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Side-by-side financial comparison of KFORCE INC (KFRC) and OFG BANCORP (OFG). Click either name above to swap in a different company.

KFORCE INC is the larger business by last-quarter revenue ($330.4M vs $184.3M, roughly 1.8× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 2.4%, a 27.9% gap on every dollar of revenue. On growth, OFG BANCORP posted the faster year-over-year revenue change (0.9% vs 0.1%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $-7.4M). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs -3.7%).

Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

KFRC vs OFG — Head-to-Head

Bigger by revenue
KFRC
KFRC
1.8× larger
KFRC
$330.4M
$184.3M
OFG
Growing faster (revenue YoY)
OFG
OFG
+0.8% gap
OFG
0.9%
0.1%
KFRC
Higher net margin
OFG
OFG
27.9% more per $
OFG
30.3%
2.4%
KFRC
More free cash flow
OFG
OFG
$206.7M more FCF
OFG
$199.3M
$-7.4M
KFRC
Faster 2-yr revenue CAGR
OFG
OFG
Annualised
OFG
2.8%
-3.7%
KFRC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
KFRC
KFRC
OFG
OFG
Revenue
$330.4M
$184.3M
Net Profit
$7.9M
$55.9M
Gross Margin
27.3%
Operating Margin
3.6%
25.7%
Net Margin
2.4%
30.3%
Revenue YoY
0.1%
0.9%
Net Profit YoY
-2.7%
11.0%
EPS (diluted)
$0.46
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KFRC
KFRC
OFG
OFG
Q1 26
$330.4M
Q4 25
$332.0M
$184.3M
Q3 25
$332.6M
$186.2M
Q2 25
$334.3M
$182.4M
Q1 25
$330.0M
$178.6M
Q4 24
$343.8M
$182.7M
Q3 24
$353.3M
$174.7M
Q2 24
$356.3M
$179.8M
Net Profit
KFRC
KFRC
OFG
OFG
Q1 26
$7.9M
Q4 25
$5.2M
$55.9M
Q3 25
$11.1M
$51.8M
Q2 25
$10.4M
$51.8M
Q1 25
$8.1M
$45.6M
Q4 24
$11.1M
$50.3M
Q3 24
$14.2M
$47.0M
Q2 24
$14.2M
$51.1M
Gross Margin
KFRC
KFRC
OFG
OFG
Q1 26
27.3%
Q4 25
27.2%
Q3 25
27.7%
Q2 25
27.1%
Q1 25
26.7%
Q4 24
27.0%
Q3 24
27.9%
Q2 24
27.8%
Operating Margin
KFRC
KFRC
OFG
OFG
Q1 26
3.6%
Q4 25
2.6%
25.7%
Q3 25
4.5%
33.0%
Q2 25
4.5%
36.1%
Q1 25
3.5%
33.3%
Q4 24
4.5%
28.9%
Q3 24
5.3%
35.4%
Q2 24
5.5%
39.6%
Net Margin
KFRC
KFRC
OFG
OFG
Q1 26
2.4%
Q4 25
1.6%
30.3%
Q3 25
3.3%
27.8%
Q2 25
3.1%
28.4%
Q1 25
2.5%
25.5%
Q4 24
3.2%
27.6%
Q3 24
4.0%
26.9%
Q2 24
4.0%
28.4%
EPS (diluted)
KFRC
KFRC
OFG
OFG
Q1 26
$0.46
Q4 25
$0.29
$1.27
Q3 25
$0.63
$1.16
Q2 25
$0.59
$1.15
Q1 25
$0.45
$1.00
Q4 24
$0.60
$1.10
Q3 24
$0.75
$1.00
Q2 24
$0.75
$1.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KFRC
KFRC
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$1.3M
$1.0B
Total DebtLower is stronger
Stockholders' EquityBook value
$117.4M
$1.4B
Total Assets
$384.8M
$12.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KFRC
KFRC
OFG
OFG
Q1 26
$1.3M
Q4 25
$2.1M
$1.0B
Q3 25
$1.3M
$740.3M
Q2 25
$2.5M
$851.8M
Q1 25
$444.0K
$710.6M
Q4 24
$349.0K
$591.1M
Q3 24
$127.0K
$680.6M
Q2 24
$110.0K
$740.4M
Stockholders' Equity
KFRC
KFRC
OFG
OFG
Q1 26
$117.4M
Q4 25
$124.6M
$1.4B
Q3 25
$132.1M
$1.4B
Q2 25
$134.4M
$1.3B
Q1 25
$138.0M
$1.3B
Q4 24
$154.6M
$1.3B
Q3 24
$167.4M
$1.3B
Q2 24
$166.6M
$1.2B
Total Assets
KFRC
KFRC
OFG
OFG
Q1 26
$384.8M
Q4 25
$365.6M
$12.5B
Q3 25
$374.2M
$12.2B
Q2 25
$373.6M
$12.2B
Q1 25
$368.2M
$11.7B
Q4 24
$357.8M
$11.5B
Q3 24
$369.9M
$11.5B
Q2 24
$362.7M
$11.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KFRC
KFRC
OFG
OFG
Operating Cash FlowLast quarter
$217.7M
Free Cash FlowOCF − Capex
$-7.4M
$199.3M
FCF MarginFCF / Revenue
-2.2%
108.1%
Capex IntensityCapex / Revenue
1.0%
10.0%
Cash ConversionOCF / Net Profit
3.90×
TTM Free Cash FlowTrailing 4 quarters
$43.3M
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KFRC
KFRC
OFG
OFG
Q1 26
Q4 25
$19.7M
$217.7M
Q3 25
$23.3M
$39.5M
Q2 25
$18.4M
$35.9M
Q1 25
$249.0K
$83.1M
Q4 24
$21.8M
$252.5M
Q3 24
$31.0M
$58.1M
Q2 24
$20.9M
$95.1M
Free Cash Flow
KFRC
KFRC
OFG
OFG
Q1 26
$-7.4M
Q4 25
$16.7M
$199.3M
Q3 25
$19.8M
$35.5M
Q2 25
$14.2M
$31.8M
Q1 25
$-3.9M
$78.7M
Q4 24
$20.9M
$231.2M
Q3 24
$27.5M
$51.8M
Q2 24
$17.8M
$90.4M
FCF Margin
KFRC
KFRC
OFG
OFG
Q1 26
-2.2%
Q4 25
5.0%
108.1%
Q3 25
6.0%
19.1%
Q2 25
4.3%
17.4%
Q1 25
-1.2%
44.1%
Q4 24
6.1%
126.5%
Q3 24
7.8%
29.6%
Q2 24
5.0%
50.3%
Capex Intensity
KFRC
KFRC
OFG
OFG
Q1 26
1.0%
Q4 25
0.9%
10.0%
Q3 25
1.1%
2.1%
Q2 25
1.2%
2.3%
Q1 25
1.3%
2.4%
Q4 24
0.3%
11.7%
Q3 24
1.0%
3.6%
Q2 24
0.9%
2.6%
Cash Conversion
KFRC
KFRC
OFG
OFG
Q1 26
Q4 25
3.82×
3.90×
Q3 25
2.11×
0.76×
Q2 25
1.76×
0.69×
Q1 25
0.03×
1.82×
Q4 24
1.97×
5.02×
Q3 24
2.18×
1.24×
Q2 24
1.48×
1.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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