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Side-by-side financial comparison of Kentucky First Federal Bancorp (KFFB) and Pony AI Inc. (PONY). Click either name above to swap in a different company.

Kentucky First Federal Bancorp is the larger business by last-quarter revenue ($2.8M vs $2.1M, roughly 1.4× Pony AI Inc.). Kentucky First Federal Bancorp runs the higher net margin — 10.7% vs -284.8%, a 295.5% gap on every dollar of revenue.

Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.

Pony Canyon Inc. , also known by the shorthand form Ponican , is a Japanese company, established on October 1, 1966, which distributes music, films, home video, and video games. It is affiliated with the Japanese media group Fujisankei Communications Group. Pony Canyon is a major leader in the music industry in Japan, with its artists regularly at the top of the Japanese charts. Pony Canyon is also responsible for releasing taped concerts from its artists as well as many anime productions and...

KFFB vs PONY — Head-to-Head

Bigger by revenue
KFFB
KFFB
1.4× larger
KFFB
$2.8M
$2.1M
PONY
Higher net margin
KFFB
KFFB
295.5% more per $
KFFB
10.7%
-284.8%
PONY

Income Statement — Q2 FY2026 vs Q3 FY2025

Metric
KFFB
KFFB
PONY
PONY
Revenue
$2.8M
$2.1M
Net Profit
$304.0K
$-5.9M
Gross Margin
9.2%
Operating Margin
14.1%
-275.3%
Net Margin
10.7%
-284.8%
Revenue YoY
28.3%
Net Profit YoY
2238.5%
EPS (diluted)
$0.04
$-3.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KFFB
KFFB
PONY
PONY
Q4 25
$2.8M
Q3 25
$2.7M
$2.1M
Q2 25
$2.4M
$1.7M
Q1 25
$2.2M
$1.9M
Q4 24
$2.2M
Q3 24
$2.0M
Q2 24
$2.0M
Q1 24
$1.8M
Net Profit
KFFB
KFFB
PONY
PONY
Q4 25
$304.0K
Q3 25
$344.0K
$-5.9M
Q2 25
$176.0K
$-4.3M
Q1 25
$7.0K
$-5.2M
Q4 24
$13.0K
Q3 24
$-15.0K
Q2 24
$-1.1M
Q1 24
$-107.0K
Gross Margin
KFFB
KFFB
PONY
PONY
Q4 25
Q3 25
9.2%
Q2 25
Q1 25
16.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
KFFB
KFFB
PONY
PONY
Q4 25
14.1%
Q3 25
17.0%
-275.3%
Q2 25
10.3%
-303.4%
Q1 25
0.7%
-400.9%
Q4 24
0.3%
Q3 24
-1.0%
Q2 24
-58.7%
Q1 24
-7.9%
Net Margin
KFFB
KFFB
PONY
PONY
Q4 25
10.7%
Q3 25
12.9%
-284.8%
Q2 25
7.6%
-253.7%
Q1 25
0.3%
-267.4%
Q4 24
0.6%
Q3 24
-0.7%
Q2 24
-56.7%
Q1 24
-5.8%
EPS (diluted)
KFFB
KFFB
PONY
PONY
Q4 25
$0.04
Q3 25
$0.04
$-3.51
Q2 25
$0.02
$-0.92
Q1 25
$0.00
$-0.12
Q4 24
$0.00
Q3 24
$0.00
Q2 24
$-0.13
Q1 24
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KFFB
KFFB
PONY
PONY
Cash + ST InvestmentsLiquidity on hand
$19.7M
$62.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$49.1M
$114.1M
Total Assets
$375.3M
$126.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KFFB
KFFB
PONY
PONY
Q4 25
$19.7M
Q3 25
$14.6M
$62.5M
Q2 25
$19.5M
$84.9M
Q1 25
$27.8M
$86.8M
Q4 24
$21.0M
Q3 24
$17.3M
Q2 24
$18.3M
Q1 24
$15.4M
Stockholders' Equity
KFFB
KFFB
PONY
PONY
Q4 25
$49.1M
Q3 25
$48.8M
$114.1M
Q2 25
$48.4M
$120.6M
Q1 25
$48.2M
$126.4M
Q4 24
$48.1M
Q3 24
$48.2M
Q2 24
$48.0M
Q1 24
$49.0M
Total Assets
KFFB
KFFB
PONY
PONY
Q4 25
$375.3M
Q3 25
$366.5M
$126.5M
Q2 25
$371.2M
$138.3M
Q1 25
$380.7M
$134.0M
Q4 24
$374.2M
Q3 24
$375.6M
Q2 24
$375.0M
Q1 24
$369.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KFFB
KFFB
PONY
PONY
Operating Cash FlowLast quarter
$-303.0K
$-2.9M
Free Cash FlowOCF − Capex
$-367.0K
FCF MarginFCF / Revenue
-12.9%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
-1.00×
TTM Free Cash FlowTrailing 4 quarters
$-377.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KFFB
KFFB
PONY
PONY
Q4 25
$-303.0K
Q3 25
$450.0K
$-2.9M
Q2 25
$-86.0K
$-2.5M
Q1 25
$-155.0K
$-7.5M
Q4 24
$1.4M
Q3 24
$-1.4M
Q2 24
$-1.5M
Q1 24
$-176.0K
Free Cash Flow
KFFB
KFFB
PONY
PONY
Q4 25
$-367.0K
Q3 25
$445.0K
Q2 25
$-235.0K
Q1 25
$-220.0K
Q4 24
$1.4M
Q3 24
$-1.4M
Q2 24
$-1.5M
Q1 24
$-191.0K
FCF Margin
KFFB
KFFB
PONY
PONY
Q4 25
-12.9%
Q3 25
16.7%
Q2 25
-9.7%
Q1 25
-9.9%
Q4 24
61.8%
Q3 24
-70.2%
Q2 24
-77.7%
Q1 24
-10.4%
Capex Intensity
KFFB
KFFB
PONY
PONY
Q4 25
2.3%
Q3 25
0.2%
Q2 25
6.2%
Q1 25
2.9%
Q4 24
3.7%
Q3 24
0.1%
Q2 24
3.4%
Q1 24
0.8%
Cash Conversion
KFFB
KFFB
PONY
PONY
Q4 25
-1.00×
Q3 25
1.31×
Q2 25
-0.49×
Q1 25
-22.14×
Q4 24
111.31×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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