vs

Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and STONERIDGE INC (SRI). Click either name above to swap in a different company.

STONERIDGE INC is the larger business by last-quarter revenue ($205.2M vs $167.7M, roughly 1.2× James River Group Holdings, Inc.). On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs -6.0%). STONERIDGE INC produced more free cash flow last quarter ($2.6M vs $-23.6M). Over the past eight quarters, STONERIDGE INC's revenue compounded faster (-7.4% CAGR vs -8.7%).

James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.

Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.

JRVR vs SRI — Head-to-Head

Bigger by revenue
SRI
SRI
1.2× larger
SRI
$205.2M
$167.7M
JRVR
Growing faster (revenue YoY)
JRVR
JRVR
+38.4% gap
JRVR
32.4%
-6.0%
SRI
More free cash flow
SRI
SRI
$26.2M more FCF
SRI
$2.6M
$-23.6M
JRVR
Faster 2-yr revenue CAGR
SRI
SRI
Annualised
SRI
-7.4%
-8.7%
JRVR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
JRVR
JRVR
SRI
SRI
Revenue
$167.7M
$205.2M
Net Profit
$32.1M
Gross Margin
16.2%
Operating Margin
14.6%
-14.4%
Net Margin
19.1%
Revenue YoY
32.4%
-6.0%
Net Profit YoY
149.5%
EPS (diluted)
$0.59
$-2.76

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JRVR
JRVR
SRI
SRI
Q4 25
$167.7M
$205.2M
Q3 25
$172.7M
$210.3M
Q2 25
$174.8M
$228.0M
Q1 25
$172.3M
$217.9M
Q4 24
$126.7M
$218.2M
Q3 24
$191.5M
$213.8M
Q2 24
$188.3M
$237.1M
Q1 24
$201.1M
$239.2M
Net Profit
JRVR
JRVR
SRI
SRI
Q4 25
$32.1M
Q3 25
$1.0M
$-9.4M
Q2 25
$4.8M
$-9.4M
Q1 25
$9.6M
$-7.2M
Q4 24
$-64.8M
Q3 24
$-39.4M
$-7.1M
Q2 24
$7.6M
$2.8M
Q1 24
$15.4M
$-6.1M
Gross Margin
JRVR
JRVR
SRI
SRI
Q4 25
16.2%
Q3 25
20.3%
Q2 25
21.5%
Q1 25
21.2%
Q4 24
19.5%
Q3 24
20.8%
Q2 24
22.7%
Q1 24
20.2%
Operating Margin
JRVR
JRVR
SRI
SRI
Q4 25
14.6%
-14.4%
Q3 25
1.5%
-1.6%
Q2 25
4.2%
-1.1%
Q1 25
9.3%
-1.5%
Q4 24
-57.0%
-2.0%
Q3 24
-27.1%
0.1%
Q2 24
10.7%
1.4%
Q1 24
16.4%
0.1%
Net Margin
JRVR
JRVR
SRI
SRI
Q4 25
19.1%
Q3 25
0.6%
-4.5%
Q2 25
2.7%
-4.1%
Q1 25
5.6%
-3.3%
Q4 24
-51.1%
Q3 24
-20.6%
-3.3%
Q2 24
4.0%
1.2%
Q1 24
7.7%
-2.6%
EPS (diluted)
JRVR
JRVR
SRI
SRI
Q4 25
$0.59
$-2.76
Q3 25
$-0.02
$-0.34
Q2 25
$0.06
$-0.34
Q1 25
$0.16
$-0.26
Q4 24
$-2.44
$-0.22
Q3 24
$-1.10
$-0.26
Q2 24
$0.13
$0.10
Q1 24
$0.35
$-0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JRVR
JRVR
SRI
SRI
Cash + ST InvestmentsLiquidity on hand
$260.9M
$66.3M
Total DebtLower is stronger
$180.9M
Stockholders' EquityBook value
$538.2M
$179.8M
Total Assets
$4.9B
$551.2M
Debt / EquityLower = less leverage
1.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JRVR
JRVR
SRI
SRI
Q4 25
$260.9M
$66.3M
Q3 25
$238.8M
$54.0M
Q2 25
$220.0M
$49.8M
Q1 25
$279.4M
$79.1M
Q4 24
$362.3M
$71.8M
Q3 24
$359.8M
$54.1M
Q2 24
$672.5M
$42.1M
Q1 24
$305.5M
$48.4M
Total Debt
JRVR
JRVR
SRI
SRI
Q4 25
$180.9M
Q3 25
Q2 25
Q1 25
Q4 24
$201.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
JRVR
JRVR
SRI
SRI
Q4 25
$538.2M
$179.8M
Q3 25
$503.6M
$251.2M
Q2 25
$492.6M
$260.5M
Q1 25
$484.5M
$253.1M
Q4 24
$460.9M
$245.3M
Q3 24
$530.3M
$271.4M
Q2 24
$541.8M
$270.5M
Q1 24
$539.5M
$277.3M
Total Assets
JRVR
JRVR
SRI
SRI
Q4 25
$4.9B
$551.2M
Q3 25
$5.0B
$632.1M
Q2 25
$5.0B
$639.4M
Q1 25
$4.9B
$657.4M
Q4 24
$5.0B
$621.6M
Q3 24
$5.0B
$662.5M
Q2 24
$4.7B
$666.7M
Q1 24
$5.3B
$675.4M
Debt / Equity
JRVR
JRVR
SRI
SRI
Q4 25
1.01×
Q3 25
Q2 25
Q1 25
Q4 24
0.82×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JRVR
JRVR
SRI
SRI
Operating Cash FlowLast quarter
$-18.8M
$8.8M
Free Cash FlowOCF − Capex
$-23.6M
$2.6M
FCF MarginFCF / Revenue
-14.1%
1.3%
Capex IntensityCapex / Revenue
2.9%
3.0%
Cash ConversionOCF / Net Profit
-0.59×
TTM Free Cash FlowTrailing 4 quarters
$-17.9M
$12.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JRVR
JRVR
SRI
SRI
Q4 25
$-18.8M
$8.8M
Q3 25
$34.3M
$3.6M
Q2 25
$25.2M
$10.7M
Q1 25
$-51.5M
$10.9M
Q4 24
$-247.1M
$19.2M
Q3 24
$-269.9M
$10.8M
Q2 24
$-8.7M
$8.7M
Q1 24
$24.1M
$9.1M
Free Cash Flow
JRVR
JRVR
SRI
SRI
Q4 25
$-23.6M
$2.6M
Q3 25
$33.7M
$-2.7M
Q2 25
$24.7M
$7.4M
Q1 25
$-52.7M
$4.8M
Q4 24
$-252.0M
$14.0M
Q3 24
$-270.8M
$4.6M
Q2 24
$-9.3M
$1.5M
Q1 24
$23.3M
$3.3M
FCF Margin
JRVR
JRVR
SRI
SRI
Q4 25
-14.1%
1.3%
Q3 25
19.5%
-1.3%
Q2 25
14.1%
3.3%
Q1 25
-30.6%
2.2%
Q4 24
-198.9%
6.4%
Q3 24
-141.4%
2.2%
Q2 24
-4.9%
0.6%
Q1 24
11.6%
1.4%
Capex Intensity
JRVR
JRVR
SRI
SRI
Q4 25
2.9%
3.0%
Q3 25
0.4%
3.0%
Q2 25
0.3%
1.4%
Q1 25
0.7%
2.8%
Q4 24
3.9%
2.4%
Q3 24
0.4%
2.9%
Q2 24
0.3%
3.0%
Q1 24
0.4%
2.4%
Cash Conversion
JRVR
JRVR
SRI
SRI
Q4 25
-0.59×
Q3 25
33.61×
Q2 25
5.29×
Q1 25
-5.38×
Q4 24
Q3 24
Q2 24
-1.14×
3.11×
Q1 24
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JRVR
JRVR

Excess And Surplus Lines$156.7M93%
Specialty Admitted Insurance$10.9M7%

SRI
SRI

Control Devices$51.7M25%
Electronics$38.0M19%
EE$34.2M17%
SE$28.6M14%
NL$24.5M12%
Stoneridge Brazil$14.1M7%
Asia Pacific$13.1M6%

Related Comparisons