCOR
Annualised
SCOR
3.8%
-8.7%
JRVR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
JRVR
JRVR
SCOR
SCOR
Revenue
$167.7M
$93.5M
Net Profit
$32.1M
$3.0M
Gross Margin
41.0%
Operating Margin
14.6%
7.0%
Net Margin
19.1%
3.2%
Revenue YoY
32.4%
-1.5%
Net Profit YoY
149.5%
-3.7%
EPS (diluted)
$0.59
$9.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JRVR
JRVR
SCOR
SCOR
Q4 25
$167.7M
$93.5M
Q3 25
$172.7M
$88.9M
Q2 25
$174.8M
$89.4M
Q1 25
$172.3M
$85.7M
Q4 24
$126.7M
$94.9M
Q3 24
$191.5M
$88.5M
Q2 24
$188.3M
$85.8M
Q1 24
$201.1M
$86.8M
Net Profit
JRVR
JRVR
SCOR
SCOR
Q4 25
$32.1M
$3.0M
Q3 25
$1.0M
$453.0K
Q2 25
$4.8M
$-9.5M
Q1 25
$9.6M
$-4.0M
Q4 24
$-64.8M
$3.1M
Q3 24
$-39.4M
$-60.6M
Q2 24
$7.6M
$-1.7M
Q1 24
$15.4M
$-1.1M
Gross Margin
JRVR
JRVR
SCOR
SCOR
Q4 25
41.0%
Q3 25
40.6%
Q2 25
40.6%
Q1 25
39.6%
Q4 24
42.4%
Q3 24
41.2%
Q2 24
39.5%
Q1 24
42.3%
Operating Margin
JRVR
JRVR
SCOR
SCOR
Q4 25
14.6%
7.0%
Q3 25
1.5%
1.9%
Q2 25
4.2%
-1.9%
Q1 25
9.3%
-2.4%
Q4 24
-57.0%
4.1%
Q3 24
-27.1%
-67.4%
Q2 24
10.7%
-2.2%
Q1 24
16.4%
-2.2%
Net Margin
JRVR
JRVR
SCOR
SCOR
Q4 25
19.1%
3.2%
Q3 25
0.6%
0.5%
Q2 25
2.7%
-10.6%
Q1 25
5.6%
-4.7%
Q4 24
-51.1%
3.3%
Q3 24
-20.6%
-68.5%
Q2 24
4.0%
-2.0%
Q1 24
7.7%
-1.2%
EPS (diluted)
JRVR
JRVR
SCOR
SCOR
Q4 25
$0.59
$9.50
Q3 25
$-0.02
$-0.86
Q2 25
$0.06
$-2.73
Q1 25
$0.16
$-1.66
Q4 24
$-2.44
$-0.47
Q3 24
$-1.10
$-12.79
Q2 24
$0.13
$-1.19
Q1 24
$0.35
$-1.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JRVR
JRVR
SCOR
SCOR
Cash + ST InvestmentsLiquidity on hand
$260.9M
$23.6M
Total DebtLower is stronger
$41.5M
Stockholders' EquityBook value
$538.2M
$111.4M
Total Assets
$4.9B
$407.7M
Debt / EquityLower = less leverage
0.37×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JRVR
JRVR
SCOR
SCOR
Q4 25
$260.9M
$23.6M
Q3 25
$238.8M
$26.7M
Q2 25
$220.0M
$26.0M
Q1 25
$279.4M
$31.0M
Q4 24
$362.3M
$29.9M
Q3 24
$359.8M
$20.0M
Q2 24
$672.5M
$14.7M
Q1 24
$305.5M
$18.7M
Total Debt
JRVR
JRVR
SCOR
SCOR
Q4 25
$41.5M
Q3 25
$41.4M
Q2 25
$41.3M
Q1 25
$41.3M
Q4 24
$41.2M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
JRVR
JRVR
SCOR
SCOR
Q4 25
$538.2M
$111.4M
Q3 25
$503.6M
$-26.3M
Q2 25
$492.6M
$-21.7M
Q1 25
$484.5M
$-13.5M
Q4 24
$460.9M
$-8.3M
Q3 24
$530.3M
$-2.7M
Q2 24
$541.8M
$45.8M
Q1 24
$539.5M
$51.4M
Total Assets
JRVR
JRVR
SCOR
SCOR
Q4 25
$4.9B
$407.7M
Q3 25
$5.0B
$406.9M
Q2 25
$5.0B
$415.9M
Q1 25
$4.9B
$421.5M
Q4 24
$5.0B
$430.2M
Q3 24
$5.0B
$412.5M
Q2 24
$4.7B
$474.1M
Q1 24
$5.3B
$477.7M
Debt / Equity
JRVR
JRVR
SCOR
SCOR
Q4 25
0.37×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JRVR
JRVR
SCOR
SCOR
Operating Cash FlowLast quarter
$-18.8M
$3.2M
Free Cash FlowOCF − Capex
$-23.6M
$2.9M
FCF MarginFCF / Revenue
-14.1%
3.1%
Capex IntensityCapex / Revenue
2.9%
0.3%
Cash ConversionOCF / Net Profit
-0.59×
1.07×
TTM Free Cash FlowTrailing 4 quarters
$-17.9M
$21.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JRVR
JRVR
SCOR
SCOR
Q4 25
$-18.8M
$3.2M
Q3 25
$34.3M
$9.5M
Q2 25
$25.2M
$932.0K
Q1 25
$-51.5M
$9.1M
Q4 24
$-247.1M
$-10.0M
Q3 24
$-269.9M
$12.5M
Q2 24
$-8.7M
$8.7M
Q1 24
$24.1M
$6.9M
Free Cash Flow
JRVR
JRVR
SCOR
SCOR
Q4 25
$-23.6M
$2.9M
Q3 25
$33.7M
$9.4M
Q2 25
$24.7M
$787.0K
Q1 25
$-52.7M
$8.7M
Q4 24
$-252.0M
$-10.3M
Q3 24
$-270.8M
$12.4M
Q2 24
$-9.3M
$8.5M
Q1 24
$23.3M
$6.6M
FCF Margin
JRVR
JRVR
SCOR
SCOR
Q4 25
-14.1%
3.1%
Q3 25
19.5%
10.5%
Q2 25
14.1%
0.9%
Q1 25
-30.6%
10.1%
Q4 24
-198.9%
-10.8%
Q3 24
-141.4%
14.0%
Q2 24
-4.9%
10.0%
Q1 24
11.6%
7.6%
Capex Intensity
JRVR
JRVR
SCOR
SCOR
Q4 25
2.9%
0.3%
Q3 25
0.4%
0.1%
Q2 25
0.3%
0.2%
Q1 25
0.7%
0.4%
Q4 24
3.9%
0.2%
Q3 24
0.4%
0.1%
Q2 24
0.3%
0.2%
Q1 24
0.4%
0.3%
Cash Conversion
JRVR
JRVR
SCOR
SCOR
Q4 25
-0.59×
1.07×
Q3 25
33.61×
20.96×
Q2 25
5.29×
Q1 25
-5.38×
Q4 24
-3.19×
Q3 24
Q2 24
-1.14×
Q1 24
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JRVR
JRVR

Excess And Surplus Lines$156.7M93%
Specialty Admitted Insurance$10.9M7%

SCOR
SCOR

Transferred Over Time$77.1M83%
Research Insight Solutions$14.6M16%
Related Party$2.5M3%

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