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Side-by-side financial comparison of Kentucky First Federal Bancorp (KFFB) and 22nd Century Group, Inc. (XXII). Click either name above to swap in a different company.

22nd Century Group, Inc. is the larger business by last-quarter revenue ($3.5M vs $2.8M, roughly 1.2× Kentucky First Federal Bancorp). Kentucky First Federal Bancorp runs the higher net margin — 10.7% vs -79.4%, a 90.1% gap on every dollar of revenue. On growth, Kentucky First Federal Bancorp posted the faster year-over-year revenue change (28.3% vs -12.0%). 22nd Century Group, Inc. produced more free cash flow last quarter ($2.7M vs $-367.0K). Over the past eight quarters, Kentucky First Federal Bancorp's revenue compounded faster (24.0% CAGR vs -26.1%).

Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.

22nd Century Media was an American media company based in the suburbs of Chicago. The company was founded in 2005 and at one time published 14 weekly community newspapers. The publications had roughly 160,000 subscribers.

KFFB vs XXII — Head-to-Head

Bigger by revenue
XXII
XXII
1.2× larger
XXII
$3.5M
$2.8M
KFFB
Growing faster (revenue YoY)
KFFB
KFFB
+40.3% gap
KFFB
28.3%
-12.0%
XXII
Higher net margin
KFFB
KFFB
90.1% more per $
KFFB
10.7%
-79.4%
XXII
More free cash flow
XXII
XXII
$3.1M more FCF
XXII
$2.7M
$-367.0K
KFFB
Faster 2-yr revenue CAGR
KFFB
KFFB
Annualised
KFFB
24.0%
-26.1%
XXII

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
KFFB
KFFB
XXII
XXII
Revenue
$2.8M
$3.5M
Net Profit
$304.0K
$-2.8M
Gross Margin
Operating Margin
14.1%
-79.2%
Net Margin
10.7%
-79.4%
Revenue YoY
28.3%
-12.0%
Net Profit YoY
2238.5%
38.4%
EPS (diluted)
$0.04
$-36.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KFFB
KFFB
XXII
XXII
Q4 25
$2.8M
$3.5M
Q3 25
$2.7M
$4.0M
Q2 25
$2.4M
$4.1M
Q1 25
$2.2M
$6.0M
Q4 24
$2.2M
$4.0M
Q3 24
$2.0M
$5.9M
Q2 24
$2.0M
$7.9M
Q1 24
$1.8M
$6.5M
Net Profit
KFFB
KFFB
XXII
XXII
Q4 25
$304.0K
$-2.8M
Q3 25
$344.0K
$5.5M
Q2 25
$176.0K
$-3.4M
Q1 25
$7.0K
$-4.3M
Q4 24
$13.0K
$-4.6M
Q3 24
$-15.0K
$-3.8M
Q2 24
$-1.1M
$-1.1M
Q1 24
$-107.0K
$-5.7M
Gross Margin
KFFB
KFFB
XXII
XXII
Q4 25
Q3 25
36.3%
Q2 25
29.9%
Q1 25
Q4 24
Q3 24
47.8%
Q2 24
51.3%
Q1 24
Operating Margin
KFFB
KFFB
XXII
XXII
Q4 25
14.1%
-79.2%
Q3 25
17.0%
-80.1%
Q2 25
10.3%
-73.0%
Q1 25
0.7%
-43.1%
Q4 24
0.3%
-101.8%
Q3 24
-1.0%
-56.8%
Q2 24
-58.7%
-25.8%
Q1 24
-7.9%
-68.5%
Net Margin
KFFB
KFFB
XXII
XXII
Q4 25
10.7%
-79.4%
Q3 25
12.9%
136.8%
Q2 25
7.6%
-83.4%
Q1 25
0.3%
-72.7%
Q4 24
0.6%
-113.3%
Q3 24
-0.7%
-63.2%
Q2 24
-56.7%
-14.0%
Q1 24
-5.8%
-88.7%
EPS (diluted)
KFFB
KFFB
XXII
XXII
Q4 25
$0.04
$-36.48
Q3 25
$0.04
$-0.28
Q2 25
$0.02
$-13.61
Q1 25
$0.00
$-2.50
Q4 24
$0.00
$-42962.00
Q3 24
$0.00
$-1760.26
Q2 24
$-0.13
$-593.72
Q1 24
$-0.01
$-395.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KFFB
KFFB
XXII
XXII
Cash + ST InvestmentsLiquidity on hand
$19.7M
$7.1M
Total DebtLower is stronger
$708.0K
Stockholders' EquityBook value
$49.1M
$15.8M
Total Assets
$375.3M
$27.0M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KFFB
KFFB
XXII
XXII
Q4 25
$19.7M
$7.1M
Q3 25
$14.6M
$4.8M
Q2 25
$19.5M
$3.1M
Q1 25
$27.8M
$1.1M
Q4 24
$21.0M
$4.4M
Q3 24
$17.3M
$5.3M
Q2 24
$18.3M
$1.3M
Q1 24
$15.4M
$1.5M
Total Debt
KFFB
KFFB
XXII
XXII
Q4 25
$708.0K
Q3 25
Q2 25
$3.2M
Q1 25
$3.9M
Q4 24
$6.7M
Q3 24
$7.0M
Q2 24
$7.5M
Q1 24
$14.7M
Stockholders' Equity
KFFB
KFFB
XXII
XXII
Q4 25
$49.1M
$15.8M
Q3 25
$48.8M
$18.4M
Q2 25
$48.4M
$5.6M
Q1 25
$48.2M
$3.6M
Q4 24
$48.1M
$4.0M
Q3 24
$48.2M
$3.5M
Q2 24
$48.0M
$-955.0K
Q1 24
$49.0M
$-11.6M
Total Assets
KFFB
KFFB
XXII
XXII
Q4 25
$375.3M
$27.0M
Q3 25
$366.5M
$32.4M
Q2 25
$371.2M
$22.4M
Q1 25
$380.7M
$21.5M
Q4 24
$374.2M
$21.7M
Q3 24
$375.6M
$26.2M
Q2 24
$375.0M
$24.1M
Q1 24
$369.1M
$24.6M
Debt / Equity
KFFB
KFFB
XXII
XXII
Q4 25
0.04×
Q3 25
Q2 25
0.57×
Q1 25
1.08×
Q4 24
1.66×
Q3 24
2.02×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KFFB
KFFB
XXII
XXII
Operating Cash FlowLast quarter
$-303.0K
$2.7M
Free Cash FlowOCF − Capex
$-367.0K
$2.7M
FCF MarginFCF / Revenue
-12.9%
77.3%
Capex IntensityCapex / Revenue
2.3%
0.5%
Cash ConversionOCF / Net Profit
-1.00×
TTM Free Cash FlowTrailing 4 quarters
$-377.0K
$-7.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KFFB
KFFB
XXII
XXII
Q4 25
$-303.0K
$2.7M
Q3 25
$450.0K
$-4.0M
Q2 25
$-86.0K
$-3.5M
Q1 25
$-155.0K
$-3.0M
Q4 24
$1.4M
$-4.4M
Q3 24
$-1.4M
$-3.0M
Q2 24
$-1.5M
$-4.7M
Q1 24
$-176.0K
$-2.3M
Free Cash Flow
KFFB
KFFB
XXII
XXII
Q4 25
$-367.0K
$2.7M
Q3 25
$445.0K
$-4.0M
Q2 25
$-235.0K
$-3.5M
Q1 25
$-220.0K
$-3.0M
Q4 24
$1.4M
Q3 24
$-1.4M
$-3.0M
Q2 24
$-1.5M
$-4.8M
Q1 24
$-191.0K
$-2.3M
FCF Margin
KFFB
KFFB
XXII
XXII
Q4 25
-12.9%
77.3%
Q3 25
16.7%
-100.3%
Q2 25
-9.7%
-85.9%
Q1 25
-9.9%
-50.1%
Q4 24
61.8%
Q3 24
-70.2%
-51.2%
Q2 24
-77.7%
-60.1%
Q1 24
-10.4%
-35.0%
Capex Intensity
KFFB
KFFB
XXII
XXII
Q4 25
2.3%
0.5%
Q3 25
0.2%
0.1%
Q2 25
6.2%
0.7%
Q1 25
2.9%
0.2%
Q4 24
3.7%
0.0%
Q3 24
0.1%
1.2%
Q2 24
3.4%
0.8%
Q1 24
0.8%
0.1%
Cash Conversion
KFFB
KFFB
XXII
XXII
Q4 25
-1.00×
Q3 25
1.31×
-0.73×
Q2 25
-0.49×
Q1 25
-22.14×
Q4 24
111.31×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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