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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and LIVEPERSON INC (LPSN). Click either name above to swap in a different company.
LIVEPERSON INC is the larger business by last-quarter revenue ($59.3M vs $56.4M, roughly 1.1× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -77.8%, a 103.9% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -19.0%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $-12.0M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -16.6%).
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
LivePerson is a global technology company that develops conversational commerce and AI software.
KINS vs LPSN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.4M | $59.3M |
| Net Profit | $14.8M | $-46.1M |
| Gross Margin | — | 73.2% |
| Operating Margin | 32.7% | -68.7% |
| Net Margin | 26.2% | -77.8% |
| Revenue YoY | 34.0% | -19.0% |
| Net Profit YoY | 171.4% | 58.9% |
| EPS (diluted) | $1.09 | $-9.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.4M | $59.3M | ||
| Q3 25 | $55.7M | $60.2M | ||
| Q2 25 | $52.3M | $59.6M | ||
| Q1 25 | $50.5M | $64.7M | ||
| Q4 24 | $42.1M | $73.2M | ||
| Q3 24 | $40.8M | $74.2M | ||
| Q2 24 | $36.5M | $79.9M | ||
| Q1 24 | $35.8M | $85.1M |
| Q4 25 | $14.8M | $-46.1M | ||
| Q3 25 | $10.9M | $8.7M | ||
| Q2 25 | $11.3M | $-15.7M | ||
| Q1 25 | $3.9M | $-14.1M | ||
| Q4 24 | $5.4M | $-112.1M | ||
| Q3 24 | $7.0M | $-28.3M | ||
| Q2 24 | $4.5M | $41.8M | ||
| Q1 24 | $1.4M | $-35.6M |
| Q4 25 | — | 73.2% | ||
| Q3 25 | — | 71.4% | ||
| Q2 25 | — | 69.7% | ||
| Q1 25 | — | 71.8% | ||
| Q4 24 | — | 77.4% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 79.4% | ||
| Q1 24 | — | 71.3% |
| Q4 25 | 32.7% | -68.7% | ||
| Q3 25 | 24.6% | -24.2% | ||
| Q2 25 | 27.1% | -10.8% | ||
| Q1 25 | 9.3% | -26.2% | ||
| Q4 24 | 15.9% | -138.0% | ||
| Q3 24 | 22.3% | -21.6% | ||
| Q2 24 | 15.7% | -37.3% | ||
| Q1 24 | 5.0% | -42.7% |
| Q4 25 | 26.2% | -77.8% | ||
| Q3 25 | 19.5% | 14.5% | ||
| Q2 25 | 21.5% | -26.4% | ||
| Q1 25 | 7.7% | -21.8% | ||
| Q4 24 | 12.9% | -153.2% | ||
| Q3 24 | 17.1% | -38.1% | ||
| Q2 24 | 12.4% | 52.3% | ||
| Q1 24 | 4.0% | -41.8% |
| Q4 25 | $1.09 | $-9.22 | ||
| Q3 25 | $0.74 | $-2.76 | ||
| Q2 25 | $0.78 | $-0.17 | ||
| Q1 25 | $0.27 | $-0.24 | ||
| Q4 24 | $0.44 | $-17.23 | ||
| Q3 24 | $0.55 | $-4.74 | ||
| Q2 24 | $0.37 | $-0.33 | ||
| Q1 24 | $0.12 | $-0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $95.0M |
| Total DebtLower is stronger | $4.4M | — |
| Stockholders' EquityBook value | $122.7M | $-44.5M |
| Total Assets | $453.4M | $454.7M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $95.0M | ||
| Q3 25 | — | $106.7M | ||
| Q2 25 | — | $162.0M | ||
| Q1 25 | — | $176.3M | ||
| Q4 24 | — | $183.2M | ||
| Q3 24 | — | $142.1M | ||
| Q2 24 | — | $146.0M | ||
| Q1 24 | — | $127.1M |
| Q4 25 | $4.4M | — | ||
| Q3 25 | $4.8M | — | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $11.2M | — | ||
| Q3 24 | $17.3M | — | ||
| Q2 24 | $25.3M | — | ||
| Q1 24 | $25.3M | $512.1M |
| Q4 25 | $122.7M | $-44.5M | ||
| Q3 25 | $107.7M | $-22.1M | ||
| Q2 25 | $94.9M | $-82.4M | ||
| Q1 25 | $82.2M | $-74.9M | ||
| Q4 24 | $66.7M | $-67.3M | ||
| Q3 24 | $59.7M | $45.9M | ||
| Q2 24 | $40.8M | $66.6M | ||
| Q1 24 | $35.7M | $19.2M |
| Q4 25 | $453.4M | $454.7M | ||
| Q3 25 | $428.6M | $511.4M | ||
| Q2 25 | $393.4M | $604.2M | ||
| Q1 25 | $385.4M | $596.2M | ||
| Q4 24 | $374.9M | $607.8M | ||
| Q3 24 | $347.0M | $692.0M | ||
| Q2 24 | $319.8M | $703.8M | ||
| Q1 24 | $318.3M | $724.7M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.07× | — | ||
| Q4 24 | 0.17× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.62× | — | ||
| Q1 24 | 0.71× | 26.69× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $75.9M | $-9.7M |
| Free Cash FlowOCF − Capex | $73.1M | $-12.0M |
| FCF MarginFCF / Revenue | 129.5% | -20.2% |
| Capex IntensityCapex / Revenue | 5.0% | 3.9% |
| Cash ConversionOCF / Net Profit | 5.14× | — |
| TTM Free Cash FlowTrailing 4 quarters | $124.0M | $-42.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $75.9M | $-9.7M | ||
| Q3 25 | $25.9M | $-6.0M | ||
| Q2 25 | $9.3M | $-11.7M | ||
| Q1 25 | $17.9M | $-3.1M | ||
| Q4 24 | $57.9M | $-3.1M | ||
| Q3 24 | $21.7M | $4.8M | ||
| Q2 24 | $7.1M | $-17.9M | ||
| Q1 24 | $6.1M | $1.1M |
| Q4 25 | $73.1M | $-12.0M | ||
| Q3 25 | $25.3M | $-8.9M | ||
| Q2 25 | $8.7M | $-14.8M | ||
| Q1 25 | $17.0M | $-6.9M | ||
| Q4 24 | $55.6M | $-6.8M | ||
| Q3 24 | $21.0M | $-230.0K | ||
| Q2 24 | $6.6M | $-22.9M | ||
| Q1 24 | $5.6M | $-10.4M |
| Q4 25 | 129.5% | -20.2% | ||
| Q3 25 | 45.4% | -14.8% | ||
| Q2 25 | 16.6% | -24.9% | ||
| Q1 25 | 33.7% | -10.6% | ||
| Q4 24 | 132.1% | -9.2% | ||
| Q3 24 | 51.6% | -0.3% | ||
| Q2 24 | 18.1% | -28.7% | ||
| Q1 24 | 15.5% | -12.2% |
| Q4 25 | 5.0% | 3.9% | ||
| Q3 25 | 1.2% | 4.8% | ||
| Q2 25 | 1.1% | 5.3% | ||
| Q1 25 | 1.7% | 5.8% | ||
| Q4 24 | 5.6% | 5.0% | ||
| Q3 24 | 1.7% | 6.8% | ||
| Q2 24 | 1.4% | 6.2% | ||
| Q1 24 | 1.5% | 13.5% |
| Q4 25 | 5.14× | — | ||
| Q3 25 | 2.38× | -0.69× | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | 4.60× | — | ||
| Q4 24 | 10.65× | — | ||
| Q3 24 | 3.12× | — | ||
| Q2 24 | 1.58× | -0.43× | ||
| Q1 24 | 4.27× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KINS
Segment breakdown not available.
LPSN
| Hosted Services Business | $51.0M | 86% |
| Professional Services | $8.3M | 14% |
