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Side-by-side financial comparison of Karooooo Ltd. (KARO) and RBB Bancorp (RBB). Click either name above to swap in a different company.

Karooooo Ltd. is the larger business by last-quarter revenue ($58.4M vs $32.3M, roughly 1.8× RBB Bancorp). RBB Bancorp runs the higher net margin — 31.5% vs 20.8%, a 10.7% gap on every dollar of revenue.

Karooooo Ltd is a global mobility telematics provider operating primarily under its Cartrack brand. It delivers connected vehicle solutions, fleet management services, stolen vehicle recovery support, and driver safety tools, serving both individual consumers and enterprise clients across Africa, Europe, and the Asia Pacific region.

RBB Bancorp is a US-based financial holding company that operates Royal Business Bank as its primary banking subsidiary. It caters mainly to Asian American communities, small and medium-sized enterprises, real estate investors, and retail clients, offering comprehensive commercial banking, consumer lending, deposit services, and wealth management solutions across branches in key US coastal metropolitan areas.

KARO vs RBB — Head-to-Head

Bigger by revenue
KARO
KARO
1.8× larger
KARO
$58.4M
$32.3M
RBB
Higher net margin
RBB
RBB
10.7% more per $
RBB
31.5%
20.8%
KARO

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
KARO
KARO
RBB
RBB
Revenue
$58.4M
$32.3M
Net Profit
$12.2M
$10.2M
Gross Margin
69.1%
Operating Margin
27.7%
39.5%
Net Margin
20.8%
31.5%
Revenue YoY
12.6%
Net Profit YoY
132.1%
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KARO
KARO
RBB
RBB
Q4 25
$32.3M
Q3 25
$32.6M
Q2 25
$35.8M
Q1 25
$28.5M
Q4 24
$28.7M
Q3 24
$30.3M
Q2 24
$58.4M
$27.5M
Q1 24
$28.2M
Net Profit
KARO
KARO
RBB
RBB
Q4 25
$10.2M
Q3 25
$10.1M
Q2 25
$9.3M
Q1 25
$2.3M
Q4 24
$4.4M
Q3 24
$7.0M
Q2 24
$12.2M
$7.2M
Q1 24
$8.0M
Gross Margin
KARO
KARO
RBB
RBB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
69.1%
Q1 24
Operating Margin
KARO
KARO
RBB
RBB
Q4 25
39.5%
Q3 25
40.7%
Q2 25
36.1%
Q1 25
11.2%
Q4 24
17.6%
Q3 24
31.6%
Q2 24
27.7%
35.6%
Q1 24
39.9%
Net Margin
KARO
KARO
RBB
RBB
Q4 25
31.5%
Q3 25
31.2%
Q2 25
26.1%
Q1 25
8.0%
Q4 24
15.3%
Q3 24
23.1%
Q2 24
20.8%
26.4%
Q1 24
28.4%
EPS (diluted)
KARO
KARO
RBB
RBB
Q4 25
$0.59
Q3 25
$0.59
Q2 25
$0.52
Q1 25
$0.13
Q4 24
$0.26
Q3 24
$0.39
Q2 24
$0.39
Q1 24
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KARO
KARO
RBB
RBB
Cash + ST InvestmentsLiquidity on hand
$53.8M
$212.3M
Total DebtLower is stronger
$119.9M
Stockholders' EquityBook value
$170.4M
$523.4M
Total Assets
$246.5M
$4.2B
Debt / EquityLower = less leverage
0.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KARO
KARO
RBB
RBB
Q4 25
$212.3M
Q3 25
$234.9M
Q2 25
$191.9M
Q1 25
$238.8M
Q4 24
$257.7M
Q3 24
$349.4M
Q2 24
$53.8M
$252.8M
Q1 24
Total Debt
KARO
KARO
RBB
RBB
Q4 25
$119.9M
Q3 25
$119.8M
Q2 25
$119.7M
Q1 25
$119.6M
Q4 24
$119.5M
Q3 24
$119.4M
Q2 24
$119.3M
Q1 24
$119.2M
Stockholders' Equity
KARO
KARO
RBB
RBB
Q4 25
$523.4M
Q3 25
$514.3M
Q2 25
$517.7M
Q1 25
$510.3M
Q4 24
$507.9M
Q3 24
$509.7M
Q2 24
$170.4M
$511.3M
Q1 24
$514.0M
Total Assets
KARO
KARO
RBB
RBB
Q4 25
$4.2B
Q3 25
$4.2B
Q2 25
$4.1B
Q1 25
$4.0B
Q4 24
$4.0B
Q3 24
$4.0B
Q2 24
$246.5M
$3.9B
Q1 24
$3.9B
Debt / Equity
KARO
KARO
RBB
RBB
Q4 25
0.23×
Q3 25
0.23×
Q2 25
0.23×
Q1 25
0.23×
Q4 24
0.24×
Q3 24
0.23×
Q2 24
0.23×
Q1 24
0.23×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KARO
KARO
RBB
RBB
Operating Cash FlowLast quarter
$45.2M
$43.4M
Free Cash FlowOCF − Capex
$42.6M
FCF MarginFCF / Revenue
131.8%
Capex IntensityCapex / Revenue
2.5%
Cash ConversionOCF / Net Profit
3.71×
4.26×
TTM Free Cash FlowTrailing 4 quarters
$73.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KARO
KARO
RBB
RBB
Q4 25
$43.4M
Q3 25
$2.1M
Q2 25
$21.7M
Q1 25
$7.8M
Q4 24
$58.5M
Q3 24
$24.5M
Q2 24
$45.2M
$11.7M
Q1 24
$4.8M
Free Cash Flow
KARO
KARO
RBB
RBB
Q4 25
$42.6M
Q3 25
$1.8M
Q2 25
$21.6M
Q1 25
$7.6M
Q4 24
$57.7M
Q3 24
$24.2M
Q2 24
$11.5M
Q1 24
$4.7M
FCF Margin
KARO
KARO
RBB
RBB
Q4 25
131.8%
Q3 25
5.4%
Q2 25
60.2%
Q1 25
26.7%
Q4 24
201.0%
Q3 24
80.0%
Q2 24
42.0%
Q1 24
16.6%
Capex Intensity
KARO
KARO
RBB
RBB
Q4 25
2.5%
Q3 25
1.1%
Q2 25
0.3%
Q1 25
0.6%
Q4 24
2.7%
Q3 24
0.8%
Q2 24
0.5%
Q1 24
0.5%
Cash Conversion
KARO
KARO
RBB
RBB
Q4 25
4.26×
Q3 25
0.21×
Q2 25
2.32×
Q1 25
3.39×
Q4 24
13.34×
Q3 24
3.50×
Q2 24
3.71×
1.61×
Q1 24
0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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