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Side-by-side financial comparison of Kentucky First Federal Bancorp (KFFB) and Onfolio Holdings, Inc (ONFO). Click either name above to swap in a different company.
Kentucky First Federal Bancorp is the larger business by last-quarter revenue ($2.8M vs $2.0M, roughly 1.4× Onfolio Holdings, Inc). Kentucky First Federal Bancorp runs the higher net margin — 10.7% vs -27.0%, a 37.7% gap on every dollar of revenue. On growth, Kentucky First Federal Bancorp posted the faster year-over-year revenue change (28.3% vs -20.1%). Over the past eight quarters, Kentucky First Federal Bancorp's revenue compounded faster (24.0% CAGR vs 13.0%).
Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.
Onfolio Holdings Inc. acquires, manages and grows a diversified portfolio of small to medium-sized online businesses, including niche content sites, e-commerce stores, and SaaS tools. It operates primarily in North America and Western Europe, focusing on high-margin, sustainable digital assets with stable revenue streams.
KFFB vs ONFO — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.8M | $2.0M |
| Net Profit | $304.0K | $-547.1K |
| Gross Margin | — | 50.0% |
| Operating Margin | 14.1% | -59.1% |
| Net Margin | 10.7% | -27.0% |
| Revenue YoY | 28.3% | -20.1% |
| Net Profit YoY | 2238.5% | -69.0% |
| EPS (diluted) | $0.04 | $-0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.8M | $2.0M | ||
| Q3 25 | $2.7M | $2.7M | ||
| Q2 25 | $2.4M | $3.1M | ||
| Q1 25 | $2.2M | $2.8M | ||
| Q4 24 | $2.2M | $2.5M | ||
| Q3 24 | $2.0M | $2.0M | ||
| Q2 24 | $2.0M | $1.7M | ||
| Q1 24 | $1.8M | $1.6M |
| Q4 25 | $304.0K | $-547.1K | ||
| Q3 25 | $344.0K | $-700.7K | ||
| Q2 25 | $176.0K | $-534.4K | ||
| Q1 25 | $7.0K | $-806.4K | ||
| Q4 24 | $13.0K | $-323.8K | ||
| Q3 24 | $-15.0K | $-335.6K | ||
| Q2 24 | $-1.1M | $-629.0K | ||
| Q1 24 | $-107.0K | $-477.8K |
| Q4 25 | — | 50.0% | ||
| Q3 25 | — | 64.6% | ||
| Q2 25 | — | 61.6% | ||
| Q1 25 | — | 60.7% | ||
| Q4 24 | — | 53.6% | ||
| Q3 24 | — | 59.9% | ||
| Q2 24 | — | 56.5% | ||
| Q1 24 | — | 63.3% |
| Q4 25 | 14.1% | -59.1% | ||
| Q3 25 | 17.0% | -9.8% | ||
| Q2 25 | 10.3% | -16.1% | ||
| Q1 25 | 0.7% | -27.9% | ||
| Q4 24 | 0.3% | -43.9% | ||
| Q3 24 | -1.0% | -16.5% | ||
| Q2 24 | -58.7% | -35.1% | ||
| Q1 24 | -7.9% | -28.7% |
| Q4 25 | 10.7% | -27.0% | ||
| Q3 25 | 12.9% | -25.6% | ||
| Q2 25 | 7.6% | -17.0% | ||
| Q1 25 | 0.3% | -28.7% | ||
| Q4 24 | 0.6% | -12.8% | ||
| Q3 24 | -0.7% | -16.7% | ||
| Q2 24 | -56.7% | -36.4% | ||
| Q1 24 | -5.8% | -30.1% |
| Q4 25 | $0.04 | $-0.37 | ||
| Q3 25 | $0.04 | $-0.16 | ||
| Q2 25 | $0.02 | $0.13 | ||
| Q1 25 | $0.00 | $-0.18 | ||
| Q4 24 | $0.00 | $-0.36 | ||
| Q3 24 | $0.00 | $-0.08 | ||
| Q2 24 | $-0.13 | $0.14 | ||
| Q1 24 | $-0.01 | $-0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $19.7M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $49.1M | $2.5M |
| Total Assets | $375.3M | $11.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.7M | — | ||
| Q3 25 | $14.6M | — | ||
| Q2 25 | $19.5M | — | ||
| Q1 25 | $27.8M | — | ||
| Q4 24 | $21.0M | — | ||
| Q3 24 | $17.3M | — | ||
| Q2 24 | $18.3M | — | ||
| Q1 24 | $15.4M | $529.8K |
| Q4 25 | $49.1M | $2.5M | ||
| Q3 25 | $48.8M | $2.2M | ||
| Q2 25 | $48.4M | $3.1M | ||
| Q1 25 | $48.2M | $3.6M | ||
| Q4 24 | $48.1M | $3.3M | ||
| Q3 24 | $48.2M | $3.9M | ||
| Q2 24 | $48.0M | $4.5M | ||
| Q1 24 | $49.0M | $5.2M |
| Q4 25 | $375.3M | $11.4M | ||
| Q3 25 | $366.5M | $8.3M | ||
| Q2 25 | $371.2M | $8.8M | ||
| Q1 25 | $380.7M | $9.4M | ||
| Q4 24 | $374.2M | $9.6M | ||
| Q3 24 | $375.6M | $8.6M | ||
| Q2 24 | $375.0M | $8.9M | ||
| Q1 24 | $369.1M | $8.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-303.0K | $-397.3K |
| Free Cash FlowOCF − Capex | $-367.0K | — |
| FCF MarginFCF / Revenue | -12.9% | — |
| Capex IntensityCapex / Revenue | 2.3% | — |
| Cash ConversionOCF / Net Profit | -1.00× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-377.0K | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-303.0K | $-397.3K | ||
| Q3 25 | $450.0K | $34.2K | ||
| Q2 25 | $-86.0K | $-430.1K | ||
| Q1 25 | $-155.0K | $-145.0K | ||
| Q4 24 | $1.4M | $-471.6K | ||
| Q3 24 | $-1.4M | $67.0K | ||
| Q2 24 | $-1.5M | $-332.7K | ||
| Q1 24 | $-176.0K | $-431.0K |
| Q4 25 | $-367.0K | — | ||
| Q3 25 | $445.0K | — | ||
| Q2 25 | $-235.0K | — | ||
| Q1 25 | $-220.0K | — | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $-1.4M | — | ||
| Q2 24 | $-1.5M | — | ||
| Q1 24 | $-191.0K | — |
| Q4 25 | -12.9% | — | ||
| Q3 25 | 16.7% | — | ||
| Q2 25 | -9.7% | — | ||
| Q1 25 | -9.9% | — | ||
| Q4 24 | 61.8% | — | ||
| Q3 24 | -70.2% | — | ||
| Q2 24 | -77.7% | — | ||
| Q1 24 | -10.4% | — |
| Q4 25 | 2.3% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 6.2% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 3.7% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 3.4% | — | ||
| Q1 24 | 0.8% | — |
| Q4 25 | -1.00× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | -0.49× | — | ||
| Q1 25 | -22.14× | — | ||
| Q4 24 | 111.31× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KFFB
Segment breakdown not available.
ONFO
| B Two B | $1.6M | 81% |
| B Two C | $243.0K | 12% |
| Other | $138.6K | 7% |
