RBB BancorpRBBEarnings & Financial Report
RBB Bancorp is a US-based financial holding company that operates Royal Business Bank as its primary banking subsidiary. It caters mainly to Asian American communities, small and medium-sized enterprises, real estate investors, and retail clients, offering comprehensive commercial banking, consumer lending, deposit services, and wealth management solutions across branches in key US coastal metropolitan areas.
RBB Q4 FY2025 Key Financial Metrics
Revenue
$32.3M
Gross Profit
N/A
Operating Profit
$12.8M
Net Profit
$10.2M
Gross Margin
N/A
Operating Margin
39.5%
Net Margin
31.5%
YoY Growth
12.6%
EPS
$0.59
RBB Bancorp Q4 FY2025 Financial Summary
RBB Bancorp reported revenue of $32.3M (up 12.6% YoY) for Q4 FY2025, with a net profit of $10.2M (up 132.1% YoY) (31.5% margin).
Key Financial Metrics
| Total Revenue | $32.3M |
|---|---|
| Net Profit | $10.2M |
| Gross Margin | N/A |
| Operating Margin | 39.5% |
| Report Period | Q4 FY2025 |
RBB Bancorp Annual Revenue by Year
RBB Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $129.2M).
RBB Bancorp Quarterly Revenue & Net Profit History
RBB Bancorp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $32.3M | +12.6% | $10.2M | 31.5% |
| Q3 FY2025 | $32.6M | +7.5% | $10.1M | 31.2% |
| Q2 FY2025 | $35.8M | +30.4% | $9.3M | 26.1% |
| Q1 FY2025 | $28.5M | +0.7% | $2.3M | 8.0% |
| Q4 FY2024 | $28.7M | -13.2% | $4.4M | 15.3% |
| Q3 FY2024 | $30.3M | -0.2% | $7.0M | 23.1% |
| Q2 FY2024 | $27.5M | -20.2% | $7.2M | 26.4% |
| Q1 FY2024 | $28.2M | -22.5% | $8.0M | 28.4% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $28.2M | $27.5M | $30.3M | $28.7M | $28.5M | $35.8M | $32.6M | $32.3M |
| YoY Growth | -22.5% | -20.2% | -0.2% | -13.2% | 0.7% | 30.4% | 7.5% | 12.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.88B | $3.87B | $3.99B | $3.99B | $4.01B | $4.09B | $4.21B | $4.21B |
| Liabilities | $3.36B | $3.36B | $3.48B | $3.48B | $3.50B | $3.57B | $3.69B | $3.68B |
| Equity | $514.0M | $511.3M | $509.7M | $507.9M | $510.3M | $517.7M | $514.3M | $523.4M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $4.8M | $11.7M | $24.5M | $58.5M | $7.8M | $21.7M | $2.1M | $43.4M |