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Side-by-side financial comparison of KFORCE INC (KFRC) and Mechanics Bancorp (MCHB). Click either name above to swap in a different company.

Mechanics Bancorp is the larger business by last-quarter revenue ($458.8M vs $330.4M, roughly 1.4× KFORCE INC). Mechanics Bancorp produced more free cash flow last quarter ($187.1M vs $-7.4M). Over the past eight quarters, Mechanics Bancorp's revenue compounded faster (232.1% CAGR vs -3.7%).

Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.

Mechanics Bancorp is a U.S.-headquartered bank holding company operating Mechanics Bank as its core subsidiary. It offers retail banking, commercial banking, and wealth management services including deposits, loans, and investment advisory, primarily serving consumers and small-to-medium enterprises across California.

KFRC vs MCHB — Head-to-Head

Bigger by revenue
MCHB
MCHB
1.4× larger
MCHB
$458.8M
$330.4M
KFRC
More free cash flow
MCHB
MCHB
$194.5M more FCF
MCHB
$187.1M
$-7.4M
KFRC
Faster 2-yr revenue CAGR
MCHB
MCHB
Annualised
MCHB
232.1%
-3.7%
KFRC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
KFRC
KFRC
MCHB
MCHB
Revenue
$330.4M
$458.8M
Net Profit
$7.9M
Gross Margin
27.3%
Operating Margin
3.6%
Net Margin
2.4%
Revenue YoY
0.1%
Net Profit YoY
-2.7%
EPS (diluted)
$0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KFRC
KFRC
MCHB
MCHB
Q1 26
$330.4M
Q4 25
$332.0M
$458.8M
Q3 25
$332.6M
$255.4M
Q2 25
$334.3M
$49.0M
Q1 25
$330.0M
$45.4M
Q4 24
$343.8M
$29.6M
Q3 24
$353.3M
$147.9M
Q2 24
$356.3M
$42.9M
Net Profit
KFRC
KFRC
MCHB
MCHB
Q1 26
$7.9M
Q4 25
$5.2M
Q3 25
$11.1M
$55.2M
Q2 25
$10.4M
$-4.4M
Q1 25
$8.1M
$-4.5M
Q4 24
$11.1M
$-123.3M
Q3 24
$14.2M
$39.9M
Q2 24
$14.2M
$-6.2M
Gross Margin
KFRC
KFRC
MCHB
MCHB
Q1 26
27.3%
Q4 25
27.2%
Q3 25
27.7%
Q2 25
27.1%
Q1 25
26.7%
Q4 24
27.0%
Q3 24
27.9%
Q2 24
27.8%
Operating Margin
KFRC
KFRC
MCHB
MCHB
Q1 26
3.6%
Q4 25
2.6%
Q3 25
4.5%
17.7%
Q2 25
4.5%
-9.8%
Q1 25
3.5%
-10.5%
Q4 24
4.5%
-312.2%
Q3 24
5.3%
37.5%
Q2 24
5.5%
-18.6%
Net Margin
KFRC
KFRC
MCHB
MCHB
Q1 26
2.4%
Q4 25
1.6%
Q3 25
3.3%
21.6%
Q2 25
3.1%
-9.0%
Q1 25
2.5%
-9.8%
Q4 24
3.2%
-416.4%
Q3 24
4.0%
27.0%
Q2 24
4.0%
-14.5%
EPS (diluted)
KFRC
KFRC
MCHB
MCHB
Q1 26
$0.46
Q4 25
$0.29
Q3 25
$0.63
$0.26
Q2 25
$0.59
$-0.23
Q1 25
$0.45
$-0.24
Q4 24
$0.60
$-6.53
Q3 24
$0.75
$0.20
Q2 24
$0.75
$-0.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KFRC
KFRC
MCHB
MCHB
Cash + ST InvestmentsLiquidity on hand
$1.3M
$1.0B
Total DebtLower is stronger
$192.0M
Stockholders' EquityBook value
$117.4M
$2.9B
Total Assets
$384.8M
$22.4B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KFRC
KFRC
MCHB
MCHB
Q1 26
$1.3M
Q4 25
$2.1M
$1.0B
Q3 25
$1.3M
$1.4B
Q2 25
$2.5M
$201.1M
Q1 25
$444.0K
$252.2M
Q4 24
$349.0K
$999.7M
Q3 24
$127.0K
$205.9M
Q2 24
$110.0K
$218.7M
Total Debt
KFRC
KFRC
MCHB
MCHB
Q1 26
Q4 25
$192.0M
Q3 25
$190.1M
Q2 25
$225.3M
Q1 25
$225.2M
Q4 24
$0
Q3 24
$0
Q2 24
$224.9M
Stockholders' Equity
KFRC
KFRC
MCHB
MCHB
Q1 26
$117.4M
Q4 25
$124.6M
$2.9B
Q3 25
$132.1M
$2.8B
Q2 25
$134.4M
$2.4B
Q1 25
$138.0M
$400.8M
Q4 24
$154.6M
$2.3B
Q3 24
$167.4M
$2.3B
Q2 24
$166.6M
$2.2B
Total Assets
KFRC
KFRC
MCHB
MCHB
Q1 26
$384.8M
Q4 25
$365.6M
$22.4B
Q3 25
$374.2M
$22.7B
Q2 25
$373.6M
$7.6B
Q1 25
$368.2M
$7.8B
Q4 24
$357.8M
$16.5B
Q3 24
$369.9M
$9.2B
Q2 24
$362.7M
$9.3B
Debt / Equity
KFRC
KFRC
MCHB
MCHB
Q1 26
Q4 25
0.07×
Q3 25
0.07×
Q2 25
0.09×
Q1 25
0.56×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.10×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KFRC
KFRC
MCHB
MCHB
Operating Cash FlowLast quarter
$193.6M
Free Cash FlowOCF − Capex
$-7.4M
$187.1M
FCF MarginFCF / Revenue
-2.2%
40.8%
Capex IntensityCapex / Revenue
1.0%
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$43.3M
$263.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KFRC
KFRC
MCHB
MCHB
Q1 26
Q4 25
$19.7M
$193.6M
Q3 25
$23.3M
$112.0M
Q2 25
$18.4M
$-9.8M
Q1 25
$249.0K
$-22.5M
Q4 24
$21.8M
$292.3M
Q3 24
$31.0M
$247.0M
Q2 24
$20.9M
$-21.8M
Free Cash Flow
KFRC
KFRC
MCHB
MCHB
Q1 26
$-7.4M
Q4 25
$16.7M
$187.1M
Q3 25
$19.8M
$109.1M
Q2 25
$14.2M
$-9.9M
Q1 25
$-3.9M
$-22.6M
Q4 24
$20.9M
$285.9M
Q3 24
$27.5M
$244.5M
Q2 24
$17.8M
$-22.0M
FCF Margin
KFRC
KFRC
MCHB
MCHB
Q1 26
-2.2%
Q4 25
5.0%
40.8%
Q3 25
6.0%
42.7%
Q2 25
4.3%
-20.2%
Q1 25
-1.2%
-49.7%
Q4 24
6.1%
965.3%
Q3 24
7.8%
165.4%
Q2 24
5.0%
-51.3%
Capex Intensity
KFRC
KFRC
MCHB
MCHB
Q1 26
1.0%
Q4 25
0.9%
1.4%
Q3 25
1.1%
1.1%
Q2 25
1.2%
0.2%
Q1 25
1.3%
0.1%
Q4 24
0.3%
21.5%
Q3 24
1.0%
1.7%
Q2 24
0.9%
0.7%
Cash Conversion
KFRC
KFRC
MCHB
MCHB
Q1 26
Q4 25
3.82×
Q3 25
2.11×
2.03×
Q2 25
1.76×
Q1 25
0.03×
Q4 24
1.97×
Q3 24
2.18×
6.18×
Q2 24
1.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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