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Side-by-side financial comparison of KalVista Pharmaceuticals, Inc. (KALV) and PROVIDENT FINANCIAL HOLDINGS INC (PROV). Click either name above to swap in a different company.

KalVista Pharmaceuticals, Inc. is the larger business by last-quarter revenue ($13.7M vs $9.8M, roughly 1.4× PROVIDENT FINANCIAL HOLDINGS INC). PROVIDENT FINANCIAL HOLDINGS INC runs the higher net margin — 14.6% vs -361.4%, a 376.0% gap on every dollar of revenue.

KalVista Pharmaceuticals is a clinical-stage biopharmaceutical company focused on the research, development and commercialization of novel oral serine protease inhibitor therapies. Its core pipeline addresses unmet medical needs for rare and inflammatory diseases including hereditary angioedema and diabetic macular edema, with primary target markets in North America and Europe.

Provident Financial Holdings Inc is a bank holding company operating through its subsidiary Provident Savings Bank. It offers retail and commercial banking services including deposit products, mortgage loans, consumer lending and small business financing for local communities across California.

KALV vs PROV — Head-to-Head

Bigger by revenue
KALV
KALV
1.4× larger
KALV
$13.7M
$9.8M
PROV
Higher net margin
PROV
PROV
376.0% more per $
PROV
14.6%
-361.4%
KALV

Income Statement — Q2 FY2026 vs Q2 FY2026

Metric
KALV
KALV
PROV
PROV
Revenue
$13.7M
$9.8M
Net Profit
$-49.5M
$1.4M
Gross Margin
91.0%
Operating Margin
-336.3%
20.8%
Net Margin
-361.4%
14.6%
Revenue YoY
2.5%
Net Profit YoY
-17.1%
64.7%
EPS (diluted)
$-0.92
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KALV
KALV
PROV
PROV
Q4 25
$9.8M
Q3 25
$13.7M
$9.7M
Q2 25
$9.8M
Q1 25
$10.1M
Q4 24
$9.6M
Q3 24
$0
$9.5M
Q2 24
$9.9M
Q1 24
$9.4M
Net Profit
KALV
KALV
PROV
PROV
Q4 25
$1.4M
Q3 25
$-49.5M
$1.7M
Q2 25
$1.6M
Q1 25
$1.9M
Q4 24
$872.0K
Q3 24
$-40.4M
$1.9M
Q2 24
$2.0M
Q1 24
$1.5M
Gross Margin
KALV
KALV
PROV
PROV
Q4 25
Q3 25
91.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
KALV
KALV
PROV
PROV
Q4 25
20.8%
Q3 25
-336.3%
28.1%
Q2 25
23.6%
Q1 25
26.2%
Q4 24
12.7%
Q3 24
28.3%
Q2 24
27.8%
Q1 24
22.5%
Net Margin
KALV
KALV
PROV
PROV
Q4 25
14.6%
Q3 25
-361.4%
17.3%
Q2 25
16.7%
Q1 25
18.4%
Q4 24
9.1%
Q3 24
20.0%
Q2 24
19.7%
Q1 24
15.9%
EPS (diluted)
KALV
KALV
PROV
PROV
Q4 25
$0.22
Q3 25
$-0.92
$0.25
Q2 25
$0.24
Q1 25
$0.28
Q4 24
$0.13
Q3 24
$-0.87
$0.28
Q2 24
$0.28
Q1 24
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KALV
KALV
PROV
PROV
Cash + ST InvestmentsLiquidity on hand
$243.5M
$54.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$17.0M
$127.5M
Total Assets
$339.9M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KALV
KALV
PROV
PROV
Q4 25
$54.4M
Q3 25
$243.5M
$49.4M
Q2 25
$53.1M
Q1 25
$50.9M
Q4 24
$45.5M
Q3 24
$31.8M
$48.2M
Q2 24
$51.4M
Q1 24
$51.7M
Stockholders' Equity
KALV
KALV
PROV
PROV
Q4 25
$127.5M
Q3 25
$17.0M
$128.4M
Q2 25
$128.5M
Q1 25
$128.9M
Q4 24
$128.6M
Q3 24
$172.8M
$129.6M
Q2 24
$129.9M
Q1 24
$129.5M
Total Assets
KALV
KALV
PROV
PROV
Q4 25
$1.2B
Q3 25
$339.9M
$1.2B
Q2 25
$1.2B
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$200.2M
$1.3B
Q2 24
$1.3B
Q1 24
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KALV
KALV
PROV
PROV
Operating Cash FlowLast quarter
$1.2M
Free Cash FlowOCF − Capex
$1.0M
FCF MarginFCF / Revenue
10.5%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
0.85×
TTM Free Cash FlowTrailing 4 quarters
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KALV
KALV
PROV
PROV
Q4 25
$1.2M
Q3 25
$2.5M
Q2 25
$8.7M
Q1 25
$3.3M
Q4 24
$324.0K
Q3 24
$-40.2M
$2.6M
Q2 24
$5.7M
Q1 24
$3.0M
Free Cash Flow
KALV
KALV
PROV
PROV
Q4 25
$1.0M
Q3 25
$2.5M
Q2 25
$8.2M
Q1 25
$3.3M
Q4 24
$307.0K
Q3 24
$-40.2M
$2.4M
Q2 24
$4.1M
Q1 24
$2.6M
FCF Margin
KALV
KALV
PROV
PROV
Q4 25
10.5%
Q3 25
25.2%
Q2 25
83.5%
Q1 25
32.5%
Q4 24
3.2%
Q3 24
25.1%
Q2 24
41.3%
Q1 24
27.5%
Capex Intensity
KALV
KALV
PROV
PROV
Q4 25
1.9%
Q3 25
0.5%
Q2 25
5.4%
Q1 25
0.3%
Q4 24
0.2%
Q3 24
1.8%
Q2 24
16.0%
Q1 24
4.2%
Cash Conversion
KALV
KALV
PROV
PROV
Q4 25
0.85×
Q3 25
1.48×
Q2 25
5.34×
Q1 25
1.79×
Q4 24
0.37×
Q3 24
1.35×
Q2 24
2.91×
Q1 24
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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